What Is Central Plains Bancshares, Inc. (CPBI) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Central Plains Bancshares, Inc.'s intrinsic value is estimated at $23.55, presenting a divided outlook at the current price of $19.75. With an average implied return of +19.2% across a split 6–4 (bull–bear) consensus, the model spread of +180.1% underscores analytical uncertainty. Notably, RCMH-DCF sees the most upside at +111.8% (fair value: $41.83), while EPV is the most conservative at -68.3% ($6.26). The spread between these extremes — +180.1% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About CPBI?
11 of 13 models are currently active for CPBI. Of these, 7 models suggest upside while 4 models suggest overvaluation. The Bayesian DCF estimates CPBI's intrinsic value at $28.88, implying +46.2% upside from the current price. See which stocks rank higher →
How Does CPBI Rank in Savings Institution, Federally Chartered?
Among 36 Savings Institution, Federally Chartered stocks, CPBI ranks #1 by Quality of Company score. CirclFi's QOC score of 9.5/10 evaluates 32 fundamental signals. A score of 9.5 places CPBI in the top tier.
See all Most Undervalued Savings Institution, Federally Chartered Stocks →
Central Plains Bancshares, Inc. operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.
Is CPBI a Value Trap?
The Value Trap algorithm is not active for CPBI. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
11 of 13 models are active for Central Plains Bancshares, Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Quality of Company (QOC) framework, Central Plains Bancshares, Inc. earns a quality score of 9.5/10. This exceptional rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.
The gap between the most bullish and bearish model spans +180.1% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every CPBI valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across CPBI's 11 active models, average confidence is 39%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
Buy with Gumroad