PHINIA Inc. (PHIN) Fair Value 2026

PHIN · Auto Parts ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

8.0 /10

32 fundamental signals · 13 models active

Value Trap Risk

SAFE (8/100)

Quick Summary — As of 2026-08-28, PHINIA Inc. (PHIN) trades at $68.65, versus a $62.33 median fair value across its 13 active models — 9.2% below the current price. QOC: 8.0/10. Value Trap Risk: 8/100 (SAFE). 13/13 models active. Within that set, the Bayesian DCF component alone returns $97.85.

Key Facts

Ticker
PHIN
Price
$68.65
Quality Score
8.0/10
Value Trap Risk
8/100
Models Active
13/13
Last Updated
Strength: First Chicago suggests +139.2% upside with 66% confidence
Risk: Limited model coverage (13/13) may reduce confidence

Is PHINIA Inc. (PHIN) Undervalued or Overvalued in 2026?

According to CirclFi’s 13-model valuation engine, PHINIA Inc. (PHIN) appears fairly valued as of : the median of 13 independent fair value estimates is $62.33, within 9.2% of the current price of $68.65. Estimates range from $6.85 to $171.70. PHIN scores 8.0/10 on fundamental quality and 8/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.4% versus its own 13-model consensus, across 3,809 rated companies as of 2026-08-28. PHIN’s -9.2% gap is narrower than that market norm, and the Auto Parts sector median is -9.2%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy PHINIA Inc. Stock in 2026? →

What Fair Value Does Each Model Give PHIN?

13 Intrinsic Value Models vs. Current Price ($68.65)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $97.85 +42.5%
Intrinsic · High Conviction
 $28.09 -59.1%
Ensemble · Low Conviction
 $62.33 -9.2%
Scenario · High Conviction
 $164.24 +139.2%
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What Is PHIN's Fair Value Range?

Spread across 13 independent models · $6.85 to $171.70

CirclFi's 13 active models place PHINIA Inc. (PHIN) between $6.85 and $171.70 per share, a spread of 264% of the median. The median of that range — $62.33 — is the fair value CirclFi publishes for PHIN, against a current price of $68.65.

Low · Dynamic NAVHigh · Regime Cross
$6.85median $62.33$171.70
Where the range comes from
Most bearish modelDynamic NAV$6.85
Most bullish modelRegime Cross-Sectional$171.70
Model agreement5 bullish · 7 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for PHIN. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on PHIN, not a CirclFi price target. How each model works →

What Is PHINIA Inc. (PHIN) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, PHINIA Inc.'s intrinsic value is estimated at a median $62.33, showing conflicting signals at the current price of $68.65. While the median implied return is -9.2%, model disagreement is elevated with a gap of +240.1% between the most bullish and bearish estimates. The most optimistic model, Regime Cross, places fair value at $171.70 (+150.1%), while Dynamic NAV — the most conservative — estimates $6.85 (-90.0%). This +240.1% gap reflects genuine analytical uncertainty about PHINIA Inc.'s intrinsic worth. Among models with highest confidence, Bayesian DCF, EPV, EROIC lean bearish — adding weight to the bearish side of the thesis.

What Do the Models Say About PHIN?

13 of 13 models are currently active for PHIN. Of these, 5 models suggest upside while 8 models suggest overvaluation. Taken together, their median fair value for PHIN is $62.33 — the figure CirclFi publishes as this stock's fair value. One component of that median, the Bayesian DCF, returns $97.85 on its own, implying +42.5% upside from the current price. See which stocks rank higher →

How Does PHIN Rank in Auto Parts?

Among 57 Auto Parts stocks, PHIN ranks #19 by Quality of Company score. CirclFi's QOC score of 8.0/10 evaluates 32 fundamental signals. A score of 8.0 places PHIN in the top tier.

See all Most Undervalued Auto Parts Stocks →

Within the Auto Parts space, PHINIA Inc. competes in an environment where EV mix percentage often separates market leaders from laggards. Understanding these industry-specific dynamics is essential context for interpreting our model outputs.

