Colgate-Palmolive Company (CL) Fair Value 2026

CL · Household & Personal Products ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

8.4 /10

32 fundamental signals · 9 models active

Value Trap Risk

SAFE (6/100)

Quick Summary — As of 2026-08-27, Colgate-Palmolive Company (CL) trades at $90.96, versus a $64.81 median fair value across its 9 active models — 28.8% below the current price. QOC: 8.4/10. Value Trap Risk: 6/100 (SAFE). 9/13 models active. Within that set, the Bayesian DCF component alone returns $104.03.

Key Facts

Ticker
CL
Price
$90.96
Quality Score
8.4/10
Value Trap Risk
6/100
Models Active
9/13
Last Updated
Strength: Bayesian DCF suggests +14.4% upside with 76% confidence
Risk: Majority of models suggest overvaluation

Is Colgate-Palmolive Company (CL) Undervalued or Overvalued in 2026?

According to CirclFi’s 9-model valuation engine, Colgate-Palmolive Company (CL) appears overvalued as of : the median of 9 independent fair value estimates is $64.81, 28.8% below the current price of $90.96. Estimates range from $21.51 to $111.12. CL scores 8.4/10 on fundamental quality and 6/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.7% versus its own 13-model consensus, across 3,801 rated companies as of 2026-08-27. CL’s -28.8% gap is wider than that market norm, and the Household & Personal Products sector median is -6.5%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Colgate-Palmolive Company Stock in 2026? →

What Fair Value Does Each Model Give CL?

9 Intrinsic Value Models vs. Current Price ($90.96)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $104.03 +14.4%
Intrinsic · High Conviction
 $57.96 -36.3%
Ensemble · Medium Conviction
 $71.64 -21.2%
Intrinsic · High Conviction
 $21.51 -76.4%
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What Is CL's Fair Value Range?

Spread across 9 independent models · $21.51 to $111.12

CirclFi's 9 active models place Colgate-Palmolive Company (CL) between $21.51 and $111.12 per share, a spread of 138% of the median. The median of that range — $64.81 — is the fair value CirclFi publishes for CL, against a current price of $90.96.

Low · EROICHigh · Regime Cross
$21.51median $64.81$111.12
Where the range comes from
Most bearish modelEROIC Spread$21.51
Most bullish modelRegime Cross-Sectional$111.12
Model agreement3 bullish · 6 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for CL. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on CL, not a CirclFi price target. How each model works →

What Is Colgate-Palmolive Company (CL) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, the balance of valuation evidence tilts cautious on Colgate-Palmolive Company at its current price of $90.96. The median intrinsic value is estimated at $64.81 (-28.8% vs price), with 6 models flagging overvaluation risk. Model dispersion is worth noting: Regime Cross targets $111.12 (+22.2%), versus EROIC at $21.51 (-76.4%). This +98.5% range highlights the importance of multi-model analysis rather than relying on any single methodology. Among models with highest confidence, Bayesian DCF, EPV, EROIC lean bearish — adding weight to the bearish side of the thesis.

What Do the Models Say About CL?

9 of 13 models are currently active for CL. Of these, 3 models suggest upside while 6 models suggest overvaluation. Taken together, their median fair value for CL is $64.81 — the figure CirclFi publishes as this stock's fair value. One component of that median, the Bayesian DCF, returns $104.03 on its own, implying +14.4% upside from the current price. See which stocks rank higher →

How Does CL Rank in Household & Personal Products?

Among 35 Household & Personal Products stocks, CL ranks #3 by Quality of Company score. CirclFi's QOC score of 8.4/10 evaluates 32 fundamental signals. A score of 8.4 places CL in the top tier.

Within the Household & Personal Products space, Colgate-Palmolive Company competes in an environment where customer lifetime value (CLV) often separates market leaders from laggards. Understanding these industry-specific dynamics is essential context for interpreting our model outputs.

