What Is Catalyst Bancorp, Inc. (CLST) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Catalyst Bancorp, Inc.'s intrinsic value is estimated at $23.15, presenting a divided outlook at the current price of $17.00. With an average implied return of +36.2% across a split 5–5 (bull–bear) consensus, the model spread of +253.1% underscores analytical uncertainty. Notably, Bayesian DCF sees the most upside at +191.0% (fair value: $49.47), while Regime Cross is the most conservative at -62.1% ($6.44). The spread between these extremes — +253.1% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About CLST?
12 of 13 models are currently active for CLST. Of these, 5 models suggest upside while 7 models suggest overvaluation. The Bayesian DCF estimates CLST's intrinsic value at $49.47, implying +191.0% upside from the current price. See which stocks rank higher →
How Does CLST Rank in Savings Institution, Federally Chartered?
Among 36 Savings Institution, Federally Chartered stocks, CLST ranks #6 by Quality of Company score. CirclFi's QOC score of 8.5/10 evaluates 32 fundamental signals. A score of 8.5 places CLST in the top tier.
See all Most Undervalued Savings Institution, Federally Chartered Stocks →
Catalyst Bancorp, Inc. operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.
Is CLST a Value Trap?
CirclFi's Value Trap algorithm assigns CLST a score of 6/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Catalyst Bancorp, Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, Catalyst Bancorp, Inc. scores 8.5 out of 10 on our 32-signal quality assessment, a strong rating that demonstrates strong fundamentals across the majority of our quality signals. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +253.1% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every CLST valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across CLST's 12 active models, average confidence is 38%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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