Figure Technology Solutions, In (FIGR) Fair Value 2026

FIGR · Loan Brokers ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

6.7 /10

32 fundamental signals · 13 models active

Value Trap Risk

(—/100)

Quick Summary — As of 2026-07-13, Figure Technology Solutions, In (FIGR) trades at $29.74, approximately 724% above CirclFi’s Bayesian DCF fair value of $3.61. QOC: 6.7/10. 13/13 models active.

Key Facts

Ticker
FIGR
Price
$29.74
Quality Score
6.7/10
Value Trap Risk
—/100
Models Active
13/13
Last Updated
Strength: 13 independent models provide multi-angle coverage
Risk: Majority of models suggest overvaluation

Valuation Matrix

13 Intrinsic Value Models vs. Current Price ($29.74)

Core Models (Unlocked)
Model Fair Value Upside
Bayesian DCF
Medium Conviction
$3.61 -87.9%
Earnings Power Value
Medium Conviction
$0.78 -97.4%
CUCE Ensemble
Low Conviction
$4.91 -83.5%
First Chicago
Medium Conviction
$3.51 -88.2%

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What Is Figure Technology Solutions, In (FIGR) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Figure Technology Solutions, In's intrinsic value is estimated at $6.97. Trading at its current price of $29.74, the valuation engine raises significant caution: 12 of 13 models flag downside risk, projecting an average implied return of -76.6%. Model dispersion is worth noting: PWERM targets $28.85 (-3.0%), versus EPV at $0.78 (-97.4%). This +94.4% range highlights the importance of multi-model analysis rather than relying on any single methodology.

What Do the Models Say About FIGR?

13 of 13 models are currently active for FIGR. All 13 active models suggest the stock trades above fair value. The Bayesian DCF estimates FIGR's intrinsic value at $3.61, implying -87.9% downside from the current price. See which stocks rank higher →

How Does FIGR Rank in Loan Brokers?

Among 5 Loan Brokers stocks, FIGR ranks #3 by Quality of Company score. CirclFi's QOC score of 6.7/10 evaluates 32 fundamental signals. A score of 6.7 indicates above-average quality.

Figure Technology Solutions, In operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.

Is FIGR a Value Trap?

The Value Trap algorithm is not active for FIGR. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

13 of 13 models are active for Figure Technology Solutions, In. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Deep Alpha Valuation Engine, Figure Technology Solutions, In scores 6.7 out of 10 on our 32-signal quality assessment, a solid rating that maintains reasonable quality metrics with some areas for improvement. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.

The gap between the most bullish and bearish model spans +94.4% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every FIGR valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across FIGR's 13 active models, average confidence is 35%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Figure Technology Solutions, In Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Loan Brokers Stocks Should You Also Analyze?

4 related Loan Brokers stocks with 13-model coverage

Read investment analysis: FINV · TREE · BETR · NFJ

Frequently Asked Questions About Figure Technology Solutions, In

What is Figure Technology Solutions, In's intrinsic value in 2026?

Based on CirclFi's 13-model analysis, Figure Technology Solutions, In (FIGR) has multiple fair value estimates. The Bayesian DCF model runs 10,000 Monte Carlo simulations with jump-diffusion to estimate intrinsic value at $3.61. The Quality of Company score is 6.7/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is FIGR overvalued or undervalued right now?

At $29.74, 0 of 13 active models suggest FIGR may be undervalued, while 13 indicate potential overvaluation. The assessment depends on which methodology best fits Figure Technology Solutions, In's business model in Loan Brokers.

What does a Quality of Company score of 6.7 mean for FIGR?

Figure Technology Solutions, In's QOC of 6.7/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores between 5-7 reflect moderate fundamentals with areas for improvement.

How many valuation models does CirclFi run on FIGR?

CirclFi analyzes FIGR with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 13 of 13 are active for this stock. Read the full methodology →

Is FIGR a value trap in 2026?

CirclFi's Value Trap algorithm does not have sufficient data for FIGR at this time. Browse stocks by value-trap risk →

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