What Is Greene County Bancorp, Inc. (GCBC) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Greene County Bancorp, Inc.'s intrinsic value is estimated at $37.98, presenting a divided outlook at the current price of $32.84. With an average implied return of +15.7% across a split 6–6 (bull–bear) consensus, the model spread of +242.8% underscores analytical uncertainty. Notably, ML-RIV sees the most upside at +158.2% (fair value: $84.80), while Markov DDM is the most conservative at -84.6% ($5.06). The spread between these extremes — +242.8% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About GCBC?
12 of 13 models are currently active for GCBC. Of these, 6 models suggest upside while 6 models suggest overvaluation. The Bayesian DCF estimates GCBC's intrinsic value at $53.19, implying +62.0% upside from the current price. See which stocks rank higher →
How Does GCBC Rank in Savings Institutions, Not Federally Chartered?
Among 22 Savings Institutions, Not Federally Chartered stocks, GCBC ranks #5 by Quality of Company score. CirclFi's QOC score of 8.8/10 evaluates 32 fundamental signals. A score of 8.8 places GCBC in the top tier.
Greene County Bancorp, Inc. operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.
Is GCBC a Value Trap?
CirclFi's Value Trap algorithm assigns GCBC a score of 8/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Greene County Bancorp, Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Quality of Company (QOC) framework, which evaluates 32 signals including margin stability, revenue growth trajectory, leverage, and free cash flow generation, Greene County Bancorp, Inc. is rated at 8.8/10. This strong-tier score demonstrates strong fundamentals across the majority of our quality signals.
The gap between the most bullish and bearish model spans +242.8% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every GCBC valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across GCBC's 12 active models, average confidence is 44%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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