What Is CNB Financial Corporation (CCNE) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, CNB Financial Corporation presents a highly debated valuation profile at its current price of $33.68. The composite intrinsic value is estimated at $47.59 (+41.3% average upside), masking a wide model spread between the 6 bullish models and 4 bearish models. Model dispersion is worth noting: ML-RIV targets $149.05 (+342.6%), versus Markov DDM at $7.41 (-78.0%). This +420.6% range highlights the importance of multi-model analysis rather than relying on any single methodology.
What Do the Models Say About CCNE?
12 of 13 models are currently active for CCNE. Of these, 6 models suggest upside while 6 models suggest overvaluation. The Bayesian DCF estimates CCNE's intrinsic value at $64.59, implying +91.8% upside from the current price. See which stocks rank higher →
How Does CCNE Rank in State Commercial Banks?
Among 170 State Commercial Banks stocks, CCNE ranks #17 by Quality of Company score. CirclFi's QOC score of 9.0/10 evaluates 32 fundamental signals. A score of 9.0 places CCNE in the top tier.
See all Most Undervalued State Commercial Banks Stocks →
As a lending environment, CNB Financial Corporation operates in a sector where return on tangible equity is a critical driver of valuation. Investors evaluating CCNE should weigh these sector-specific dynamics alongside our model-derived fair values.
Is CCNE a Value Trap?
CirclFi's Value Trap algorithm assigns CCNE a score of 8/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for CNB Financial Corporation. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi 32-factor quality framework, CNB Financial Corporation's fundamental quality profile registers 9.0/10. This robust score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.
The gap between the most bullish and bearish model spans +420.6% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every CCNE valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across CCNE's 12 active models, average confidence is 44%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
Buy with Gumroad