Chubb Limited (CB) Fair Value 2026

CB · Insurance - Property & Casualty ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

8.7 /10

32 fundamental signals · 6 models active

Value Trap Risk

SAFE (12/100)

Quick Summary — As of 2026-10-07, Chubb Limited (CB) trades at $334.21, versus a $305.69 median fair value across its 6 active models — 8.5% below the current price. QOC: 8.7/10. Value Trap Risk: 12/100 (SAFE). 6/13 models active.

Key Facts

Ticker
CB
Price
$334.21
Quality Score
8.7/10
Value Trap Risk
12/100
Models Active
6/13
Last Updated
Strength: Quality Score of 8.7/10 indicates strong fundamentals
Risk: Majority of models suggest overvaluation

Is Chubb Limited (CB) Undervalued or Overvalued in 2026?

According to CirclFi’s 6-model valuation engine, Chubb Limited (CB) appears fairly valued as of : the median of 6 independent fair value estimates is $305.69, within 8.5% of the current price of $334.21. Estimates range from $232.57 to $471.27. CB scores 8.7/10 on fundamental quality and 12/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -20.1% versus its own 13-model consensus, across 3,777 rated companies as of 2026-10-07. CB’s -8.5% gap is narrower than that market norm, and the Insurance - Property & Casualty sector median is -10.0%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Chubb Limited Stock in 2026? →

What Fair Value Does Each Model Give CB?

6 Intrinsic Value Models vs. Current Price ($334.21)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $283.46 -15.2%
Ensemble · Medium Conviction
 $327.91 -1.9%
Intrinsic · High Conviction
 $283.03 -15.3%
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What Is CB's Fair Value Range?

Spread across 6 independent models · $232.57 to $471.27

CirclFi's 6 active models place Chubb Limited (CB) between $232.57 and $471.27 per share, a spread of 78% of the median. The median of that range — $305.69 — is the fair value CirclFi publishes for CB, against a current price of $334.21.

Low · FTNNHigh · Regime Cross
$232.57median $305.69$471.27
Where the range comes from
Most bearish modelFTNN Topology$232.57
Most bullish modelRegime Cross-Sectional$471.27
Model agreement2 bullish · 3 bearishmoderate

A band of this width is typical. The methods agree on direction but weight growth, reinvestment and risk differently, so treat the median as a centre of gravity rather than a precise target.

Every figure above is one model's standalone output on CB, not a CirclFi price target. How each model works →

What Is Chubb Limited (CB) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Chubb Limited's intrinsic value is estimated at $305.69, presenting a divided outlook at the current price of $334.21. With a median implied return of -8.5% across a split 2–3 (bull–bear) consensus, the model spread of +71.4% underscores analytical uncertainty. Notably, Regime Cross sees the most upside at +41.0% (fair value: $471.27), while FTNN is the most conservative at -30.4% ($232.57). The spread between these extremes — +71.4% — reveals how different analytical frameworks can reach starkly different conclusions. Among models with highest confidence, EPV lean bearish — adding weight to the bearish side of the thesis.

What Do the Models Say About CB?

6 of 13 models are currently active for CB. Of these, 2 models suggest upside while 4 models suggest overvaluation. Taken together, their median fair value for CB is $305.69 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does CB Rank in Insurance - Property & Casualty?

Among 42 Insurance - Property & Casualty stocks, CB ranks #18 by Quality of Company score. CirclFi's QOC score of 8.7/10 evaluates 32 fundamental signals. A score of 8.7 places CB in the top tier.

As a underwriting business, Chubb Limited operates in a sector where combined ratio is a critical driver of valuation. Investors evaluating CB should weigh these sector-specific dynamics alongside our model-derived fair values.

Is CB a Value Trap?

CirclFi's Value Trap algorithm assigns CB a score of 12/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

6 of 13 models are active for Chubb Limited. Moderate coverage provides meaningful perspective. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi 32-factor quality framework, Chubb Limited's fundamental quality profile registers 8.7/10. This robust score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.

The gap between the most bullish and bearish model spans +71.4% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every CB valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across CB's 6 active models, average confidence is 48%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Chubb Limited Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Insurance - Property & Casualty Stocks Should You Also Analyze?

11 related Insurance - Property & Casualty stocks with 13-model coverage

MCYMercury General CorporationQOC 8.7AIIAmerican Integrity Insurance Group, Inc.QOC 8.7ACICAmerican Coastal Insurance CorporationQOC 8.7ORIOld Republic International CorporationQOC 8.6THGThe Hanover Insurance Group, Inc.QOC 8.8WTMWhite Mountains Insurance Group, Ltd.QOC 8.4BOWBowhead Specialty Holdings Inc.QOC 8.1KMPRKemper CorporationQOC 6.9ALLThe Allstate CorporationQOC 9.2HCIHCI Group, Inc.QOC 9.9HRTGHeritage Insurance Holdings, Inc.QOC 9.7

Read investment analysis: MCY · AII · ACIC · ORI · THG · WTM · BOW · KMPR · ALL · HCI · HRTG

Which Other Stocks Have a Similar Quality Score to CB?

7 companies across all industries closest to CB’s Quality of Company score of 8.7/10.

MTDMettler-Toledo International Inc.QOC 8.7UCBUnited Community Banks, Inc.QOC 8.7PPGPPG Industries, Inc.QOC 8.7PDLBPonce Financial Group, Inc.QOC 8.7PAHCPhibro Animal Health CorporationQOC 8.7SYYSysco CorporationQOC 8.7NVDANVIDIA CorporationQOC 10.0

Read investment analysis: MTD · UCB · PPG · PDLB · PAHC · SYY · NVDA

What Else Do Investors Ask About Chubb Limited’s Valuation?

What is Chubb Limited's intrinsic value in 2026?

CirclFi puts Chubb Limited (CB)'s intrinsic value at $305.69 — the median of 6 independent model estimates as of 2026-10-07, ranging from $232.57 to $471.27. The Quality of Company score is 8.7/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is CB overvalued or undervalued right now?

At $334.21, 2 of 6 active models suggest CB may be undervalued, while 4 indicate potential overvaluation. The median of all 6 fair value estimates is $305.69, within 8.5% of the current price of $334.21 — a consensus view that CB is fairly valued. The assessment depends on which methodology best fits Chubb Limited's business model in Insurance - Property & Casualty.

What does a Quality of Company score of 8.7 mean for CB?

Chubb Limited's QOC of 8.7/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on CB?

CirclFi analyzes CB with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 6 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on CB?

Of the 6 models currently active on CB, Regime Cross-Sectional is the most bullish at $471.27 per share, and FTNN Topology is the most bearish at $232.57. CirclFi's published fair value for CB is the median of that range, $305.69, not either extreme. The gap between the two ends equals 78% of the median — a normal spread for a company of this profile. Browse stocks by value-trap risk →

Is CB a value trap in 2026?

Chubb Limited's Value Trap score is 12/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 6-model valuation engine, Chubb Limited (CB) has a median fair value of $305.69 — within 8.5% of the current price of $334.21 — as of 2026-10-07.” Source: circlfi.com/stock/CB/ · Methodology
Primary sources for this CB valuation
  • Financial statements: Chubb Limited 10-K and 10-Q filings on SEC EDGAR (CIK 0000896159) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for CB as of ; valuations recomputed .

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