eHealth, Inc. (EHTH) Fair Value 2026

EHTH · Insurance Brokers ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

7.2 /10

32 fundamental signals · 1 models active

Value Trap Risk

WARN (45/100)

Quick Summary — As of 2026-08-28, eHealth, Inc. (EHTH) trades at $1.20. QOC: 7.2/10. Value Trap Risk: 45/100 (WARN). 1/13 models active.

Key Facts

Ticker
EHTH
Price
$1.20
Quality Score
7.2/10
Value Trap Risk
45/100
Models Active
1/13
Last Updated
Strength: ML-RIV suggests +232.6% upside with 60% confidence
Risk: Value Trap score of 45 suggests caution despite apparent undervaluation

What Fair Value Does Each Model Give EHTH?

1 Intrinsic Value Models vs. Current Price ($1.20)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $3.99 +232.6%

All Models Active

All 1 models are displayed above.

What Is eHealth, Inc. (EHTH) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, the weight of evidence tilts decidedly bullish for eHealth, Inc.. Trading at $1.20 against an estimated intrinsic value of $3.99, 1 of 1 active models flag meaningful upside of +232.6% at the median.

What Do the Models Say About EHTH?

1 of 13 models are currently active for EHTH. All 1 active models suggest the stock trades below fair value. See which stocks rank higher →

How Does EHTH Rank in Insurance Brokers?

Among 21 Insurance Brokers stocks, EHTH ranks #15 by Quality of Company score. CirclFi's QOC score of 7.2/10 evaluates 32 fundamental signals. A score of 7.2 indicates above-average quality.

As a insurance industry, eHealth, Inc. operates in a sector where policy retention rate is a critical driver of valuation. Investors evaluating EHTH should weigh these sector-specific dynamics alongside our model-derived fair values.

Is EHTH a Value Trap?

CirclFi's Value Trap algorithm assigns EHTH a score of 45/100 (WARN). This is a warning signal. Additional research into recent 10-Q filings is recommended. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

1 of 13 models are active for eHealth, Inc.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi 32-factor quality framework, eHealth, Inc.'s fundamental quality profile registers 7.2/10. This respectable score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.

CirclFi runs 13 independent models for each stock. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every EHTH valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across EHTH's 1 active models, average confidence is 60%. Moderate confidence indicates reasonable fit.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy eHealth, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Insurance Brokers Stocks Should You Also Analyze?

11 related Insurance Brokers stocks with 13-model coverage

HUIZHuize Holding LimitedQOC 7.4ARXAccelerant HoldingsQOC 6.1LIFEEthos Technologies Inc.QOC 7.5BWINThe Baldwin Insurance Group, Inc.QOC 6.0SLQTSelectQuote, Inc.QOC 7.5ZBAOZhibao Technology Inc.QOC 5.5XHGXChange TEC.INCQOC 4.3GSHDGoosehead Insurance, Inc.QOC 8.5QDMIQDM International Inc.QOC 7.6CRVLCorVel CorporationQOC 9.1ERIEErie Indemnity CompanyQOC 8.9

Read investment analysis: HUIZ · ARX · LIFE · BWIN · SLQT · ZBAO · XHG · GSHD · QDMI · CRVL · ERIE

Which Other Stocks Have a Similar Quality Score to EHTH?

7 companies across all industries closest to EHTH’s Quality of Company score of 7.2/10.

PROVProvident Financial Holdings, Inc.QOC 7.2NRGNRG Energy, Inc.QOC 7.2CTRNCiti Trends, Inc.QOC 7.2KUBRKuber Resources CorporationQOC 7.2WALWestern Alliance BancorporationQOC 7.2BNSThe Bank of Nova ScotiaQOC 7.2NVDANVIDIA CorporationQOC 10.0

Read investment analysis: PROV · NRG · CTRN · KUBR · WAL · BNS · NVDA

What Else Do Investors Ask About eHealth, Inc.’s Valuation?

What is eHealth, Inc.'s intrinsic value in 2026?

CirclFi does not yet have enough active models to publish a median fair value for eHealth, Inc. (EHTH). The Quality of Company score is 7.2/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is EHTH overvalued or undervalued right now?

At $1.20, 1 of 1 active models suggest EHTH may be undervalued, while 0 indicate potential overvaluation. The assessment depends on which methodology best fits eHealth, Inc.'s business model in Insurance Brokers.

What does a Quality of Company score of 7.2 mean for EHTH?

eHealth, Inc.'s QOC of 7.2/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on EHTH?

CirclFi analyzes EHTH with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 1 of 13 are active for this stock. Read the full methodology →

Is EHTH a value trap in 2026?

eHealth, Inc.'s Value Trap score is 45/100 (WARN). This elevated score suggests the stock may look undervalued but faces deteriorating fundamentals — declining margins, rising debt, or shrinking revenue could make the apparent discount deceptive. Browse our ranked stock lists to compare value-trap scores across industries. Browse stocks by value-trap risk →

Cite this analysis — “CirclFi assigns eHealth, Inc. (EHTH) a Quality of Company score of 7.2/10 across 32 fundamental signals as of 2026-08-28.” Source: circlfi.com/stock/EHTH/ · Methodology
Primary sources for this EHTH valuation
  • Financial statements: eHealth, Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001333493) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for EHTH as of ; valuations recomputed .