What Is Magyar Bancorp, Inc. (MGYR) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Magyar Bancorp, Inc.'s intrinsic value is estimated at a composite fair value of $33.25. While the stock appears modestly undervalued at $17.31 (implied upside of +92.1%), our analysis suggests a thinner margin of safety across 8 of 11 bullish models. Notably, ML-RIV sees the most upside at +413.8% (fair value: $88.93), while EPV is the most conservative at -30.2% ($12.09). The spread between these extremes — +443.9% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About MGYR?
11 of 13 models are currently active for MGYR. Of these, 8 models suggest upside while 3 models suggest overvaluation. The Bayesian DCF estimates MGYR's intrinsic value at $39.98, implying +131.0% upside from the current price. See which stocks rank higher →
How Does MGYR Rank in Savings Institution, Federally Chartered?
Among 36 Savings Institution, Federally Chartered stocks, MGYR ranks #2 by Quality of Company score. CirclFi's QOC score of 9.3/10 evaluates 32 fundamental signals. A score of 9.3 places MGYR in the top tier.
See all Most Undervalued Savings Institution, Federally Chartered Stocks →
Magyar Bancorp, Inc. operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.
Is MGYR a Value Trap?
CirclFi's Value Trap algorithm assigns MGYR a score of 20/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
11 of 13 models are active for Magyar Bancorp, Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi 32-factor quality framework, Magyar Bancorp, Inc.'s fundamental quality profile registers 9.3/10. This exceptional score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.
The gap between the most bullish and bearish model spans +443.9% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every MGYR valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across MGYR's 11 active models, average confidence is 41%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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