CirclFi Pricing 2026
CirclFi costs $39 per month or $299 per year for Standard Access, which unlocks all 13 valuation models, the live web terminal, and CSV export for 5,877 US stocks. Institutional Access is $399 per month or $3,499 per year and adds 5 team seats and a dedicated API connection. A free tier shows 2 models per stock with no signup.
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How Much Does CirclFi Cost?
CirclFi has four paid plans and one free tier. Every paid plan includes the complete 13-model engine — the difference between Standard and Institutional is seats, API access, and history, not model coverage.
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Standard Access Monthly | $39 | per month | Cancel anytime |
| Standard Access Yearly | $299 | per year | Save 36% vs monthly |
| Institutional Access Monthly | $399 | per month | 5 team seats + API |
| Institutional Access Yearly | $3,499 | per year | Save 26% vs monthly |
| Free tier | $0 | no signup | 2 of 13 models per stock |
What Is the Difference Between Standard and Institutional Access?
Standard Access is a single-seat subscription with the full 13-model engine. Institutional Access adds up to 5 team seats, a dedicated API connection for piping valuations into proprietary algorithms, full historical data, and priority support. Both cover the same 5,877 stocks with the same models.
| Feature | Free | Standard $39/mo | Institutional $399/mo |
|---|---|---|---|
| Valuation models per stock | 2 of 13 | All 13 | All 13 |
| Quality of Company score | Yes | Yes | Yes |
| Value Trap risk score | Yes | Yes | Yes |
| Stock pages covered | 5,877 | 5,877 | 5,877 |
| Curated list depth | Top 10 | Full list | Full list |
| Live web terminal | No | Yes | Yes |
| CSV / Excel export | No | Yes | Yes |
| Methodology whitepaper (PDF) | No | Yes | Yes |
| Team seats | — | 1 | Up to 5 |
| Dedicated API connection | No | No | Yes |
| Full historical dataset | No | No | Yes |
| Priority support | No | No | Yes |
What Can You Access on the CirclFi Free Tier?
CirclFi's free tier needs no signup. Every one of the 5,877 stock pages publicly shows 2 of the 13 model fair values, the Quality of Company score out of 10, the Value Trap risk score out of 100, the current price, industry peers, and a full FAQ. Curated lists show their top 10 entries, and the entire 13-model methodology is free to read in full.
How Does CirclFi Compare to Bloomberg Terminal and FactSet?
CirclFi Standard Access is $39 per month — roughly 2% of a Bloomberg Terminal seat, which is commonly reported at about $2,000 or more per month. The tools are not equivalent: CirclFi is a multi-model valuation engine, not a full market-data terminal, and it deliberately does not offer live tick data, messaging, or trade execution.
| Platform | Approx. price per seat | Intrinsic-value models | Primary purpose |
|---|---|---|---|
| CirclFi | $39/mo | 13 | Multi-model equity valuation |
| Bloomberg Terminal | ~$2,000+/mo | Built-in DCF tooling | Market data, messaging, execution |
| FactSet | ~$1,000+/mo | Built-in DCF tooling | Research and portfolio analytics |
Competitor figures are approximate, commonly reported list prices for a single seat and vary by contract, region and bundle. CirclFi is not affiliated with Bloomberg or FactSet.
Can You Cancel a CirclFi Subscription Anytime?
Yes. Every CirclFi plan is cancelled from your Gumroad dashboard at any time, with no cancellation fee and no minimum term. Billing stops at the end of the current period and access continues until that period ends. Payments are handled entirely by Gumroad, which accepts cards, PayPal, Apple Pay and Google Pay — CirclFi never stores card details.
Frequently Asked Questions About CirclFi Pricing
How much does CirclFi cost?
CirclFi Standard Access costs $39 per month or $299 per year and unlocks all 13 valuation models, the live web terminal, Quality of Company and Value Trap scores, CSV export, and the methodology whitepaper for 5,877 US stocks. Institutional Access costs $399 per month or $3,499 per year and adds 5 team seats plus a dedicated API connection.
Is there a free version of CirclFi?
Yes. CirclFi's free tier requires no signup and shows 2 of the 13 model valuations on every one of the 5,877 stock pages, plus the top 10 entries of every curated stock list. Quality of Company scores, Value Trap scores, current price, and the full methodology are free on all pages.
What is the difference between Standard and Institutional Access?
Standard Access ($39/month) is a single-seat subscription with all 13 models, the live terminal, and CSV export. Institutional Access ($399/month) adds up to 5 team seats, a dedicated API connection for piping valuation data into proprietary algorithms, full historical dataset access, and priority support.
Can I cancel my CirclFi subscription anytime?
Yes. All CirclFi plans are cancelled directly from your Gumroad dashboard at any time, with no cancellation fee and no minimum term. Billing stops at the end of the current period, and access continues until that period ends.
How does CirclFi pricing compare to Bloomberg Terminal?
CirclFi Standard Access is $39 per month. A Bloomberg Terminal seat is commonly reported at roughly $2,000 or more per month and FactSet at roughly $1,000 or more per month, so CirclFi costs about 2% of a Bloomberg seat. CirclFi is a valuation engine rather than a full market-data terminal: it does not provide live tick data, chat, or execution.
What payment methods does CirclFi accept?
Payments are processed by Gumroad, which accepts credit and debit cards, PayPal, Apple Pay, and Google Pay. CirclFi does not store or process card details directly. Premium features unlock against the email address used at checkout.
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