What Is Enterprise Financial Services C (EFSC) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Enterprise Financial Services C's intrinsic value is estimated at $97.83, presenting a divided outlook at the current price of $65.87. With an average implied return of +48.5% across a split 6–4 (bull–bear) consensus, the model spread of +313.3% underscores analytical uncertainty. Notably, Bayesian DCF sees the most upside at +264.0% (fair value: $239.76), while EPV is the most conservative at -49.3% ($33.37). The spread between these extremes — +313.3% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About EFSC?
12 of 13 models are currently active for EFSC. Of these, 7 models suggest upside while 5 models suggest overvaluation. The Bayesian DCF estimates EFSC's intrinsic value at $239.76, implying +264.0% upside from the current price. See which stocks rank higher →
How Does EFSC Rank in State Commercial Banks?
Among 170 State Commercial Banks stocks, EFSC ranks #16 by Quality of Company score. CirclFi's QOC score of 9.0/10 evaluates 32 fundamental signals. A score of 9.0 places EFSC in the top tier.
See all Most Undervalued State Commercial Banks Stocks →
Within the State Commercial Banks space, Enterprise Financial Services C competes in an environment where net interest margin (NIM) often separates market leaders from laggards. Understanding these industry-specific dynamics is essential context for interpreting our model outputs.
Is EFSC a Value Trap?
CirclFi's Value Trap algorithm assigns EFSC a score of 12/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Enterprise Financial Services C. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Quality of Company (QOC) framework, which evaluates 32 signals including margin stability, revenue growth trajectory, leverage, and free cash flow generation, Enterprise Financial Services C is rated at 9.0/10. This strong-tier score demonstrates strong fundamentals across the majority of our quality signals.
The gap between the most bullish and bearish model spans +313.3% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every EFSC valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across EFSC's 12 active models, average confidence is 43%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
Buy with Gumroad