What Is American Integrity Insurance Gr (AII) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, American Integrity Insurance Gr's intrinsic value is estimated at a composite fair value of $46.11. At a current market price of $19.26, 10 of 12 active valuation models identify upside potential, projecting an average implied return of +139.4%. Notably, RCMH-DCF sees the most upside at +418.1% (fair value: $99.78), while Sentiment SOTP is the most conservative at -11.8% ($16.99). The spread between these extremes — +429.9% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About AII?
12 of 13 models are currently active for AII. Of these, 10 models suggest upside while 2 models suggest overvaluation. The Bayesian DCF estimates AII's intrinsic value at $98.35, implying +410.7% upside from the current price. See which stocks rank higher →
How Does AII Rank in Insurance - Property & Casualty?
Among 5 Insurance - Property & Casualty stocks, AII ranks #3 by Quality of Company score. CirclFi's QOC score of 8.6/10 evaluates 32 fundamental signals. A score of 8.6 places AII in the top tier.
As a underwriting business, American Integrity Insurance Gr operates in a sector where expense ratio is a critical driver of valuation. Investors evaluating AII should weigh these sector-specific dynamics alongside our model-derived fair values.
Is AII a Value Trap?
The Value Trap algorithm is not active for AII. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for American Integrity Insurance Gr. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Quality of Company (QOC) framework, which evaluates 32 signals including margin stability, revenue growth trajectory, leverage, and free cash flow generation, American Integrity Insurance Gr is rated at 8.6/10. This strong-tier score demonstrates strong fundamentals across the majority of our quality signals.
The gap between the most bullish and bearish model spans +429.9% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every AII valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across AII's 12 active models, average confidence is 36%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
Buy with Gumroad