Is PHIN a Value Trap?

CirclFi's Value Trap algorithm assigns PHIN a score of 8/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

13 of 13 models are active for PHINIA Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, which evaluates 32 signals including margin stability, revenue growth trajectory, leverage, and free cash flow generation, PHINIA Inc. is rated at 8.0/10. This strong-tier score demonstrates strong fundamentals across the majority of our quality signals.

The gap between the most bullish and bearish model spans +240.1% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every PHIN valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across PHIN's 13 active models, average confidence is 59%. Moderate confidence indicates reasonable fit.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy PHINIA Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Auto Parts Stocks Should You Also Analyze?

11 related Auto Parts stocks with 13-model coverage

THRMGentherm IncorporatedQOC 8.0BWABorgWarner Inc.QOC 8.0CAASChina Automotive Systems, Inc.QOC 8.1MLRMiller Industries, Inc.QOC 8.0GTECGreenland Technologies Holding CorporationQOC 8.1LKQLKQ CorporationQOC 7.9MNROMonro, Inc.QOC 6.9ECXECARX Holdings Inc.QOC 5.6LEALear CorporationQOC 8.7ALSNAllison Transmission Holdings, Inc.QOC 9.1ALVAutoliv, Inc.QOC 9.0

Read investment analysis: THRM · BWA · CAAS · MLR · GTEC · LKQ · MNRO · ECX · LEA · ALSN · ALV

Which Other Stocks Have a Similar Quality Score to PHIN?

7 companies across all industries closest to PHIN’s Quality of Company score of 8.0/10.

GRANGrande Group LimitedQOC 8.0FANGDiamondback Energy, Inc.QOC 8.0SWBISmith & Wesson Brands, Inc.QOC 8.0RGENRepligen CorporationQOC 8.0SITESiteOne Landscape Supply, Inc.QOC 8.0LNWOLight & Wonder, Inc.QOC 8.0NVDANVIDIA CorporationQOC 10.0

Read investment analysis: GRAN · FANG · SWBI · RGEN · SITE · LNWO · NVDA

Where Does PHIN Sit in CirclFi's Auto Parts Rankings?

PHIN is ranked against every other Auto Parts stock CirclFi covers in each of these screens.

See all Auto Parts stocks ranked →

What Else Do Investors Ask About PHINIA Inc.’s Valuation?

What is PHINIA Inc.'s intrinsic value in 2026?

CirclFi puts PHINIA Inc. (PHIN)'s intrinsic value at $62.33 — the median of 13 independent model estimates as of 2026-08-28, ranging from $6.85 to $171.70. One component of that median, the Bayesian DCF, runs 10,000 Monte Carlo simulations with jump-diffusion and returns $97.85 on its own. The Quality of Company score is 8.0/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is PHIN overvalued or undervalued right now?

At $68.65, 5 of 13 active models suggest PHIN may be undervalued, while 8 indicate potential overvaluation. The median of all 13 fair value estimates is $62.33, within 9.2% of the current price of $68.65 — a consensus view that PHIN is fairly valued. The assessment depends on which methodology best fits PHINIA Inc.'s business model in Auto Parts.

What does a Quality of Company score of 8.0 mean for PHIN?

PHINIA Inc.'s QOC of 8.0/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on PHIN?

CirclFi analyzes PHIN with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 13 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on PHIN?

Of the 13 models currently active on PHIN, Regime Cross-Sectional is the most bullish at $171.70 per share, and Dynamic NAV is the most bearish at $6.85. CirclFi's published fair value for PHIN is the median of that range, $62.33, not either extreme. The gap between the two ends equals 264% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is PHIN a value trap in 2026?

PHINIA Inc.'s Value Trap score is 8/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 13-model valuation engine, PHINIA Inc. (PHIN) has a median fair value of $62.33 — within 9.2% of the current price of $68.65 — as of 2026-08-28.” Source: circlfi.com/stock/PHIN/ · Methodology
Primary sources for this PHIN valuation
  • Financial statements: PHINIA Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001968915) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for PHIN as of ; valuations recomputed .

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