The Andersons, Inc. (ANDE) Fair Value 2026

ANDE · Food Distribution ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

8.2 /10

32 fundamental signals · 12 models active

Value Trap Risk

SAFE (24/100)

Quick Summary — As of 2026-08-27, The Andersons, Inc. (ANDE) trades at $63.73, versus a $47.28 median fair value across its 12 active models — 25.8% below the current price. QOC: 8.2/10. Value Trap Risk: 24/100 (SAFE). 12/13 models active. Within that set, the Bayesian DCF component alone returns $3.72.

Key Facts

Ticker
ANDE
Price
$63.73
Quality Score
8.2/10
Value Trap Risk
24/100
Models Active
12/13
Last Updated
Strength: First Chicago suggests +93.6% upside with 57% confidence
Risk: Majority of models suggest overvaluation

Is The Andersons, Inc. (ANDE) Undervalued or Overvalued in 2026?

According to CirclFi’s 12-model valuation engine, The Andersons, Inc. (ANDE) appears overvalued as of : the median of 12 independent fair value estimates is $47.28, 25.8% below the current price of $63.73. Estimates range from $3.72 to $129.46. ANDE scores 8.2/10 on fundamental quality and 24/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.7% versus its own 13-model consensus, across 3,801 rated companies as of 2026-08-27. ANDE’s -25.8% gap is wider than that market norm. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy The Andersons, Inc. Stock in 2026? →

What Fair Value Does Each Model Give ANDE?

12 Intrinsic Value Models vs. Current Price ($63.73)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $3.72 -94.2%
Intrinsic · High Conviction
 $8.69 -86.4%
Ensemble · Low Conviction
 $45.18 -29.1%
Scenario · High Conviction
 $123.41 +93.6%
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What Is ANDE's Fair Value Range?

Spread across 12 independent models · $3.72 to $129.46

CirclFi's 12 active models place The Andersons, Inc. (ANDE) between $3.72 and $129.46 per share, a spread of 266% of the median. The median of that range — $47.28 — is the fair value CirclFi publishes for ANDE, against a current price of $63.73.

Low · Bayesian DCFHigh · Regime Cross
$3.72median $47.28$129.46
Where the range comes from
Most bearish modelBayesian DCF$3.72
Most bullish modelRegime Cross-Sectional$129.46
Model agreement4 bullish · 7 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for ANDE. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on ANDE, not a CirclFi price target. How each model works →

What Is The Andersons, Inc. (ANDE) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, The Andersons, Inc.'s intrinsic value is estimated at a median fair value of $47.28. Trading at $63.73, the stock is approaching fair value or slight overvaluation (implied return of -25.8%), as 7 of 12 models suggest limited further upside. Notably, Regime Cross sees the most upside at +103.1% (fair value: $129.46), while Bayesian DCF is the most conservative at -94.2% ($3.72). The spread between these extremes — +197.3% — reveals how different analytical frameworks can reach starkly different conclusions.

What Do the Models Say About ANDE?

12 of 13 models are currently active for ANDE. Of these, 5 models suggest upside while 7 models suggest overvaluation. Taken together, their median fair value for ANDE is $47.28 — the figure CirclFi publishes as this stock's fair value. One component of that median, the Bayesian DCF, returns $3.72 on its own, implying -94.2% downside from the current price. See which stocks rank higher →

How Does ANDE Rank in Food Distribution?

Among 15 Food Distribution stocks, ANDE ranks #4 by Quality of Company score. CirclFi's QOC score of 8.2/10 evaluates 32 fundamental signals. A score of 8.2 places ANDE in the top tier.

The Food Distribution sector introduces analytical considerations specific to retail business businesses. For The Andersons, Inc., metrics like brand equity index provide important context that general-purpose valuation models may underweight.

Is ANDE a Value Trap?

CirclFi's Value Trap algorithm assigns ANDE a score of 24/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

12 of 13 models are active for The Andersons, Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Deep Alpha Valuation Engine, The Andersons, Inc. scores 8.2 out of 10 on our 32-signal quality assessment, a strong rating that demonstrates strong fundamentals across the majority of our quality signals. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.

The gap between the most bullish and bearish model spans +197.3% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every ANDE valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across ANDE's 12 active models, average confidence is 47%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy The Andersons, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Food Distribution Stocks Should You Also Analyze?

8 related Food Distribution stocks with 13-model coverage

WILCG. Willi-Food International Ltd.QOC 8.4AVOMission Produce, Inc.QOC 8.0CHEFThe Chefs' Warehouse, Inc.QOC 8.5PFGCPerformance Food Group CompanyQOC 7.9SYYSysco CorporationQOC 8.7DITAMCON Distributing CompanyQOC 7.6IVFHInnovative Food Holdings, Inc.QOC 6.6TWGTop Wealth Group Holding LimitedQOC 2.8

Read investment analysis: WILC · AVO · CHEF · PFGC · SYY · DIT · IVFH · TWG

Which Other Stocks Have a Similar Quality Score to ANDE?

7 companies across all industries closest to ANDE’s Quality of Company score of 8.2/10.

FMAOFarmers & Merchants Bancorp, Inc.QOC 8.2SFMSprouts Farmers Market, Inc.QOC 8.2NATRNature's Sunshine Products, Inc.QOC 8.2HLTHilton Worldwide Holdings Inc.QOC 8.2ROADConstruction Partners, Inc.QOC 8.2STZConstellation Brands, Inc.QOC 8.2NVDANVIDIA CorporationQOC 10.0

Read investment analysis: FMAO · SFM · NATR · HLT · ROAD · STZ · NVDA

What Else Do Investors Ask About The Andersons, Inc.’s Valuation?

What is The Andersons, Inc.'s intrinsic value in 2026?

CirclFi puts The Andersons, Inc. (ANDE)'s intrinsic value at $47.28 — the median of 12 independent model estimates as of 2026-08-27, ranging from $3.72 to $129.46. One component of that median, the Bayesian DCF, runs 10,000 Monte Carlo simulations with jump-diffusion and returns $3.72 on its own. The Quality of Company score is 8.2/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is ANDE overvalued or undervalued right now?

At $63.73, 5 of 12 active models suggest ANDE may be undervalued, while 7 indicate potential overvaluation. The median of all 12 fair value estimates is $47.28, 25.8% below the current price of $63.73 — a consensus view that ANDE is overvalued. The assessment depends on which methodology best fits The Andersons, Inc.'s business model in Food Distribution.

What does a Quality of Company score of 8.2 mean for ANDE?

The Andersons, Inc.'s QOC of 8.2/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on ANDE?

CirclFi analyzes ANDE with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 12 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on ANDE?

Of the 12 models currently active on ANDE, Regime Cross-Sectional is the most bullish at $129.46 per share, and Bayesian DCF is the most bearish at $3.72. CirclFi's published fair value for ANDE is the median of that range, $47.28, not either extreme. The gap between the two ends equals 266% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is ANDE a value trap in 2026?

The Andersons, Inc.'s Value Trap score is 24/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 12-model valuation engine, The Andersons, Inc. (ANDE) has a median fair value of $47.28 — 25.8% below the current price of $63.73 — as of 2026-08-27.” Source: circlfi.com/stock/ANDE/ · Methodology
Primary sources for this ANDE valuation
  • Financial statements: The Andersons, Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0000821026) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for ANDE as of ; valuations recomputed .

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