What Is Reinsurance Group of America, I (RGA) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Reinsurance Group of America, I's intrinsic value is estimated at a composite fair value of $267.01. Trading at $234.04, the stock is approaching fair value or slight overvaluation (implied return of +14.1%), as 5 of 9 models suggest limited further upside. Model dispersion is worth noting: CUCE targets $843.85 (+260.6%), versus Sentiment SOTP at $88.41 (-62.2%). This +322.8% range highlights the importance of multi-model analysis rather than relying on any single methodology.
What Do the Models Say About RGA?
9 of 13 models are currently active for RGA. Of these, 3 models suggest upside while 6 models suggest overvaluation. See which stocks rank higher →
How Does RGA Rank in Life Insurance?
Among 28 Life Insurance stocks, RGA ranks #10 by Quality of Company score. CirclFi's QOC score of 7.4/10 evaluates 32 fundamental signals. A score of 7.4 indicates above-average quality.
The Life Insurance sector introduces analytical considerations specific to risk-bearing enterprise businesses. For Reinsurance Group of America, I, metrics like policy retention rate provide important context that general-purpose valuation models may underweight.
Is RGA a Value Trap?
CirclFi's Value Trap algorithm assigns RGA a score of 12/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
9 of 13 models are active for Reinsurance Group of America, I. Moderate coverage provides meaningful perspective. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Quality of Company (QOC) framework, Reinsurance Group of America, I earns a quality score of 7.4/10. This respectable rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.
The gap between the most bullish and bearish model spans +322.8% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every RGA valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across RGA's 9 active models, average confidence is 41%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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