Is CL a Value Trap?

CirclFi's Value Trap algorithm assigns CL a score of 6/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

9 of 13 models are active for Colgate-Palmolive Company. Moderate coverage provides meaningful perspective. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, which evaluates 32 signals including margin stability, revenue growth trajectory, leverage, and free cash flow generation, Colgate-Palmolive Company is rated at 8.4/10. This strong-tier score demonstrates strong fundamentals across the majority of our quality signals.

The gap between the most bullish and bearish model spans +98.5% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every CL valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across CL's 9 active models, average confidence is 58%. Moderate confidence indicates reasonable fit.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Colgate-Palmolive Company Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Household & Personal Products Stocks Should You Also Analyze?

9 related Household & Personal Products stocks with 13-model coverage

PGThe Procter & Gamble CompanyQOC 8.8CHDChurch & Dwight Co., Inc.QOC 8.4IPARInterparfums, Inc.QOC 9.3ACUAcme United CorporationQOC 8.3TANHTantech Holdings LtdQOC 1.4ELFe.l.f. Beauty, Inc.QOC 8.1SPBSpectrum Brands Holdings, Inc.QOC 7.7HELEHelen of Troy LimitedQOC 6.6XAGELongevity Health Holdings, Inc.QOC 4.7

Read investment analysis: PG · CHD · IPAR · ACU · TANH · ELF · SPB · HELE · XAGE

Which Other Stocks Have a Similar Quality Score to CL?

7 companies across all industries closest to CL’s Quality of Company score of 8.4/10.

AMGNAmgen Inc.QOC 8.4OPFIOppFi Inc.QOC 8.4VABKVirginia National Bankshares CorporationQOC 8.4BWMXBetterware de México, S.A.P.I. de C.V.QOC 8.4GRVYGravity Co., Ltd.QOC 8.4AKAMAkamai Technologies, Inc.QOC 8.4NVDANVIDIA CorporationQOC 10.0

Read investment analysis: AMGN · OPFI · VABK · BWMX · GRVY · AKAM · NVDA

What Else Do Investors Ask About Colgate-Palmolive Company’s Valuation?

What is Colgate-Palmolive Company's intrinsic value in 2026?

CirclFi puts Colgate-Palmolive Company (CL)'s intrinsic value at $64.81 — the median of 9 independent model estimates as of 2026-08-27, ranging from $21.51 to $111.12. One component of that median, the Bayesian DCF, runs 10,000 Monte Carlo simulations with jump-diffusion and returns $104.03 on its own. The Quality of Company score is 8.4/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is CL overvalued or undervalued right now?

At $90.96, 3 of 9 active models suggest CL may be undervalued, while 6 indicate potential overvaluation. The median of all 9 fair value estimates is $64.81, 28.8% below the current price of $90.96 — a consensus view that CL is overvalued. The assessment depends on which methodology best fits Colgate-Palmolive Company's business model in Household & Personal Products.

What does a Quality of Company score of 8.4 mean for CL?

Colgate-Palmolive Company's QOC of 8.4/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on CL?

CirclFi analyzes CL with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 9 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on CL?

Of the 9 models currently active on CL, Regime Cross-Sectional is the most bullish at $111.12 per share, and EROIC Spread is the most bearish at $21.51. CirclFi's published fair value for CL is the median of that range, $64.81, not either extreme. The gap between the two ends equals 138% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is CL a value trap in 2026?

Colgate-Palmolive Company's Value Trap score is 6/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 9-model valuation engine, Colgate-Palmolive Company (CL) has a median fair value of $64.81 — 28.8% below the current price of $90.96 — as of 2026-08-27.” Source: circlfi.com/stock/CL/ · Methodology
Primary sources for this CL valuation
  • Financial statements: Colgate-Palmolive Company 10-K and 10-Q filings on SEC EDGAR (CIK 0000021665) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for CL as of ; valuations recomputed .

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