Angel Oak Mortgage REIT, Inc. (AOMR) Fair Value 2026

AOMR · REIT - Mortgage ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

7.5 /10

32 fundamental signals · 5 models active

Value Trap Risk

WARN (41/100)

Quick Summary — As of 2026-08-28, Angel Oak Mortgage REIT, Inc. (AOMR) trades at $8.34, versus a $15.83 median fair value across its 5 active models — 89.8% above the current price. QOC: 7.5/10. Value Trap Risk: 41/100 (WARN). 5/13 models active.

Key Facts

Ticker
AOMR
Price
$8.34
Quality Score
7.5/10
Value Trap Risk
41/100
Models Active
5/13
Last Updated
Strength: CUCE Ensemble suggests +105.2% upside with 12% confidence
Risk: Value Trap score of 41 suggests caution despite apparent undervaluation

Is Angel Oak Mortgage REIT, Inc. (AOMR) Undervalued or Overvalued in 2026?

According to CirclFi’s 5-model valuation engine, Angel Oak Mortgage REIT, Inc. (AOMR) appears undervalued as of : the median of 5 independent fair value estimates is $15.83, 89.8% above the current price of $8.34. Estimates range from $11.73 to $33.71. AOMR scores 7.5/10 on fundamental quality and 41/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.4% versus its own 13-model consensus, across 3,809 rated companies as of 2026-08-28. AOMR’s +89.8% gap is wider than that market norm, and the REIT - Mortgage sector median is +8.0%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Angel Oak Mortgage REIT, Inc. Stock in 2026? →

What Fair Value Does Each Model Give AOMR?

5 Intrinsic Value Models vs. Current Price ($8.34)

Core Models (Unlocked)
Model Fair Value Upside
Ensemble · Low Conviction
 $17.11 +105.2%
Intrinsic · High Conviction
 $11.73 +40.6%
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What Is AOMR's Fair Value Range?

Spread across 5 independent models · $11.73 to $33.71

CirclFi's 5 active models place Angel Oak Mortgage REIT, Inc. (AOMR) between $11.73 and $33.71 per share, a spread of 139% of the median. The median of that range — $15.83 — is the fair value CirclFi publishes for AOMR, against a current price of $8.34.

Low · ML-RIVHigh · PWERM
$11.73median $15.83$33.71
Where the range comes from
Most bearish modelML Residual Income$11.73
Most bullish modelPWERM$33.71
Model agreement5 bullish · 0 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for AOMR. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on AOMR, not a CirclFi price target. How each model works →

What Is Angel Oak Mortgage REIT, Inc. (AOMR) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, the weight of evidence tilts decidedly bullish for Angel Oak Mortgage REIT, Inc.. Trading at $8.34 against an estimated intrinsic value of $15.83, 5 of 5 active models flag meaningful upside of +89.8% at the median. The most optimistic model, PWERM, places fair value at $33.71 (+304.3%), while ML-RIV — the most conservative — estimates $11.73 (+40.6%). This +263.6% gap reflects genuine analytical uncertainty about Angel Oak Mortgage REIT, Inc.'s intrinsic worth.

What Do the Models Say About AOMR?

5 of 13 models are currently active for AOMR. All 5 active models suggest the stock trades below fair value. Taken together, their median fair value for AOMR is $15.83 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does AOMR Rank in REIT - Mortgage?

Among 38 REIT - Mortgage stocks, AOMR ranks #14 by Quality of Company score. CirclFi's QOC score of 7.5/10 evaluates 32 fundamental signals. A score of 7.5 indicates above-average quality.

As a real estate sector, Angel Oak Mortgage REIT, Inc. operates in a sector where debt-to-EBITDA is a critical driver of valuation. Investors evaluating AOMR should weigh these sector-specific dynamics alongside our model-derived fair values.

Is AOMR a Value Trap?

CirclFi's Value Trap algorithm assigns AOMR a score of 41/100 (WARN). This is a warning signal. Additional research into recent 10-Q filings is recommended. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

5 of 13 models are active for Angel Oak Mortgage REIT, Inc.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi 32-factor quality framework, Angel Oak Mortgage REIT, Inc.'s fundamental quality profile registers 7.5/10. This respectable score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.

