Bimini Capital Management, Inc. (BMNM) Fair Value 2026

BMNM · Asset Management ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

7.3 /10

32 fundamental signals · 6 models active

Value Trap Risk

LOW (28/100)

Quick Summary — As of 2026-08-27, Bimini Capital Management, Inc. (BMNM) trades at $3.37, versus a $5.10 median fair value across its 6 active models — 51.3% above the current price. QOC: 7.3/10. Value Trap Risk: 28/100 (LOW). 6/13 models active.

Key Facts

Ticker
BMNM
Price
$3.37
Quality Score
7.3/10
Value Trap Risk
28/100
Models Active
6/13
Last Updated
Strength: ML-RIV suggests +303.6% upside with 51% confidence
Risk: Limited model coverage (6/13) may reduce confidence

Is Bimini Capital Management, Inc. (BMNM) Undervalued or Overvalued in 2026?

According to CirclFi’s 6-model valuation engine, Bimini Capital Management, Inc. (BMNM) appears undervalued as of : the median of 6 independent fair value estimates is $5.10, 51.3% above the current price of $3.37. Estimates range from $3.82 to $13.60. BMNM scores 7.3/10 on fundamental quality and 28/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.7% versus its own 13-model consensus, across 3,801 rated companies as of 2026-08-27. BMNM’s +51.3% gap is wider than that market norm, and the Asset Management sector median is -4.7%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Bimini Capital Management, Inc. Stock in 2026? →

What Fair Value Does Each Model Give BMNM?

6 Intrinsic Value Models vs. Current Price ($3.37)

Core Models (Unlocked)
Model Fair Value Upside
Ensemble · Low Conviction
 $5.39 +60.0%
Intrinsic · High Conviction
 $13.60 +303.6%
Relative · Medium Conviction
 $6.62 +96.3%
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What Is BMNM's Fair Value Range?

Spread across 6 independent models · $3.82 to $13.60

CirclFi's 6 active models place Bimini Capital Management, Inc. (BMNM) between $3.82 and $13.60 per share, a spread of 192% of the median. The median of that range — $5.10 — is the fair value CirclFi publishes for BMNM, against a current price of $3.37.

Low · FTNNHigh · ML-RIV
$3.82median $5.10$13.60
Where the range comes from
Most bearish modelFTNN Topology$3.82
Most bullish modelML Residual Income$13.60
Model agreement6 bullish · 0 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for BMNM. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on BMNM, not a CirclFi price target. How each model works →

What Is Bimini Capital Management, Inc. (BMNM) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Bimini Capital Management, Inc.'s intrinsic value is estimated at a median fair value of $5.10. At a current market price of $3.37, 6 of 6 active valuation models identify upside potential, projecting a median implied return of +51.3%. Notably, ML-RIV sees the most upside at +303.6% (fair value: $13.60), while FTNN is the most conservative at +13.3% ($3.82). The spread between these extremes — +290.3% — reveals how different analytical frameworks can reach starkly different conclusions.

What Do the Models Say About BMNM?

6 of 13 models are currently active for BMNM. All 6 active models suggest the stock trades below fair value. Taken together, their median fair value for BMNM is $5.10 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does BMNM Rank in Asset Management?

Among 186 Asset Management stocks, BMNM ranks #38 by Quality of Company score. CirclFi's QOC score of 7.3/10 evaluates 32 fundamental signals. A score of 7.3 indicates above-average quality.

See all Most Undervalued Asset Management Stocks →

Bimini Capital Management, Inc. operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.

Is BMNM a Value Trap?

CirclFi's Value Trap algorithm assigns BMNM a score of 28/100 (LOW). This indicates low risk. The financial profile does not exhibit typical value trap warning signs. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

6 of 13 models are active for Bimini Capital Management, Inc.. Moderate coverage provides meaningful perspective. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Deep Alpha Valuation Engine, Bimini Capital Management, Inc. scores 7.3 out of 10 on our 32-signal quality assessment, a solid rating that maintains reasonable quality metrics with some areas for improvement. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.

The gap between the most bullish and bearish model spans +290.3% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every BMNM valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across BMNM's 6 active models, average confidence is 34%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Bimini Capital Management, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Asset Management Stocks Should You Also Analyze?

11 related Asset Management stocks with 13-model coverage

PSECProspect Capital CorporationQOC 7.3HTGCHercules Capital, Inc.QOC 7.3BNBrookfield CorporationQOC 7.3DBRGDigitalBridge Group, Inc.QOC 7.3HKHCHorizon Kinetics Holding CorporationQOC 7.3TIPTTiptree Inc.QOC 7.2CSWCCapital Southwest CorporationQOC 5.8OXSQOxford Square Capital Corp.QOC 4.8RGTRoyce Global Trust, Inc.QOC 2.2HLNEHamilton Lane IncorporatedQOC 9.3AMPAmeriprise Financial, Inc.QOC 9.3

Read investment analysis: PSEC · HTGC · BN · DBRG · HKHC · TIPT · CSWC · OXSQ · RGT · HLNE · AMP

Which Other Stocks Have a Similar Quality Score to BMNM?

7 companies across all industries closest to BMNM’s Quality of Company score of 7.3/10.

WGOWinnebago Industries, Inc.QOC 7.3VSECVSE CorporationQOC 7.3AALAmerican Airlines Group Inc.QOC 7.3CPKChesapeake Utilities CorporationQOC 7.3SIMGrupo Simec, S.A.B. de C.V.QOC 7.3RYZRyerson Holding CorporationQOC 7.3NVDANVIDIA CorporationQOC 10.0

Read investment analysis: WGO · VSEC · AAL · CPK · SIM · RYZ · NVDA

Where Does BMNM Sit in CirclFi's Asset Management Rankings?

BMNM is ranked against every other Asset Management stock CirclFi covers in each of these screens.

See all Asset Management stocks ranked →

What Else Do Investors Ask About Bimini Capital Management, Inc.’s Valuation?

What is Bimini Capital Management, Inc.'s intrinsic value in 2026?

CirclFi puts Bimini Capital Management, Inc. (BMNM)'s intrinsic value at $5.10 — the median of 6 independent model estimates as of 2026-08-27, ranging from $3.82 to $13.60. The Quality of Company score is 7.3/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is BMNM overvalued or undervalued right now?

At $3.37, 6 of 6 active models suggest BMNM may be undervalued, while 0 indicate potential overvaluation. The median of all 6 fair value estimates is $5.10, 51.3% above the current price of $3.37 — a consensus view that BMNM is undervalued. The assessment depends on which methodology best fits Bimini Capital Management, Inc.'s business model in Asset Management.

What does a Quality of Company score of 7.3 mean for BMNM?

Bimini Capital Management, Inc.'s QOC of 7.3/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on BMNM?

CirclFi analyzes BMNM with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 6 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on BMNM?

Of the 6 models currently active on BMNM, ML Residual Income is the most bullish at $13.60 per share, and FTNN Topology is the most bearish at $3.82. CirclFi's published fair value for BMNM is the median of that range, $5.10, not either extreme. The gap between the two ends equals 192% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is BMNM a value trap in 2026?

Bimini Capital Management, Inc.'s Value Trap score is 28/100 (LOW). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 6-model valuation engine, Bimini Capital Management, Inc. (BMNM) has a median fair value of $5.10 — 51.3% above the current price of $3.37 — as of 2026-08-27.” Source: circlfi.com/stock/BMNM/ · Methodology
Primary sources for this BMNM valuation
  • Financial statements: Bimini Capital Management, Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001275477) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for BMNM as of ; valuations recomputed .

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