CorVel Corporation (CRVL) Fair Value 2026

CRVL · Insurance Brokers ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

9.1 /10

32 fundamental signals · 3 models active

Value Trap Risk

SAFE (0/100)

Quick Summary — As of 2026-08-27, CorVel Corporation (CRVL) trades at $69.43, versus a $43.84 median fair value across its 3 active models — 36.9% below the current price. QOC: 9.1/10. Value Trap Risk: 0/100 (SAFE). 3/13 models active.

Key Facts

Ticker
CRVL
Price
$69.43
Quality Score
9.1/10
Value Trap Risk
0/100
Models Active
3/13
Last Updated
Strength: Quality Score of 9.1/10 indicates strong fundamentals
Risk: Majority of models suggest overvaluation

Is CorVel Corporation (CRVL) Undervalued or Overvalued in 2026?

According to CirclFi’s 3-model valuation engine, CorVel Corporation (CRVL) appears overvalued as of : the median of 3 independent fair value estimates is $43.84, 36.9% below the current price of $69.43. Estimates range from $14.02 to $45.94. CRVL scores 9.1/10 on fundamental quality and 0/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.7% versus its own 13-model consensus, across 3,801 rated companies as of 2026-08-27. CRVL’s -36.9% gap is wider than that market norm, and the Insurance Brokers sector median is -18.4%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy CorVel Corporation Stock in 2026? →

What Fair Value Does Each Model Give CRVL?

3 Intrinsic Value Models vs. Current Price ($69.43)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $14.02 -79.8%
Relative · Medium Conviction
 $43.84 -36.9%
Relative · Low Conviction
 $45.94 -33.8%

All Models Active

All 3 models are displayed above.

What Is CRVL's Fair Value Range?

Spread across 3 independent models · $14.02 to $45.94

CirclFi's 3 active models place CorVel Corporation (CRVL) between $14.02 and $45.94 per share, a spread of 73% of the median. The median of that range — $43.84 — is the fair value CirclFi publishes for CRVL, against a current price of $69.43.

Low · EPVHigh · FTNN
$14.02median $43.84$45.94
Where the range comes from
Most bearish modelEarnings Power Value (EPV)$14.02
Most bullish modelFTNN Topology$45.94
Model agreement0 bullish · 3 bearishmoderate

A band of this width is typical. The methods agree on direction but weight growth, reinvestment and risk differently, so treat the median as a centre of gravity rather than a precise target.

Every figure above is one model's standalone output on CRVL, not a CirclFi price target. How each model works →

What Is CorVel Corporation (CRVL) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, CorVel Corporation's intrinsic value is estimated at $43.84, suggesting the stock is overvalued at its current price of $69.43. With 3 out of 3 models flagging downside (-36.9% vs price), the market may be pricing in unsustainable growth. Model dispersion is worth noting: FTNN targets $45.94 (-33.8%), versus EPV at $14.02 (-79.8%). This +46.0% range highlights the importance of multi-model analysis rather than relying on any single methodology. Among models with highest confidence, EPV lean bearish — adding weight to the bearish side of the thesis.

What Do the Models Say About CRVL?

3 of 13 models are currently active for CRVL. All 3 active models suggest the stock trades above fair value. Taken together, their median fair value for CRVL is $43.84 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does CRVL Rank in Insurance Brokers?

Among 21 Insurance Brokers stocks, CRVL ranks #1 by Quality of Company score. CirclFi's QOC score of 9.1/10 evaluates 32 fundamental signals. A score of 9.1 places CRVL in the top tier.

Within the Insurance Brokers space, CorVel Corporation competes in an environment where investment float often separates market leaders from laggards. Understanding these industry-specific dynamics is essential context for interpreting our model outputs.

Is CRVL a Value Trap?

CirclFi's Value Trap algorithm assigns CRVL a score of 0/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

3 of 13 models are active for CorVel Corporation. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, which evaluates 32 signals including margin stability, revenue growth trajectory, leverage, and free cash flow generation, CorVel Corporation is rated at 9.1/10. This elite-tier score ranks among the highest-quality businesses in our coverage universe.

The gap between the most bullish and bearish model spans +46.0% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every CRVL valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across CRVL's 3 active models, average confidence is 46%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy CorVel Corporation Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Insurance Brokers Stocks Should You Also Analyze?

9 related Insurance Brokers stocks with 13-model coverage

EZRAReliance Global Group, Inc.QOC 3.9ERIEErie Indemnity CompanyQOC 8.9XHGXChange TEC.INCQOC 4.3MRSHMarsh & McLennan Companies, Inc.QOC 8.5AIFUAIFU Inc.QOC 5.2GSHDGoosehead Insurance, Inc.QOC 8.5BROBrown & Brown, Inc.QOC 8.3NPNeptune Insurance Holdings Inc.QOC 7.6ARXAccelerant HoldingsQOC 6.1

Read investment analysis: EZRA · ERIE · XHG · MRSH · AIFU · GSHD · BRO · NP · ARX

Which Other Stocks Have a Similar Quality Score to CRVL?

7 companies across all industries closest to CRVL’s Quality of Company score of 9.1/10.

ESQEsquire Financial Holdings, Inc.QOC 9.1BSYBentley Systems, IncorporatedQOC 9.1CRSCarpenter Technology CorporationQOC 9.1MUMicron Technology, Inc.QOC 9.1TRVThe Travelers Companies, Inc.QOC 9.1OTEXOpen Text CorporationQOC 9.1NVDANVIDIA CorporationQOC 10.0

Read investment analysis: ESQ · BSY · CRS · MU · TRV · OTEX · NVDA

What Else Do Investors Ask About CorVel Corporation’s Valuation?

What is CorVel Corporation's intrinsic value in 2026?

CirclFi puts CorVel Corporation (CRVL)'s intrinsic value at $43.84 — the median of 3 independent model estimates as of 2026-08-27, ranging from $14.02 to $45.94. The Quality of Company score is 9.1/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is CRVL overvalued or undervalued right now?

At $69.43, 0 of 3 active models suggest CRVL may be undervalued, while 3 indicate potential overvaluation. The median of all 3 fair value estimates is $43.84, 36.9% below the current price of $69.43 — a consensus view that CRVL is overvalued. The assessment depends on which methodology best fits CorVel Corporation's business model in Insurance Brokers.

What does a Quality of Company score of 9.1 mean for CRVL?

CorVel Corporation's QOC of 9.1/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on CRVL?

CirclFi analyzes CRVL with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 3 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on CRVL?

Of the 3 models currently active on CRVL, FTNN Topology is the most bullish at $45.94 per share, and Earnings Power Value (EPV) is the most bearish at $14.02. CirclFi's published fair value for CRVL is the median of that range, $43.84, not either extreme. The gap between the two ends equals 73% of the median — a normal spread for a company of this profile. Browse stocks by value-trap risk →

Is CRVL a value trap in 2026?

CorVel Corporation's Value Trap score is 0/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 3-model valuation engine, CorVel Corporation (CRVL) has a median fair value of $43.84 — 36.9% below the current price of $69.43 — as of 2026-08-27.” Source: circlfi.com/stock/CRVL/ · Methodology
Primary sources for this CRVL valuation
  • Financial statements: CorVel Corporation 10-K and 10-Q filings on SEC EDGAR (CIK 0000874866) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for CRVL as of ; valuations recomputed .