iHuman Inc. (IH) Fair Value 2026

IH · Education & Training Services ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

8.6 /10

32 fundamental signals · 10 models active

Value Trap Risk

SAFE (12/100)

Quick Summary — As of 2026-08-27, iHuman Inc. (IH) trades at $1.38, versus a $5.01 median fair value across its 10 active models — 262.8% above the current price. QOC: 8.6/10. Value Trap Risk: 12/100 (SAFE). 10/13 models active. Within that set, the Bayesian DCF component alone returns $5.62.

Key Facts

Ticker
IH
Price
$1.38
Quality Score
8.6/10
Value Trap Risk
12/100
Models Active
10/13
Last Updated
Strength: Bayesian DCF suggests +307.5% upside with 56% confidence
Risk: Limited model coverage (10/13) may reduce confidence

Is iHuman Inc. (IH) Undervalued or Overvalued in 2026?

According to CirclFi’s 10-model valuation engine, iHuman Inc. (IH) appears undervalued as of : the median of 10 independent fair value estimates is $5.01, 262.8% above the current price of $1.38. Estimates range from $3.07 to $6.90. IH scores 8.6/10 on fundamental quality and 12/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.7% versus its own 13-model consensus, across 3,801 rated companies as of 2026-08-27. IH’s +262.8% gap is wider than that market norm, and the Education & Training Services sector median is -6.6%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy iHuman Inc. Stock in 2026? →

What Fair Value Does Each Model Give IH?

10 Intrinsic Value Models vs. Current Price ($1.38)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $5.62 +307.5%
Intrinsic · High Conviction
 $4.90 +255.0%
Ensemble · Medium Conviction
 $5.12 +270.7%
Intrinsic · Medium Conviction
 $3.42 +147.8%
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What Is IH's Fair Value Range?

Spread across 10 independent models · $3.07 to $6.90

CirclFi's 10 active models place iHuman Inc. (IH) between $3.07 and $6.90 per share, a spread of 76% of the median. The median of that range — $5.01 — is the fair value CirclFi publishes for IH, against a current price of $1.38.

Low · Dynamic NAVHigh · RCMH-DCF
$3.07median $5.01$6.90
Where the range comes from
Most bearish modelDynamic NAV$3.07
Most bullish modelRCMH-DCF$6.90
Model agreement10 bullish · 0 bearishmoderate

A band of this width is typical. The methods agree on direction but weight growth, reinvestment and risk differently, so treat the median as a centre of gravity rather than a precise target.

Every figure above is one model's standalone output on IH, not a CirclFi price target. How each model works →

What Is iHuman Inc. (IH) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, iHuman Inc.'s intrinsic value is estimated at a median fair value of $5.01. At a current market price of $1.38, 10 of 10 active valuation models identify upside potential, projecting a median implied return of +262.8%. Notably, RCMH-DCF sees the most upside at +399.7% (fair value: $6.90), while Dynamic NAV is the most conservative at +122.2% ($3.07). The spread between these extremes — +277.5% — reveals how different analytical frameworks can reach starkly different conclusions.

What Do the Models Say About IH?

10 of 13 models are currently active for IH. All 10 active models suggest the stock trades below fair value. Taken together, their median fair value for IH is $5.01 — the figure CirclFi publishes as this stock's fair value. One component of that median, the Bayesian DCF, returns $5.62 on its own, implying +307.5% upside from the current price. See which stocks rank higher →

How Does IH Rank in Education & Training Services?

Among 45 Education & Training Services stocks, IH ranks #4 by Quality of Company score. CirclFi's QOC score of 8.6/10 evaluates 32 fundamental signals. A score of 8.6 places IH in the top tier.

iHuman Inc. operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.

Is IH a Value Trap?

CirclFi's Value Trap algorithm assigns IH a score of 12/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

10 of 13 models are active for iHuman Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi 32-factor quality framework, iHuman Inc.'s fundamental quality profile registers 8.6/10. This robust score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.

The gap between the most bullish and bearish model spans +277.5% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every IH valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across IH's 10 active models, average confidence is 41%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy iHuman Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Education & Training Services Stocks Should You Also Analyze?

9 related Education & Training Services stocks with 13-model coverage

LAURLaureate Education, Inc.QOC 8.8STGSunlands Technology GroupQOC 8.6UTIUniversal Technical Institute, Inc.QOC 9.1AFYAAfya LimitedQOC 8.5LRNStride, Inc.QOC 9.5APEIAmerican Public Education, Inc.QOC 8.5LINCLincoln Educational Services CorporationQOC 7.6YQ17 Education & Technology Group Inc.QOC 6.2KIDZKIDZ AI Inc.QOC 5.2

Read investment analysis: LAUR · STG · UTI · AFYA · LRN · APEI · LINC · YQ · KIDZ

Which Other Stocks Have a Similar Quality Score to IH?

7 companies across all industries closest to IH’s Quality of Company score of 8.6/10.

BSVNBank7 Corp.QOC 8.6FIZZNational Beverage Corp.QOC 8.6RJFRaymond James Financial, Inc.QOC 8.6PARRPar Pacific Holdings, Inc.QOC 8.6COLMColumbia Sportswear CompanyQOC 8.6FMXFomento Económico Mexicano, S.A.B. de C.V.QOC 8.6NVDANVIDIA CorporationQOC 10.0

Read investment analysis: BSVN · FIZZ · RJF · PARR · COLM · FMX · NVDA

What Else Do Investors Ask About iHuman Inc.’s Valuation?

What is iHuman Inc.'s intrinsic value in 2026?

CirclFi puts iHuman Inc. (IH)'s intrinsic value at $5.01 — the median of 10 independent model estimates as of 2026-08-27, ranging from $3.07 to $6.90. One component of that median, the Bayesian DCF, runs 10,000 Monte Carlo simulations with jump-diffusion and returns $5.62 on its own. The Quality of Company score is 8.6/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is IH overvalued or undervalued right now?

At $1.38, 10 of 10 active models suggest IH may be undervalued, while 0 indicate potential overvaluation. The median of all 10 fair value estimates is $5.01, 262.8% above the current price of $1.38 — a consensus view that IH is undervalued. The assessment depends on which methodology best fits iHuman Inc.'s business model in Education & Training Services.

What does a Quality of Company score of 8.6 mean for IH?

iHuman Inc.'s QOC of 8.6/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on IH?

CirclFi analyzes IH with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 10 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on IH?

Of the 10 models currently active on IH, RCMH-DCF is the most bullish at $6.90 per share, and Dynamic NAV is the most bearish at $3.07. CirclFi's published fair value for IH is the median of that range, $5.01, not either extreme. The gap between the two ends equals 76% of the median — a normal spread for a company of this profile. Browse stocks by value-trap risk →

Is IH a value trap in 2026?

iHuman Inc.'s Value Trap score is 12/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 10-model valuation engine, iHuman Inc. (IH) has a median fair value of $5.01 — 262.8% above the current price of $1.38 — as of 2026-08-27.” Source: circlfi.com/stock/IH/ · Methodology
Primary sources for this IH valuation
  • Financial statements: iHuman Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001814423) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for IH as of ; valuations recomputed .

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