What Is Oscar Health, Inc. (OSCR) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Oscar Health, Inc. presents a highly debated valuation profile at its current price of $31.61. The composite intrinsic value is estimated at $31.34 (-0.9% average upside), masking a wide model spread between the 4 bullish models and 5 bearish models. Model dispersion is worth noting: RCMH-DCF targets $58.88 (+86.3%), versus Markov DDM at $2.92 (-90.7%). This +177.0% range highlights the importance of multi-model analysis rather than relying on any single methodology.
What Do the Models Say About OSCR?
12 of 13 models are currently active for OSCR. Of these, 6 models suggest upside while 6 models suggest overvaluation. The Bayesian DCF estimates OSCR's intrinsic value at $38.74, implying +22.5% upside from the current price. See which stocks rank higher →
How Does OSCR Rank in Hospital & Medical Service Plans?
Among 9 Hospital & Medical Service Plans stocks, OSCR ranks #8 by Quality of Company score. CirclFi's QOC score of 7.5/10 evaluates 32 fundamental signals. A score of 7.5 indicates above-average quality.
Oscar Health, Inc. operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.
Is OSCR a Value Trap?
CirclFi's Value Trap algorithm assigns OSCR a score of 32/100 (LOW). This indicates low risk. The financial profile does not exhibit typical value trap warning signs. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Oscar Health, Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi 32-factor quality framework, Oscar Health, Inc.'s fundamental quality profile registers 7.5/10. This robust score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.
The gap between the most bullish and bearish model spans +177.0% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every OSCR valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across OSCR's 12 active models, average confidence is 42%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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