What Is Root, Inc. (ROOT) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Root, Inc.'s intrinsic value is estimated at a composite $72.25, showing conflicting signals at the current price of $62.33. While the average implied return is +15.9%, model disagreement is elevated with a gap of +236.5% between the most bullish and bearish estimates. The most optimistic model, First Chicago, places fair value at $167.28 (+168.4%), while ML-RIV — the most conservative — estimates $19.86 (-68.1%). This +236.5% gap reflects genuine analytical uncertainty about Root, Inc.'s intrinsic worth.
What Do the Models Say About ROOT?
11 of 13 models are currently active for ROOT. Of these, 6 models suggest upside while 5 models suggest overvaluation. The Bayesian DCF estimates ROOT's intrinsic value at $101.30, implying +62.5% upside from the current price. See which stocks rank higher →
How Does ROOT Rank in Fire, Marine & Casualty Insurance?
Among 50 Fire, Marine & Casualty Insurance stocks, ROOT ranks #41 by Quality of Company score. CirclFi's QOC score of 6.6/10 evaluates 32 fundamental signals. A score of 6.6 indicates above-average quality.
See all Most Undervalued Fire, Marine & Casualty Insurance Stocks →
The Fire, Marine & Casualty Insurance sector introduces analytical considerations specific to insurance industry businesses. For Root, Inc., metrics like premium growth rate provide important context that general-purpose valuation models may underweight.
Is ROOT a Value Trap?
CirclFi's Value Trap algorithm assigns ROOT a score of 36/100 (LOW). This indicates low risk. The financial profile does not exhibit typical value trap warning signs. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
11 of 13 models are active for Root, Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, Root, Inc. scores 6.6 out of 10 on our 32-signal quality assessment, a solid rating that maintains reasonable quality metrics with some areas for improvement. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +236.5% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every ROOT valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across ROOT's 11 active models, average confidence is 35%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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