What Is Renasant Corporation (RNST) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, the balance of valuation evidence tilts cautious on Renasant Corporation at its current price of $42.57. The composite intrinsic value is estimated at $41.80 (-1.8% average return), with 8 models flagging overvaluation risk. The most optimistic model, ML-RIV, places fair value at $104.64 (+145.8%), while Markov DDM — the most conservative — estimates $9.54 (-77.6%). This +223.4% gap reflects genuine analytical uncertainty about Renasant Corporation's intrinsic worth.
What Do the Models Say About RNST?
12 of 13 models are currently active for RNST. Of these, 4 models suggest upside while 8 models suggest overvaluation. The Bayesian DCF estimates RNST's intrinsic value at $57.20, implying +34.4% upside from the current price. See which stocks rank higher →
How Does RNST Rank in State Commercial Banks?
Among 172 State Commercial Banks stocks, RNST ranks #137 by Quality of Company score. CirclFi's QOC score of 7.4/10 evaluates 32 fundamental signals. A score of 7.4 indicates above-average quality.
See all Most Undervalued State Commercial Banks Stocks →
Within the State Commercial Banks space, Renasant Corporation competes in an environment where deposit growth often separates market leaders from laggards. Understanding these industry-specific dynamics is essential context for interpreting our model outputs.
Is RNST a Value Trap?
CirclFi's Value Trap algorithm assigns RNST a score of 20/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Renasant Corporation. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Quality of Company (QOC) framework, which evaluates 32 signals including margin stability, revenue growth trajectory, leverage, and free cash flow generation, Renasant Corporation is rated at 7.4/10. This solid-tier score maintains reasonable quality metrics with some areas for improvement.
The gap between the most bullish and bearish model spans +223.4% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every RNST valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across RNST's 12 active models, average confidence is 41%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →