What Is Old Republic International Corp (ORI) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Old Republic International Corp's intrinsic value is estimated at a composite $60.43, showing conflicting signals at the current price of $42.03. While the average implied return is +43.8%, model disagreement is elevated with a gap of +470.8% between the most bullish and bearish estimates. The most optimistic model, Markov DDM, places fair value at $209.78 (+399.1%), while EPV — the most conservative — estimates $11.90 (-71.7%). This +470.8% gap reflects genuine analytical uncertainty about Old Republic International Corp's intrinsic worth.
What Do the Models Say About ORI?
12 of 13 models are currently active for ORI. Of these, 6 models suggest upside while 6 models suggest overvaluation. The Bayesian DCF estimates ORI's intrinsic value at $76.23, implying +81.4% upside from the current price. See which stocks rank higher →
How Does ORI Rank in Surety Insurance?
Among 7 Surety Insurance stocks, ORI ranks #3 by Quality of Company score. CirclFi's QOC score of 7.9/10 evaluates 32 fundamental signals. A score of 7.9 indicates above-average quality.
Old Republic International Corp's positioning within the Surety Insurance segment means that policy retention rate plays an outsized role in fundamental analysis. The sector's unique characteristics — including investment income yield — shape both the opportunity set and risk profile.
Is ORI a Value Trap?
CirclFi's Value Trap algorithm assigns ORI a score of 47/100 (WARN). This is a warning signal. Additional research into recent 10-Q filings is recommended. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Old Republic International Corp. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, Old Republic International Corp scores 7.9 out of 10 on our 32-signal quality assessment, a strong rating that demonstrates strong fundamentals across the majority of our quality signals. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +470.8% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every ORI valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across ORI's 12 active models, average confidence is 40%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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