What Is Assurant, Inc. (AIZ) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Assurant, Inc.'s intrinsic value is estimated at a composite $295.04, showing conflicting signals at the current price of $279.81. While the average implied return is +5.4%, model disagreement is elevated with a gap of +222.5% between the most bullish and bearish estimates. The most optimistic model, ML-RIV, places fair value at $721.88 (+158.0%), while Regime Cross — the most conservative — estimates $99.40 (-64.5%). This +222.5% gap reflects genuine analytical uncertainty about Assurant, Inc.'s intrinsic worth.
What Do the Models Say About AIZ?
12 of 13 models are currently active for AIZ. Of these, 4 models suggest upside while 8 models suggest overvaluation. The Bayesian DCF estimates AIZ's intrinsic value at $298.79, implying +6.8% upside from the current price. See which stocks rank higher →
How Does AIZ Rank in Insurance - Property & Casualty?
Among 5 Insurance - Property & Casualty stocks, AIZ ranks #1 by Quality of Company score. CirclFi's QOC score of 9.6/10 evaluates 32 fundamental signals. A score of 9.6 places AIZ in the top tier.
Assurant, Inc.'s positioning within the Insurance - Property & Casualty segment means that investment float plays an outsized role in fundamental analysis. The sector's unique characteristics — including premium rate hardening — shape both the opportunity set and risk profile.
Is AIZ a Value Trap?
The Value Trap algorithm is not active for AIZ. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Assurant, Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, Assurant, Inc. scores 9.6 out of 10 on our 32-signal quality assessment, a elite rating that ranks among the highest-quality businesses in our coverage universe. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +222.5% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every AIZ valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across AIZ's 12 active models, average confidence is 43%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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