What Is Hagerty, Inc. (HGTY) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Hagerty, Inc.'s intrinsic value is estimated at $3.21. Trading at its current price of $12.47, the valuation engine raises significant caution: 12 of 12 models flag downside risk, projecting an average implied return of -74.3%. Notably, PWERM sees the most upside at -24.3% (fair value: $9.45), while EPV is the most conservative at -99.0% ($0.13). The spread between these extremes — +74.7% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About HGTY?
12 of 13 models are currently active for HGTY. All 12 active models suggest the stock trades above fair value. The Bayesian DCF estimates HGTY's intrinsic value at $3.05, implying -75.5% downside from the current price. See which stocks rank higher →
How Does HGTY Rank in Insurance Agents, Brokers & Service?
Among 24 Insurance Agents, Brokers & Service stocks, HGTY ranks #2 by Quality of Company score. CirclFi's QOC score of 9.8/10 evaluates 32 fundamental signals. A score of 9.8 places HGTY in the top tier.
Hagerty, Inc.'s positioning within the Insurance Agents, Brokers & Service segment means that premium growth rate plays an outsized role in fundamental analysis. The sector's unique characteristics — including market share gains — shape both the opportunity set and risk profile.
Is HGTY a Value Trap?
CirclFi's Value Trap algorithm assigns HGTY a score of 5/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Hagerty, Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Quality of Company (QOC) framework, Hagerty, Inc. earns a quality score of 9.8/10. This exceptional rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.
The gap between the most bullish and bearish model spans +74.7% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every HGTY valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across HGTY's 12 active models, average confidence is 37%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
Buy with Gumroad