Universal Technical Institute, Inc. (UTI) Fair Value 2026

UTI · Education & Training Services ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

9.1 /10

32 fundamental signals · 10 models active

Value Trap Risk

SAFE (24/100)

Quick Summary — As of 2026-08-28, Universal Technical Institute, Inc. (UTI) trades at $21.31, versus a $9.78 median fair value across its 10 active models — 54.1% below the current price. QOC: 9.1/10. Value Trap Risk: 24/100 (SAFE). 10/13 models active. Within that set, the Bayesian DCF component alone returns $1.04.

Key Facts

Ticker
UTI
Price
$21.31
Quality Score
9.1/10
Value Trap Risk
24/100
Models Active
10/13
Last Updated
Strength: Quality Score of 9.1/10 indicates strong fundamentals
Risk: Majority of models suggest overvaluation

Is Universal Technical Institute, Inc. (UTI) Undervalued or Overvalued in 2026?

According to CirclFi’s 10-model valuation engine, Universal Technical Institute, Inc. (UTI) appears overvalued as of : the median of 10 independent fair value estimates is $9.78, 54.1% below the current price of $21.31. Estimates range from $1.04 to $20.30. UTI scores 9.1/10 on fundamental quality and 24/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.4% versus its own 13-model consensus, across 3,809 rated companies as of 2026-08-28. UTI’s -54.1% gap is wider than that market norm, and the Education & Training Services sector median is -5.3%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Universal Technical Institute, Inc. Stock in 2026? →

What Fair Value Does Each Model Give UTI?

10 Intrinsic Value Models vs. Current Price ($21.31)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $1.04 -95.1%
Ensemble · Low Conviction
 $8.63 -59.5%
Scenario · High Conviction
 $20.30 -4.7%
Intrinsic · High Conviction
 $7.35 -65.5%
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What Is UTI's Fair Value Range?

Spread across 10 independent models · $1.04 to $20.30

CirclFi's 10 active models place Universal Technical Institute, Inc. (UTI) between $1.04 and $20.30 per share, a spread of 197% of the median. The median of that range — $9.78 — is the fair value CirclFi publishes for UTI, against a current price of $21.31.

Low · Bayesian DCFHigh · First Chicago
$1.04median $9.78$20.30
Where the range comes from
Most bearish modelBayesian DCF$1.04
Most bullish modelFirst Chicago$20.30
Model agreement0 bullish · 9 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for UTI. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on UTI, not a CirclFi price target. How each model works →

What Is Universal Technical Institute, Inc. (UTI) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Universal Technical Institute, Inc.'s intrinsic value is estimated at $9.78. Trading at its current price of $21.31, the valuation engine raises significant caution: 9 of 10 models flag downside risk, projecting a median implied return of -54.1%. Model dispersion is worth noting: First Chicago targets $20.30 (-4.7%), versus Bayesian DCF at $1.04 (-95.1%). This +90.4% range highlights the importance of multi-model analysis rather than relying on any single methodology.

What Do the Models Say About UTI?

10 of 13 models are currently active for UTI. All 10 active models suggest the stock trades above fair value. Taken together, their median fair value for UTI is $9.78 — the figure CirclFi publishes as this stock's fair value. One component of that median, the Bayesian DCF, returns $1.04 on its own, implying -95.1% downside from the current price. See which stocks rank higher →

How Does UTI Rank in Education & Training Services?

Among 46 Education & Training Services stocks, UTI ranks #2 by Quality of Company score. CirclFi's QOC score of 9.1/10 evaluates 32 fundamental signals. A score of 9.1 places UTI in the top tier.

Universal Technical Institute, Inc. operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.

Is UTI a Value Trap?

CirclFi's Value Trap algorithm assigns UTI a score of 24/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

10 of 13 models are active for Universal Technical Institute, Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Deep Alpha Valuation Engine, Universal Technical Institute, Inc. scores 9.1 out of 10 on our 32-signal quality assessment, a elite rating that ranks among the highest-quality businesses in our coverage universe. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.

The gap between the most bullish and bearish model spans +90.4% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every UTI valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across UTI's 10 active models, average confidence is 47%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Universal Technical Institute, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Education & Training Services Stocks Should You Also Analyze?

9 related Education & Training Services stocks with 13-model coverage

LRNStride, Inc.QOC 9.5CVSACovista Inc.QOC 8.8GNSGenius Group LimitedQOC 1.7LAURLaureate Education, Inc.QOC 8.7GSUNGolden Sun Technology Group LimitedQOC 2.4IHiHuman Inc.QOC 8.6FCFranklin Covey Co.QOC 8.1AACGATA Creativity GlobalQOC 6.3RYETRuanyun Edai Technology Inc.QOC 5.4

Read investment analysis: LRN · CVSA · GNS · LAUR · GSUN · IH · FC · AACG · RYET

Which Other Stocks Have a Similar Quality Score to UTI?

7 companies across all industries closest to UTI’s Quality of Company score of 9.1/10.

EXLSExlService Holdings, Inc.QOC 9.1XYLXylem Inc.QOC 9.1ESTCElastic N.V.QOC 9.1CMRECostamare Inc.QOC 9.1UBERUber Technologies, Inc.QOC 9.1ANFAbercrombie & Fitch Co.QOC 9.1NVDANVIDIA CorporationQOC 10.0

Read investment analysis: EXLS · XYL · ESTC · CMRE · UBER · ANF · NVDA

What Else Do Investors Ask About Universal Technical Institute, Inc.’s Valuation?

What is Universal Technical Institute, Inc.'s intrinsic value in 2026?

CirclFi puts Universal Technical Institute, Inc. (UTI)'s intrinsic value at $9.78 — the median of 10 independent model estimates as of 2026-08-28, ranging from $1.04 to $20.30. One component of that median, the Bayesian DCF, runs 10,000 Monte Carlo simulations with jump-diffusion and returns $1.04 on its own. The Quality of Company score is 9.1/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is UTI overvalued or undervalued right now?

At $21.31, 0 of 10 active models suggest UTI may be undervalued, while 10 indicate potential overvaluation. The median of all 10 fair value estimates is $9.78, 54.1% below the current price of $21.31 — a consensus view that UTI is overvalued. The assessment depends on which methodology best fits Universal Technical Institute, Inc.'s business model in Education & Training Services.

What does a Quality of Company score of 9.1 mean for UTI?

Universal Technical Institute, Inc.'s QOC of 9.1/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on UTI?

CirclFi analyzes UTI with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 10 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on UTI?

Of the 10 models currently active on UTI, First Chicago is the most bullish at $20.30 per share, and Bayesian DCF is the most bearish at $1.04. CirclFi's published fair value for UTI is the median of that range, $9.78, not either extreme. The gap between the two ends equals 197% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is UTI a value trap in 2026?

Universal Technical Institute, Inc.'s Value Trap score is 24/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 10-model valuation engine, Universal Technical Institute, Inc. (UTI) has a median fair value of $9.78 — 54.1% below the current price of $21.31 — as of 2026-08-28.” Source: circlfi.com/stock/UTI/ · Methodology
Primary sources for this UTI valuation

Market data for UTI as of ; valuations recomputed .

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