The gap between the most bullish and bearish model spans +263.6% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every AOMR valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across AOMR's 5 active models, average confidence is 30%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Angel Oak Mortgage REIT, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar REIT - Mortgage Stocks Should You Also Analyze?

11 related REIT - Mortgage stocks with 13-model coverage

LOANManhattan Bridge Capital, Inc.QOC 7.5ACRACRES Commercial Realty Corp.QOC 7.2SUNSSunrise Realty Trust, Inc.QOC 7.6ABRArbor Realty Trust, Inc.QOC 7.2REFIChicago Atlantic Real Estate Finance, Inc.QOC 7.6AGNCAGNC Investment Corp.QOC 7.2CIMChimera Investment CorporationQOC 6.9ACREAres Commercial Real Estate CorporationQOC 5.6ADAMAdamas Trust, Inc.QOC 8.2ORCOrchid Island Capital, Inc.QOC 8.6FBRTFranklin BSP Realty Trust, Inc.QOC 8.2

Read investment analysis: LOAN · ACR · SUNS · ABR · REFI · AGNC · CIM · ACRE · ADAM · ORC · FBRT

Which Other Stocks Have a Similar Quality Score to AOMR?

7 companies across all industries closest to AOMR’s Quality of Company score of 7.5/10.

IHSIHS Holding LimitedQOC 7.5FNLCThe First Bancorp, Inc.QOC 7.5PPIHPerma-Pipe International Holdings, Inc.QOC 7.5CPSSConsumer Portfolio Services, Inc.QOC 7.5USNAUSANA Health Sciences, Inc.QOC 7.5STAGSTAG Industrial, Inc.QOC 7.5NVDANVIDIA CorporationQOC 10.0

Read investment analysis: IHS · FNLC · PPIH · CPSS · USNA · STAG · NVDA

What Else Do Investors Ask About Angel Oak Mortgage REIT, Inc.’s Valuation?

What is Angel Oak Mortgage REIT, Inc.'s intrinsic value in 2026?

CirclFi puts Angel Oak Mortgage REIT, Inc. (AOMR)'s intrinsic value at $15.83 — the median of 5 independent model estimates as of 2026-08-28, ranging from $11.73 to $33.71. The Quality of Company score is 7.5/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is AOMR overvalued or undervalued right now?

At $8.34, 5 of 5 active models suggest AOMR may be undervalued, while 0 indicate potential overvaluation. The median of all 5 fair value estimates is $15.83, 89.8% above the current price of $8.34 — a consensus view that AOMR is undervalued. The assessment depends on which methodology best fits Angel Oak Mortgage REIT, Inc.'s business model in REIT - Mortgage.

What does a Quality of Company score of 7.5 mean for AOMR?

Angel Oak Mortgage REIT, Inc.'s QOC of 7.5/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on AOMR?

CirclFi analyzes AOMR with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 5 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on AOMR?

Of the 5 models currently active on AOMR, PWERM is the most bullish at $33.71 per share, and ML Residual Income is the most bearish at $11.73. CirclFi's published fair value for AOMR is the median of that range, $15.83, not either extreme. The gap between the two ends equals 139% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is AOMR a value trap in 2026?

Angel Oak Mortgage REIT, Inc.'s Value Trap score is 41/100 (WARN). This elevated score suggests the stock may look undervalued but faces deteriorating fundamentals — declining margins, rising debt, or shrinking revenue could make the apparent discount deceptive. Browse our ranked stock lists to compare value-trap scores across industries.

Cite this analysis — “According to CirclFi’s 5-model valuation engine, Angel Oak Mortgage REIT, Inc. (AOMR) has a median fair value of $15.83 — 89.8% above the current price of $8.34 — as of 2026-08-28.” Source: circlfi.com/stock/AOMR/ · Methodology
Primary sources for this AOMR valuation
  • Financial statements: Angel Oak Mortgage REIT, Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001766478) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for AOMR as of ; valuations recomputed .

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