RenaissanceRe Holdings Ltd. (RNR) Fair Value 2026

RNR · Fire, Marine & Casualty Insurance ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

9.9 /10

32 fundamental signals · 12 models active

Value Trap Risk

SAFE (18/100)

Quick Summary — As of 2026-07-13, RenaissanceRe Holdings Ltd. (RNR) trades at $320.85, approximately 66% below CirclFi’s Bayesian DCF fair value of $955.40. QOC: 9.9/10. Value Trap Risk: 18/100 (SAFE). 12/13 models active.

Key Facts

Ticker
RNR
Price
$320.85
Quality Score
9.9/10
Value Trap Risk
18/100
Models Active
12/13
Last Updated
Strength: First Chicago suggests +429.9% upside with 49% confidence
Risk: Limited model coverage (12/13) may reduce confidence

Valuation Matrix

12 Intrinsic Value Models vs. Current Price ($320.85)

Core Models (Unlocked)
Model Fair Value Upside
Bayesian DCF
High Conviction
$955.40 +197.8%
Earnings Power Value
High Conviction
$98.97 -69.2%
CUCE Ensemble
Low Conviction
$639.63 +99.4%
First Chicago
Medium Conviction
$1700.27 +429.9%

Unlock the Full Matrix

Access 8 additional models including EROIC Spread, Markov DDM, and more.

$1.30 / day

Billed monthly ($39/mo) or annually ($299/yr)

Unlock All 12 Models →

Cancel anytime · No contracts · Instant access

What Is RenaissanceRe Holdings Ltd. (RNR) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, RenaissanceRe Holdings Ltd. is potentially undervalued at its current price of $320.85. Based on our 13-model framework, RenaissanceRe Holdings Ltd.'s intrinsic value is estimated at a composite fair value of $643.90 — representing +100.7% implied upside — with 9 out of 12 active models confirming this thesis. Model dispersion is worth noting: First Chicago targets $1,700.27 (+429.9%), versus Markov DDM at $18.76 (-94.2%). This +524.1% range highlights the importance of multi-model analysis rather than relying on any single methodology.

What Do the Models Say About RNR?

12 of 13 models are currently active for RNR. Of these, 9 models suggest upside while 3 models suggest overvaluation. The Bayesian DCF estimates RNR's intrinsic value at $955.40, implying +197.8% upside from the current price. See which stocks rank higher →

How Does RNR Rank in Fire, Marine & Casualty Insurance?

Among 50 Fire, Marine & Casualty Insurance stocks, RNR ranks #5 by Quality of Company score. CirclFi's QOC score of 9.9/10 evaluates 32 fundamental signals. A score of 9.9 places RNR in the top tier.

See all Most Undervalued Fire, Marine & Casualty Insurance Stocks →

RenaissanceRe Holdings Ltd.'s positioning within the Fire, Marine & Casualty Insurance segment means that loss ratio plays an outsized role in fundamental analysis. The sector's unique characteristics — including distribution channel efficiency — shape both the opportunity set and risk profile.

Is RNR a Value Trap?

CirclFi's Value Trap algorithm assigns RNR a score of 18/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

12 of 13 models are active for RenaissanceRe Holdings Ltd.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Deep Alpha Valuation Engine, RenaissanceRe Holdings Ltd. scores 9.9 out of 10 on our 32-signal quality assessment, a elite rating that ranks among the highest-quality businesses in our coverage universe. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.

The gap between the most bullish and bearish model spans +524.1% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every RNR valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across RNR's 12 active models, average confidence is 39%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy RenaissanceRe Holdings Ltd. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Fire, Marine & Casualty Insurance Stocks Should You Also Analyze?

8 related Fire, Marine & Casualty Insurance stocks with 13-model coverage

Read investment analysis: HCI · KNSL · HG · SKWD · WRB

See all Fire, Marine & Casualty Insurance stocks ranked →

Frequently Asked Questions About RenaissanceRe Holdings Ltd.

What is RenaissanceRe Holdings Ltd.'s intrinsic value in 2026?

Based on CirclFi's 13-model analysis, RenaissanceRe Holdings Ltd. (RNR) has multiple fair value estimates. The Bayesian DCF model runs 10,000 Monte Carlo simulations with jump-diffusion to estimate intrinsic value at $955.40. The Quality of Company score is 9.9/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is RNR overvalued or undervalued right now?

At $320.85, 9 of 12 active models suggest RNR may be undervalued, while 3 indicate potential overvaluation. The assessment depends on which methodology best fits RenaissanceRe Holdings Ltd.'s business model in Fire, Marine & Casualty Insurance.

What does a Quality of Company score of 9.9 mean for RNR?

RenaissanceRe Holdings Ltd.'s QOC of 9.9/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on RNR?

CirclFi analyzes RNR with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 12 of 13 are active for this stock. Read the full methodology →

Is RNR a value trap in 2026?

RenaissanceRe Holdings Ltd.'s Value Trap score is 18/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap. Browse stocks by value-trap risk →

You’ve done the research. Don’t stop at half the picture.

Stop collecting opinions. Let 12 mathematical frameworks give you clarity on RNR.

Unlock All 12 Fair Values — $39/mo

Cancel anytime · Less than a cup of coffee · Instant access