What Is Hanover Insurance Group Inc (THG) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Hanover Insurance Group Inc presents a highly debated valuation profile at its current price of $216.68. The composite intrinsic value is estimated at $222.42 (+2.7% average upside), masking a wide model spread between the 4 bullish models and 5 bearish models. Model dispersion is worth noting: Bayesian DCF targets $413.62 (+90.9%), versus EPV at $91.12 (-57.9%). This +148.8% range highlights the importance of multi-model analysis rather than relying on any single methodology.
What Do the Models Say About THG?
12 of 13 models are currently active for THG. Of these, 6 models suggest upside while 6 models suggest overvaluation. The Bayesian DCF estimates THG's intrinsic value at $413.62, implying +90.9% upside from the current price. See which stocks rank higher →
How Does THG Rank in Fire, Marine & Casualty Insurance?
Among 50 Fire, Marine & Casualty Insurance stocks, THG ranks #22 by Quality of Company score. CirclFi's QOC score of 8.3/10 evaluates 32 fundamental signals. A score of 8.3 places THG in the top tier.
See all Most Undervalued Fire, Marine & Casualty Insurance Stocks →
Within the Fire, Marine & Casualty Insurance space, Hanover Insurance Group Inc competes in an environment where reserve adequacy often separates market leaders from laggards. Understanding these industry-specific dynamics is essential context for interpreting our model outputs.
Is THG a Value Trap?
CirclFi's Value Trap algorithm assigns THG a score of 6/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Hanover Insurance Group Inc. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi 32-factor quality framework, Hanover Insurance Group Inc's fundamental quality profile registers 8.3/10. This robust score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.
The gap between the most bullish and bearish model spans +148.8% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every THG valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across THG's 12 active models, average confidence is 48%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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