Radian Group Inc. (RDN) Fair Value 2026

RDN · Surety Insurance ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

6.6 /10

32 fundamental signals · 13 models active

Value Trap Risk

SAFE (12/100)

Quick Summary — As of 2026-07-13, Radian Group Inc. (RDN) trades at $38.00, approximately 41% above CirclFi’s Bayesian DCF fair value of $26.88. QOC: 6.6/10. Value Trap Risk: 12/100 (SAFE). 13/13 models active.

Key Facts

Ticker
RDN
Price
$38.00
Quality Score
6.6/10
Value Trap Risk
12/100
Models Active
13/13
Last Updated
Strength: CUCE Ensemble suggests +42.7% upside with 4% confidence
Risk: Limited model coverage (13/13) may reduce confidence

Valuation Matrix

13 Intrinsic Value Models vs. Current Price ($38.00)

Core Models (Unlocked)
Model Fair Value Upside
Bayesian DCF
Medium Conviction
$26.88 -29.3%
Earnings Power Value
High Conviction
$46.87 +23.4%
CUCE Ensemble
Low Conviction
$54.21 +42.7%
First Chicago
Medium Conviction
$53.26 +40.2%

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What Is Radian Group Inc. (RDN) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, our multi-model framework produces a cautiously optimistic read on Radian Group Inc. at $38.00. With an estimated intrinsic value of $58.09 and 8 of 13 models pointing higher, the average implied return is +52.9%. The most optimistic model, Markov DDM, places fair value at $216.50 (+469.7%), while Dynamic NAV — the most conservative — estimates $4.87 (-87.2%). This +556.9% gap reflects genuine analytical uncertainty about Radian Group Inc.'s intrinsic worth.

What Do the Models Say About RDN?

13 of 13 models are currently active for RDN. Of these, 9 models suggest upside while 4 models suggest overvaluation. The Bayesian DCF estimates RDN's intrinsic value at $26.88, implying -29.3% downside from the current price. See which stocks rank higher →

How Does RDN Rank in Surety Insurance?

Among 7 Surety Insurance stocks, RDN ranks #5 by Quality of Company score. CirclFi's QOC score of 6.6/10 evaluates 32 fundamental signals. A score of 6.6 indicates above-average quality.

The Surety Insurance sector introduces analytical considerations specific to insurance industry businesses. For Radian Group Inc., metrics like investment float provide important context that general-purpose valuation models may underweight.

Is RDN a Value Trap?

CirclFi's Value Trap algorithm assigns RDN a score of 12/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

13 of 13 models are active for Radian Group Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, Radian Group Inc. earns a quality score of 6.6/10. This respectable rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.

The gap between the most bullish and bearish model spans +556.9% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every RDN valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across RDN's 13 active models, average confidence is 43%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Radian Group Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Surety Insurance Stocks Should You Also Analyze?

6 related Surety Insurance stocks with 13-model coverage

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Frequently Asked Questions About Radian Group Inc.

What is Radian Group Inc.'s intrinsic value in 2026?

Based on CirclFi's 13-model analysis, Radian Group Inc. (RDN) has multiple fair value estimates. The Bayesian DCF model runs 10,000 Monte Carlo simulations with jump-diffusion to estimate intrinsic value at $26.88. The Quality of Company score is 6.6/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is RDN overvalued or undervalued right now?

At $38.00, 9 of 13 active models suggest RDN may be undervalued, while 4 indicate potential overvaluation. The assessment depends on which methodology best fits Radian Group Inc.'s business model in Surety Insurance.

What does a Quality of Company score of 6.6 mean for RDN?

Radian Group Inc.'s QOC of 6.6/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores between 5-7 reflect moderate fundamentals with areas for improvement.

How many valuation models does CirclFi run on RDN?

CirclFi analyzes RDN with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 13 of 13 are active for this stock. Read the full methodology →

Is RDN a value trap in 2026?

Radian Group Inc.'s Value Trap score is 12/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap. Browse stocks by value-trap risk →

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