Sunrise Realty Trust, Inc. (SUNS) Fair Value 2026

SUNS · REIT - Mortgage ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

7.6 /10

32 fundamental signals · 6 models active

Value Trap Risk

SAFE (9/100)

Quick Summary — As of 2026-08-28, Sunrise Realty Trust, Inc. (SUNS) trades at $7.50, versus a $10.49 median fair value across its 6 active models — 39.9% above the current price. QOC: 7.6/10. Value Trap Risk: 9/100 (SAFE). 6/13 models active.

Key Facts

Ticker
SUNS
Price
$7.50
Quality Score
7.6/10
Value Trap Risk
9/100
Models Active
6/13
Last Updated
Strength: CUCE Ensemble suggests +10.1% upside with 5% confidence
Risk: Majority of models suggest overvaluation

Is Sunrise Realty Trust, Inc. (SUNS) Undervalued or Overvalued in 2026?

According to CirclFi’s 6-model valuation engine, Sunrise Realty Trust, Inc. (SUNS) appears undervalued as of : the median of 6 independent fair value estimates is $10.49, 39.9% above the current price of $7.50. Estimates range from $1.43 to $21.61. SUNS scores 7.6/10 on fundamental quality and 9/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.4% versus its own 13-model consensus, across 3,809 rated companies as of 2026-08-28. SUNS’s +39.9% gap is wider than that market norm, and the REIT - Mortgage sector median is +8.0%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Sunrise Realty Trust, Inc. Stock in 2026? →

What Fair Value Does Each Model Give SUNS?

6 Intrinsic Value Models vs. Current Price ($7.50)

Core Models (Unlocked)
Model Fair Value Upside
Ensemble · Low Conviction
 $8.26 +10.1%
Intrinsic · Medium Conviction
 $7.08 -5.7%
Asset-Based · Medium Conviction
 $1.43 -81.0%
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What Is SUNS's Fair Value Range?

Spread across 6 independent models · $1.43 to $21.61

CirclFi's 6 active models place Sunrise Realty Trust, Inc. (SUNS) between $1.43 and $21.61 per share, a spread of 192% of the median. The median of that range — $10.49 — is the fair value CirclFi publishes for SUNS, against a current price of $7.50.

Low · Dynamic NAVHigh · PWERM
$1.43median $10.49$21.61
Where the range comes from
Most bearish modelDynamic NAV$1.43
Most bullish modelPWERM$21.61
Model agreement4 bullish · 2 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for SUNS. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on SUNS, not a CirclFi price target. How each model works →

What Is Sunrise Realty Trust, Inc. (SUNS) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Sunrise Realty Trust, Inc.'s intrinsic value is estimated at $10.49, suggesting a +39.9% median upside from the current price of $7.50. While 4 models see room for appreciation, model agreement is not unanimous as 2 models flag potential overvaluation. Model dispersion is worth noting: PWERM targets $21.61 (+188.1%), versus Dynamic NAV at $1.43 (-81.0%). This +269.1% range highlights the importance of multi-model analysis rather than relying on any single methodology.

What Do the Models Say About SUNS?

6 of 13 models are currently active for SUNS. Of these, 4 models suggest upside while 2 models suggest overvaluation. Taken together, their median fair value for SUNS is $10.49 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does SUNS Rank in REIT - Mortgage?

Among 38 REIT - Mortgage stocks, SUNS ranks #12 by Quality of Company score. CirclFi's QOC score of 7.6/10 evaluates 32 fundamental signals. A score of 7.6 indicates above-average quality.

As a real estate investment trust, Sunrise Realty Trust, Inc. operates in a sector where capitalization rate (cap rate) is a critical driver of valuation. Investors evaluating SUNS should weigh these sector-specific dynamics alongside our model-derived fair values.

Is SUNS a Value Trap?

CirclFi's Value Trap algorithm assigns SUNS a score of 9/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

6 of 13 models are active for Sunrise Realty Trust, Inc.. Moderate coverage provides meaningful perspective. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi 32-factor quality framework, Sunrise Realty Trust, Inc.'s fundamental quality profile registers 7.6/10. This robust score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.

The gap between the most bullish and bearish model spans +269.1% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every SUNS valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across SUNS's 6 active models, average confidence is 24%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Sunrise Realty Trust, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar REIT - Mortgage Stocks Should You Also Analyze?

10 related REIT - Mortgage stocks with 13-model coverage

REFIChicago Atlantic Real Estate Finance, Inc.QOC 7.6LOANManhattan Bridge Capital, Inc.QOC 7.5DXDynex Capital, Inc.QOC 7.9AOMRAngel Oak Mortgage REIT, Inc.QOC 7.5IVRInvesco Mortgage Capital Inc.QOC 8.0ACRACRES Commercial Realty Corp.QOC 7.2STWDStarwood Property Trust, Inc.QOC 6.9GPMTGranite Point Mortgage Trust Inc.QOC 5.8FBRTFranklin BSP Realty Trust, Inc.QOC 8.2ORCOrchid Island Capital, Inc.QOC 8.6

Read investment analysis: REFI · LOAN · DX · AOMR · IVR · ACR · STWD · GPMT · FBRT · ORC

Which Other Stocks Have a Similar Quality Score to SUNS?

7 companies across all industries closest to SUNS’s Quality of Company score of 7.6/10.

TSNTyson Foods, Inc.QOC 7.6ZZillow Group, Inc.QOC 7.6SGHCSuper Group (SGHC) LimitedQOC 7.6LNCLincoln National CorporationQOC 7.5KRThe Kroger Co.QOC 7.6RSReliance, Inc.QOC 7.5NVDANVIDIA CorporationQOC 10.0

Read investment analysis: TSN · Z · SGHC · LNC · KR · RS · NVDA

What Else Do Investors Ask About Sunrise Realty Trust, Inc.’s Valuation?

What is Sunrise Realty Trust, Inc.'s intrinsic value in 2026?

CirclFi puts Sunrise Realty Trust, Inc. (SUNS)'s intrinsic value at $10.49 — the median of 6 independent model estimates as of 2026-08-28, ranging from $1.43 to $21.61. The Quality of Company score is 7.6/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is SUNS overvalued or undervalued right now?

At $7.50, 4 of 6 active models suggest SUNS may be undervalued, while 2 indicate potential overvaluation. The median of all 6 fair value estimates is $10.49, 39.9% above the current price of $7.50 — a consensus view that SUNS is undervalued. The assessment depends on which methodology best fits Sunrise Realty Trust, Inc.'s business model in REIT - Mortgage.

What does a Quality of Company score of 7.6 mean for SUNS?

Sunrise Realty Trust, Inc.'s QOC of 7.6/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on SUNS?

CirclFi analyzes SUNS with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 6 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on SUNS?

Of the 6 models currently active on SUNS, PWERM is the most bullish at $21.61 per share, and Dynamic NAV is the most bearish at $1.43. CirclFi's published fair value for SUNS is the median of that range, $10.49, not either extreme. The gap between the two ends equals 192% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is SUNS a value trap in 2026?

Sunrise Realty Trust, Inc.'s Value Trap score is 9/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 6-model valuation engine, Sunrise Realty Trust, Inc. (SUNS) has a median fair value of $10.49 — 39.9% above the current price of $7.50 — as of 2026-08-28.” Source: circlfi.com/stock/SUNS/ · Methodology
Primary sources for this SUNS valuation
  • Financial statements: Sunrise Realty Trust, Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0002012706) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for SUNS as of ; valuations recomputed .

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