Global Payments Inc. (GPN) Fair Value 2026

GPN · Specialty Business Services ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

7.8 /10

32 fundamental signals · 11 models active

Value Trap Risk

SAFE (12/100)

Quick Summary — As of 2026-08-27, Global Payments Inc. (GPN) trades at $92.74, versus a $136.80 median fair value across its 11 active models — 47.5% above the current price. QOC: 7.8/10. Value Trap Risk: 12/100 (SAFE). 11/13 models active. Within that set, the Bayesian DCF component alone returns $224.83.

Key Facts

Ticker
GPN
Price
$92.74
Quality Score
7.8/10
Value Trap Risk
12/100
Models Active
11/13
Last Updated
Strength: First Chicago suggests +173.1% upside with 61% confidence
Risk: Limited model coverage (11/13) may reduce confidence

Is Global Payments Inc. (GPN) Undervalued or Overvalued in 2026?

According to CirclFi’s 11-model valuation engine, Global Payments Inc. (GPN) appears undervalued as of : the median of 11 independent fair value estimates is $136.80, 47.5% above the current price of $92.74. Estimates range from $24.08 to $490.76. GPN scores 7.8/10 on fundamental quality and 12/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.7% versus its own 13-model consensus, across 3,801 rated companies as of 2026-08-27. GPN’s +47.5% gap is wider than that market norm, and the Specialty Business Services sector median is -0.7%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Global Payments Inc. Stock in 2026? →

What Fair Value Does Each Model Give GPN?

11 Intrinsic Value Models vs. Current Price ($92.74)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $224.83 +142.4%
Ensemble · Low Conviction
 $136.80 +47.5%
Scenario · High Conviction
 $253.26 +173.1%
Intrinsic · High Conviction
 $29.63 -68.1%
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What Is GPN's Fair Value Range?

Spread across 11 independent models · $24.08 to $490.76

CirclFi's 11 active models place Global Payments Inc. (GPN) between $24.08 and $490.76 per share, a spread of 341% of the median. The median of that range — $136.80 — is the fair value CirclFi publishes for GPN, against a current price of $92.74.

Low · ML-RIVHigh · Regime Cross
$24.08median $136.80$490.76
Where the range comes from
Most bearish modelML Residual Income$24.08
Most bullish modelRegime Cross-Sectional$490.76
Model agreement7 bullish · 4 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for GPN. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on GPN, not a CirclFi price target. How each model works →

What Is Global Payments Inc. (GPN) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Global Payments Inc.'s intrinsic value is estimated at a median fair value of $136.80. While the stock appears modestly undervalued at $92.74 (implied upside of +47.5%), our analysis suggests a thinner margin of safety across 7 of 11 bullish models. Notably, Regime Cross sees the most upside at +429.2% (fair value: $490.76), while ML-RIV is the most conservative at -74.0% ($24.08). The spread between these extremes — +503.2% — reveals how different analytical frameworks can reach starkly different conclusions.

What Do the Models Say About GPN?

11 of 13 models are currently active for GPN. Of these, 7 models suggest upside while 4 models suggest overvaluation. Taken together, their median fair value for GPN is $136.80 — the figure CirclFi publishes as this stock's fair value. One component of that median, the Bayesian DCF, returns $224.83 on its own, implying +142.4% upside from the current price. See which stocks rank higher →

How Does GPN Rank in Specialty Business Services?

Among 54 Specialty Business Services stocks, GPN ranks #16 by Quality of Company score. CirclFi's QOC score of 7.8/10 evaluates 32 fundamental signals. A score of 7.8 indicates above-average quality.

See all Most Undervalued Specialty Business Services Stocks →

Global Payments Inc. operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.

Is GPN a Value Trap?

CirclFi's Value Trap algorithm assigns GPN a score of 12/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

11 of 13 models are active for Global Payments Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, which evaluates 32 signals including margin stability, revenue growth trajectory, leverage, and free cash flow generation, Global Payments Inc. is rated at 7.8/10. This strong-tier score demonstrates strong fundamentals across the majority of our quality signals.

The gap between the most bullish and bearish model spans +503.2% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every GPN valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across GPN's 11 active models, average confidence is 49%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Global Payments Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Specialty Business Services Stocks Should You Also Analyze?

10 related Specialty Business Services stocks with 13-model coverage

ABMABM Industries IncorporatedQOC 7.9LZLegalZoom.com, Inc.QOC 7.8UNFUniFirst CorporationQOC 8.0CMPRCimpress plcQOC 7.8WFCFWhere Food Comes From, Inc.QOC 8.0CBZCBIZ, Inc.QOC 7.5ADMQADM Endeavors, Inc.QOC 6.3QPRCQuest Patent Research CorporationQOC 4.6RELXRELX PLCQOC 9.2CTASCintas CorporationQOC 9.2

Read investment analysis: ABM · LZ · UNF · CMPR · WFCF · CBZ · ADMQ · QPRC · RELX · CTAS

Which Other Stocks Have a Similar Quality Score to GPN?

7 companies across all industries closest to GPN’s Quality of Company score of 7.8/10.

EMBCEmbecta Corp.QOC 7.8CPBICentral Plains Bancshares, Inc.QOC 7.8DYNRDynaResource, Inc.QOC 7.8MTNVail Resorts, Inc.QOC 7.8LKQLKQ CorporationQOC 7.9MUSAMurphy USA Inc.QOC 7.8NVDANVIDIA CorporationQOC 10.0

Read investment analysis: EMBC · CPBI · DYNR · MTN · LKQ · MUSA · NVDA

Where Does GPN Sit in CirclFi's Specialty Business Services Rankings?

GPN is ranked against every other Specialty Business Services stock CirclFi covers in each of these screens.

See all Specialty Business Services stocks ranked →

What Else Do Investors Ask About Global Payments Inc.’s Valuation?

What is Global Payments Inc.'s intrinsic value in 2026?

CirclFi puts Global Payments Inc. (GPN)'s intrinsic value at $136.80 — the median of 11 independent model estimates as of 2026-08-27, ranging from $24.08 to $490.76. One component of that median, the Bayesian DCF, runs 10,000 Monte Carlo simulations with jump-diffusion and returns $224.83 on its own. The Quality of Company score is 7.8/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is GPN overvalued or undervalued right now?

At $92.74, 7 of 11 active models suggest GPN may be undervalued, while 4 indicate potential overvaluation. The median of all 11 fair value estimates is $136.80, 47.5% above the current price of $92.74 — a consensus view that GPN is undervalued. The assessment depends on which methodology best fits Global Payments Inc.'s business model in Specialty Business Services.

What does a Quality of Company score of 7.8 mean for GPN?

Global Payments Inc.'s QOC of 7.8/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on GPN?

CirclFi analyzes GPN with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 11 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on GPN?

Of the 11 models currently active on GPN, Regime Cross-Sectional is the most bullish at $490.76 per share, and ML Residual Income is the most bearish at $24.08. CirclFi's published fair value for GPN is the median of that range, $136.80, not either extreme. The gap between the two ends equals 341% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is GPN a value trap in 2026?

Global Payments Inc.'s Value Trap score is 12/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 11-model valuation engine, Global Payments Inc. (GPN) has a median fair value of $136.80 — 47.5% above the current price of $92.74 — as of 2026-08-27.” Source: circlfi.com/stock/GPN/ · Methodology
Primary sources for this GPN valuation
  • Financial statements: Global Payments Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001123360) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for GPN as of ; valuations recomputed .

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