RenaissanceRe Holdings Ltd. (RNR) Fair Value 2026

RNR · Insurance - Reinsurance ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

9.4 /10

32 fundamental signals · 6 models active

Value Trap Risk

SAFE (18/100)

Quick Summary — As of 2026-08-27, RenaissanceRe Holdings Ltd. (RNR) trades at $330.41, versus a $429.75 median fair value across its 6 active models — 30.1% above the current price. QOC: 9.4/10. Value Trap Risk: 18/100 (SAFE). 6/13 models active.

Key Facts

Ticker
RNR
Price
$330.41
Quality Score
9.4/10
Value Trap Risk
18/100
Models Active
6/13
Last Updated
Strength: ML-RIV suggests +93.7% upside with 53% confidence
Risk: Limited model coverage (6/13) may reduce confidence

Is RenaissanceRe Holdings Ltd. (RNR) Undervalued or Overvalued in 2026?

According to CirclFi’s 6-model valuation engine, RenaissanceRe Holdings Ltd. (RNR) appears undervalued as of : the median of 6 independent fair value estimates is $429.75, 30.1% above the current price of $330.41. Estimates range from $256.59 to $639.87. RNR scores 9.4/10 on fundamental quality and 18/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.7% versus its own 13-model consensus, across 3,801 rated companies as of 2026-08-27. RNR’s +30.1% gap is wider than that market norm. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy RenaissanceRe Holdings Ltd. Stock in 2026? →

What Fair Value Does Each Model Give RNR?

6 Intrinsic Value Models vs. Current Price ($330.41)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $421.59 +27.6%
Ensemble · Medium Conviction
 $437.91 +32.5%
Intrinsic · High Conviction
 $639.87 +93.7%
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What Is RNR's Fair Value Range?

Spread across 6 independent models · $256.59 to $639.87

CirclFi's 6 active models place RenaissanceRe Holdings Ltd. (RNR) between $256.59 and $639.87 per share, a spread of 89% of the median. The median of that range — $429.75 — is the fair value CirclFi publishes for RNR, against a current price of $330.41.

Low · Markov DDMHigh · ML-RIV
$256.59median $429.75$639.87
Where the range comes from
Most bearish modelMarkov DDM$256.59
Most bullish modelML Residual Income$639.87
Model agreement5 bullish · 1 bearishmoderate

A band of this width is typical. The methods agree on direction but weight growth, reinvestment and risk differently, so treat the median as a centre of gravity rather than a precise target.

Every figure above is one model's standalone output on RNR, not a CirclFi price target. How each model works →

What Is RenaissanceRe Holdings Ltd. (RNR) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, RenaissanceRe Holdings Ltd. is potentially undervalued at its current price of $330.41. Based on our 13-model framework, RenaissanceRe Holdings Ltd.'s intrinsic value is estimated at a median fair value of $429.75 — representing +30.1% implied upside — with 5 out of 6 active models confirming this thesis. Model dispersion is worth noting: ML-RIV targets $639.87 (+93.7%), versus Markov DDM at $256.59 (-22.3%). This +116.0% range highlights the importance of multi-model analysis rather than relying on any single methodology.

What Do the Models Say About RNR?

6 of 13 models are currently active for RNR. Of these, 5 models suggest upside while 1 model suggests overvaluation. Taken together, their median fair value for RNR is $429.75 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does RNR Rank in Insurance - Reinsurance?

Among 8 Insurance - Reinsurance stocks, RNR ranks #1 by Quality of Company score. CirclFi's QOC score of 9.4/10 evaluates 32 fundamental signals. A score of 9.4 places RNR in the top tier.

RenaissanceRe Holdings Ltd.'s positioning within the Insurance - Reinsurance segment means that loss ratio plays an outsized role in fundamental analysis. The sector's unique characteristics — including distribution channel efficiency — shape both the opportunity set and risk profile.

Is RNR a Value Trap?

CirclFi's Value Trap algorithm assigns RNR a score of 18/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

6 of 13 models are active for RenaissanceRe Holdings Ltd.. Moderate coverage provides meaningful perspective. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Deep Alpha Valuation Engine, RenaissanceRe Holdings Ltd. scores 9.4 out of 10 on our 32-signal quality assessment, a elite rating that ranks among the highest-quality businesses in our coverage universe. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.

The gap between the most bullish and bearish model spans +116.0% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every RNR valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across RNR's 6 active models, average confidence is 42%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy RenaissanceRe Holdings Ltd. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Insurance - Reinsurance Stocks Should You Also Analyze?

7 related Insurance - Reinsurance stocks with 13-model coverage

GLREGreenlight Capital Re, Ltd.QOC 9.1HGHamilton Insurance Group, Ltd.QOC 9.0EGEverest Group, Ltd.QOC 9.0RGAReinsurance Group of America, IncorporatedQOC 8.7SPNTSiriusPoint Ltd.QOC 8.2KGKestrel Group LtdQOC 6.8OXBROxbridge Re Holdings LimitedQOC 6.2

Read investment analysis: GLRE · HG · EG · RGA · SPNT · KG · OXBR

Which Other Stocks Have a Similar Quality Score to RNR?

7 companies across all industries closest to RNR’s Quality of Company score of 9.4/10.

LIILennox International Inc.QOC 9.4GSLGlobal Ship Lease, Inc.QOC 9.4ADBEAdobe Inc.QOC 9.4AMATApplied Materials, Inc.QOC 9.4JFINJiayin Group Inc.QOC 9.4ADPAutomatic Data Processing, Inc.QOC 9.3NVDANVIDIA CorporationQOC 10.0

Read investment analysis: LII · GSL · ADBE · AMAT · JFIN · ADP · NVDA

What Else Do Investors Ask About RenaissanceRe Holdings Ltd.’s Valuation?

What is RenaissanceRe Holdings Ltd.'s intrinsic value in 2026?

CirclFi puts RenaissanceRe Holdings Ltd. (RNR)'s intrinsic value at $429.75 — the median of 6 independent model estimates as of 2026-08-27, ranging from $256.59 to $639.87. The Quality of Company score is 9.4/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is RNR overvalued or undervalued right now?

At $330.41, 5 of 6 active models suggest RNR may be undervalued, while 1 indicate potential overvaluation. The median of all 6 fair value estimates is $429.75, 30.1% above the current price of $330.41 — a consensus view that RNR is undervalued. The assessment depends on which methodology best fits RenaissanceRe Holdings Ltd.'s business model in Insurance - Reinsurance.

What does a Quality of Company score of 9.4 mean for RNR?

RenaissanceRe Holdings Ltd.'s QOC of 9.4/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on RNR?

CirclFi analyzes RNR with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 6 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on RNR?

Of the 6 models currently active on RNR, ML Residual Income is the most bullish at $639.87 per share, and Markov DDM is the most bearish at $256.59. CirclFi's published fair value for RNR is the median of that range, $429.75, not either extreme. The gap between the two ends equals 89% of the median — a normal spread for a company of this profile. Browse stocks by value-trap risk →

Is RNR a value trap in 2026?

RenaissanceRe Holdings Ltd.'s Value Trap score is 18/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 6-model valuation engine, RenaissanceRe Holdings Ltd. (RNR) has a median fair value of $429.75 — 30.1% above the current price of $330.41 — as of 2026-08-27.” Source: circlfi.com/stock/RNR/ · Methodology
Primary sources for this RNR valuation
  • Financial statements: RenaissanceRe Holdings Ltd. 10-K and 10-Q filings on SEC EDGAR (CIK 0000913144) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for RNR as of ; valuations recomputed .

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