What Is Kearny Financial (KRNY) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, our multi-model framework produces a cautiously optimistic read on Kearny Financial at $9.37. With an estimated intrinsic value of $16.71 and 8 of 12 models pointing higher, the average implied return is +78.3%. The most optimistic model, ML-RIV, places fair value at $42.21 (+350.4%), while EROIC — the most conservative — estimates $7.38 (-21.2%). This +371.6% gap reflects genuine analytical uncertainty about Kearny Financial's intrinsic worth.
What Do the Models Say About KRNY?
12 of 13 models are currently active for KRNY. Of these, 8 models suggest upside while 4 models suggest overvaluation. The Bayesian DCF estimates KRNY's intrinsic value at $15.66, implying +67.2% upside from the current price. See which stocks rank higher →
How Does KRNY Rank in Savings Institution, Federally Chartered?
Among 36 Savings Institution, Federally Chartered stocks, KRNY ranks #20 by Quality of Company score. CirclFi's QOC score of 7.3/10 evaluates 32 fundamental signals. A score of 7.3 indicates above-average quality.
See all Most Undervalued Savings Institution, Federally Chartered Stocks →
Kearny Financial operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.
Is KRNY a Value Trap?
CirclFi's Value Trap algorithm assigns KRNY a score of 6/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Kearny Financial. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, Kearny Financial scores 7.3 out of 10 on our 32-signal quality assessment, a solid rating that maintains reasonable quality metrics with some areas for improvement. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +371.6% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every KRNY valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across KRNY's 12 active models, average confidence is 40%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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