What Is United Fire Group, Inc (UFCS) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, United Fire Group, Inc presents a highly debated valuation profile at its current price of $52.45. The composite intrinsic value is estimated at $67.45 (+28.6% average upside), masking a wide model spread between the 5 bullish models and 5 bearish models. Model dispersion is worth noting: RCMH-DCF targets $231.48 (+341.3%), versus EPV at $5.06 (-90.3%). This +431.7% range highlights the importance of multi-model analysis rather than relying on any single methodology.
What Do the Models Say About UFCS?
12 of 13 models are currently active for UFCS. Of these, 6 models suggest upside while 6 models suggest overvaluation. The Bayesian DCF estimates UFCS's intrinsic value at $84.30, implying +60.7% upside from the current price. See which stocks rank higher →
How Does UFCS Rank in Fire, Marine & Casualty Insurance?
Among 50 Fire, Marine & Casualty Insurance stocks, UFCS ranks #12 by Quality of Company score. CirclFi's QOC score of 9.3/10 evaluates 32 fundamental signals. A score of 9.3 places UFCS in the top tier.
See all Most Undervalued Fire, Marine & Casualty Insurance Stocks →
Within the Fire, Marine & Casualty Insurance space, United Fire Group, Inc competes in an environment where loss ratio often separates market leaders from laggards. Understanding these industry-specific dynamics is essential context for interpreting our model outputs.
Is UFCS a Value Trap?
CirclFi's Value Trap algorithm assigns UFCS a score of 12/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for United Fire Group, Inc. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Quality of Company (QOC) framework, which evaluates 32 signals including margin stability, revenue growth trajectory, leverage, and free cash flow generation, United Fire Group, Inc is rated at 9.3/10. This elite-tier score ranks among the highest-quality businesses in our coverage universe.
The gap between the most bullish and bearish model spans +431.7% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every UFCS valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across UFCS's 12 active models, average confidence is 42%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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