The Goldman Sachs Group, Inc. (GS) Fair Value 2026

GS · Capital Markets ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

7.4 /10

32 fundamental signals · 5 models active

Value Trap Risk

SAFE (18/100)

Quick Summary — As of 2026-08-28, The Goldman Sachs Group, Inc. (GS) trades at $1033.99, versus a $1020.67 median fair value across its 5 active models — 1.3% below the current price. QOC: 7.4/10. Value Trap Risk: 18/100 (SAFE). 5/13 models active.

Key Facts

Ticker
GS
Price
$1033.99
Quality Score
7.4/10
Value Trap Risk
18/100
Models Active
5/13
Last Updated
Strength: Markov DDM suggests +32.1% upside with 56% confidence
Risk: Limited model coverage (5/13) may reduce confidence

Is The Goldman Sachs Group, Inc. (GS) Undervalued or Overvalued in 2026?

According to CirclFi’s 5-model valuation engine, The Goldman Sachs Group, Inc. (GS) appears fairly valued as of : the median of 5 independent fair value estimates is $1020.67, within 1.3% of the current price of $1033.99. Estimates range from $604.72 to $1365.46. GS scores 7.4/10 on fundamental quality and 18/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.4% versus its own 13-model consensus, across 3,809 rated companies as of 2026-08-28. GS’s -1.3% gap is narrower than that market norm, and the Capital Markets sector median is -32.3%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy The Goldman Sachs Group, Inc. Stock in 2026? →

What Fair Value Does Each Model Give GS?

5 Intrinsic Value Models vs. Current Price ($1033.99)

Core Models (Unlocked)
Model Fair Value Upside
Ensemble · Medium Conviction
 $1047.62 +1.3%
Intrinsic · High Conviction
 $1365.46 +32.1%
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What Is GS's Fair Value Range?

Spread across 5 independent models · $604.72 to $1365.46

CirclFi's 5 active models place The Goldman Sachs Group, Inc. (GS) between $604.72 and $1365.46 per share, a spread of 75% of the median. The median of that range — $1020.67 — is the fair value CirclFi publishes for GS, against a current price of $1033.99.

Low · ML-RIVHigh · Markov DDM
$604.72median $1020.67$1365.46
Where the range comes from
Most bearish modelML Residual Income$604.72
Most bullish modelMarkov DDM$1365.46
Model agreement1 bullish · 2 bearishmoderate

A band of this width is typical. The methods agree on direction but weight growth, reinvestment and risk differently, so treat the median as a centre of gravity rather than a precise target.

Every figure above is one model's standalone output on GS, not a CirclFi price target. How each model works →

What Is The Goldman Sachs Group, Inc. (GS) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, The Goldman Sachs Group, Inc.'s intrinsic value is estimated at $1,020.67, presenting a divided outlook at the current price of $1,033.99. With a median implied return of -1.3% across a split 1–2 (bull–bear) consensus, the model spread of +73.6% underscores analytical uncertainty. Notably, Markov DDM sees the most upside at +32.1% (fair value: $1,365.46), while ML-RIV is the most conservative at -41.5% ($604.72). The spread between these extremes — +73.6% — reveals how different analytical frameworks can reach starkly different conclusions.

What Do the Models Say About GS?

5 of 13 models are currently active for GS. Of these, 2 models suggest upside while 3 models suggest overvaluation. Taken together, their median fair value for GS is $1020.67 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does GS Rank in Capital Markets?

Among 103 Capital Markets stocks, GS ranks #28 by Quality of Company score. CirclFi's QOC score of 7.4/10 evaluates 32 fundamental signals. A score of 7.4 indicates above-average quality.

See all Most Undervalued Capital Markets Stocks →

The Goldman Sachs Group, Inc.'s positioning within the Capital Markets segment means that loan loss provisions plays an outsized role in fundamental analysis. The sector's unique characteristics — including credit quality trends — shape both the opportunity set and risk profile.

Is GS a Value Trap?

CirclFi's Value Trap algorithm assigns GS a score of 18/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

5 of 13 models are active for The Goldman Sachs Group, Inc.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, The Goldman Sachs Group, Inc. earns a quality score of 7.4/10. This respectable rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.

The gap between the most bullish and bearish model spans +73.6% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every GS valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across GS's 5 active models, average confidence is 37%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy The Goldman Sachs Group, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Capital Markets Stocks Should You Also Analyze?

10 related Capital Markets stocks with 13-model coverage

MRXMarex Group LimitedQOC 7.4HGBLHeritage Global Inc.QOC 7.3LAZLazard, Inc.QOC 7.4NMRNomura Holdings, Inc.QOC 7.1MCMoelis & CompanyQOC 7.5MSMorgan StanleyQOC 7.1MARAMARA Holdings, Inc.QOC 5.8CBLOC2 Blockchain, Inc.QOC 4.7HOODRobinhood Markets, Inc.QOC 9.7FUTUFutu Holdings LimitedQOC 9.8

Read investment analysis: MRX · HGBL · LAZ · NMR · MC · MS · MARA · CBLO · HOOD · FUTU

Which Other Stocks Have a Similar Quality Score to GS?

6 companies across all industries closest to GS’s Quality of Company score of 7.4/10.

LANDGladstone Land CorporationQOC 7.4CNCCentene CorporationQOC 7.4CPTCamden Property TrustQOC 7.4FROGJFrog Ltd.QOC 7.4PFGPrincipal Financial Group, Inc.QOC 7.4NVDANVIDIA CorporationQOC 10.0

Read investment analysis: LAND · CNC · CPT · FROG · PFG · NVDA

Where Does GS Sit in CirclFi's Capital Markets Rankings?

GS is ranked against every other Capital Markets stock CirclFi covers in each of these screens.

See all Capital Markets stocks ranked →

What Else Do Investors Ask About The Goldman Sachs Group, Inc.’s Valuation?

What is The Goldman Sachs Group, Inc.'s intrinsic value in 2026?

CirclFi puts The Goldman Sachs Group, Inc. (GS)'s intrinsic value at $1020.67 — the median of 5 independent model estimates as of 2026-08-28, ranging from $604.72 to $1365.46. The Quality of Company score is 7.4/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is GS overvalued or undervalued right now?

At $1033.99, 2 of 5 active models suggest GS may be undervalued, while 3 indicate potential overvaluation. The median of all 5 fair value estimates is $1020.67, within 1.3% of the current price of $1033.99 — a consensus view that GS is fairly valued. The assessment depends on which methodology best fits The Goldman Sachs Group, Inc.'s business model in Capital Markets.

What does a Quality of Company score of 7.4 mean for GS?

The Goldman Sachs Group, Inc.'s QOC of 7.4/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on GS?

CirclFi analyzes GS with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 5 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on GS?

Of the 5 models currently active on GS, Markov DDM is the most bullish at $1365.46 per share, and ML Residual Income is the most bearish at $604.72. CirclFi's published fair value for GS is the median of that range, $1020.67, not either extreme. The gap between the two ends equals 75% of the median — a normal spread for a company of this profile. Browse stocks by value-trap risk →

Is GS a value trap in 2026?

The Goldman Sachs Group, Inc.'s Value Trap score is 18/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 5-model valuation engine, The Goldman Sachs Group, Inc. (GS) has a median fair value of $1020.67 — within 1.3% of the current price of $1033.99 — as of 2026-08-28.” Source: circlfi.com/stock/GS/ · Methodology
Primary sources for this GS valuation
  • Financial statements: The Goldman Sachs Group, Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0000886982) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for GS as of ; valuations recomputed .

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