What Is Enact Holdings, Inc. (ACT) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Enact Holdings, Inc.'s intrinsic value is estimated at a composite $71.72, showing conflicting signals at the current price of $45.44. While the average implied return is +57.8%, model disagreement is elevated with a gap of +361.8% between the most bullish and bearish estimates. The most optimistic model, Markov DDM, places fair value at $179.08 (+294.1%), while Dynamic NAV — the most conservative — estimates $14.68 (-67.7%). This +361.8% gap reflects genuine analytical uncertainty about Enact Holdings, Inc.'s intrinsic worth.
What Do the Models Say About ACT?
13 of 13 models are currently active for ACT. Of these, 8 models suggest upside while 5 models suggest overvaluation. The Bayesian DCF estimates ACT's intrinsic value at $101.97, implying +124.4% upside from the current price. See which stocks rank higher →
How Does ACT Rank in Insurance - Specialty?
Among 3 Insurance - Specialty stocks, ACT ranks #1 by Quality of Company score. CirclFi's QOC score of 9.7/10 evaluates 32 fundamental signals. A score of 9.7 places ACT in the top tier.
Enact Holdings, Inc.'s positioning within the Insurance - Specialty segment means that expense ratio plays an outsized role in fundamental analysis. The sector's unique characteristics — including market share gains — shape both the opportunity set and risk profile.
Is ACT a Value Trap?
The Value Trap algorithm is not active for ACT. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
13 of 13 models are active for Enact Holdings, Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, Enact Holdings, Inc. scores 9.7 out of 10 on our 32-signal quality assessment, a elite rating that ranks among the highest-quality businesses in our coverage universe. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +361.8% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every ACT valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across ACT's 13 active models, average confidence is 43%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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