What Is RLI Corp. (RLI) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, the balance of valuation evidence tilts cautious on RLI Corp. at its current price of $61.47. The composite intrinsic value is estimated at $68.43 (+11.3% average return), with 7 models flagging overvaluation risk. The most optimistic model, Markov DDM, places fair value at $235.46 (+283.0%), while EROIC — the most conservative — estimates $25.45 (-58.6%). This +341.6% gap reflects genuine analytical uncertainty about RLI Corp.'s intrinsic worth.
What Do the Models Say About RLI?
12 of 13 models are currently active for RLI. Of these, 5 models suggest upside while 7 models suggest overvaluation. The Bayesian DCF estimates RLI's intrinsic value at $76.97, implying +25.2% upside from the current price. See which stocks rank higher →
How Does RLI Rank in Fire, Marine & Casualty Insurance?
Among 50 Fire, Marine & Casualty Insurance stocks, RLI ranks #14 by Quality of Company score. CirclFi's QOC score of 9.2/10 evaluates 32 fundamental signals. A score of 9.2 places RLI in the top tier.
See all Most Undervalued Fire, Marine & Casualty Insurance Stocks →
Within the Fire, Marine & Casualty Insurance space, RLI Corp. competes in an environment where combined ratio often separates market leaders from laggards. Understanding these industry-specific dynamics is essential context for interpreting our model outputs.
Is RLI a Value Trap?
The Value Trap algorithm is not active for RLI. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for RLI Corp.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi 32-factor quality framework, RLI Corp.'s fundamental quality profile registers 9.2/10. This exceptional score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.
The gap between the most bullish and bearish model spans +341.6% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every RLI valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across RLI's 12 active models, average confidence is 43%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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