What Is Progressive Corporation (The) (PGR) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Progressive Corporation (The) presents a highly debated valuation profile at its current price of $234.41. The composite intrinsic value is estimated at $262.89 (+12.1% average upside), masking a wide model spread between the 6 bullish models and 6 bearish models. Model dispersion is worth noting: Markov DDM targets $645.18 (+175.2%), versus EPV at $76.53 (-67.4%). This +242.6% range highlights the importance of multi-model analysis rather than relying on any single methodology.
What Do the Models Say About PGR?
12 of 13 models are currently active for PGR. Of these, 6 models suggest upside while 6 models suggest overvaluation. The Bayesian DCF estimates PGR's intrinsic value at $369.89, implying +57.8% upside from the current price. See which stocks rank higher →
How Does PGR Rank in Fire, Marine & Casualty Insurance?
Among 50 Fire, Marine & Casualty Insurance stocks, PGR ranks #9 by Quality of Company score. CirclFi's QOC score of 9.5/10 evaluates 32 fundamental signals. A score of 9.5 places PGR in the top tier.
See all Most Undervalued Fire, Marine & Casualty Insurance Stocks →
Within the Fire, Marine & Casualty Insurance space, Progressive Corporation (The) competes in an environment where reserve adequacy often separates market leaders from laggards. Understanding these industry-specific dynamics is essential context for interpreting our model outputs.
Is PGR a Value Trap?
CirclFi's Value Trap algorithm assigns PGR a score of 12/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Progressive Corporation (The). Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi 32-factor quality framework, Progressive Corporation (The)'s fundamental quality profile registers 9.5/10. This exceptional score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.
The gap between the most bullish and bearish model spans +242.6% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every PGR valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across PGR's 12 active models, average confidence is 41%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
Buy with Gumroad