Webster Financial Corp (WBS) Fair Value 2026

WBS · Banks - Regional ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

8.6 /10

32 fundamental signals · 5 models active

Value Trap Risk

SAFE (12/100)

Quick Summary — As of 2026-08-28, Webster Financial Corp (WBS) trades at $77.57, versus a $62.12 median fair value across its 5 active models — 19.9% below the current price. QOC: 8.6/10. Value Trap Risk: 12/100 (SAFE). 5/13 models active.

Key Facts

Ticker
WBS
Price
$77.57
Quality Score
8.6/10
Value Trap Risk
12/100
Models Active
5/13
Last Updated
Strength: Quality Score of 8.6/10 indicates strong fundamentals
Risk: Majority of models suggest overvaluation

Is Webster Financial Corp (WBS) Undervalued or Overvalued in 2026?

According to CirclFi’s 5-model valuation engine, Webster Financial Corp (WBS) appears overvalued as of : the median of 5 independent fair value estimates is $62.12, 19.9% below the current price of $77.57. Estimates range from $53.14 to $110.20. WBS scores 8.6/10 on fundamental quality and 12/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.4% versus its own 13-model consensus, across 3,809 rated companies as of 2026-08-28. WBS’s -19.9% gap is narrower than that market norm, and the Banks - Regional sector median is -22.5%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Webster Financial Corp Stock in 2026? →

What Fair Value Does Each Model Give WBS?

5 Intrinsic Value Models vs. Current Price ($77.57)

Core Models (Unlocked)
Model Fair Value Upside
Ensemble · Medium Conviction
 $62.12 -19.9%
Intrinsic · High Conviction
 $53.14 -31.5%
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What Is WBS's Fair Value Range?

Spread across 5 independent models · $53.14 to $110.20

CirclFi's 5 active models place Webster Financial Corp (WBS) between $53.14 and $110.20 per share, a spread of 92% of the median. The median of that range — $62.12 — is the fair value CirclFi publishes for WBS, against a current price of $77.57.

Low · Markov DDMHigh · Regime Cross
$53.14median $62.12$110.20
Where the range comes from
Most bearish modelMarkov DDM$53.14
Most bullish modelRegime Cross-Sectional$110.20
Model agreement1 bullish · 4 bearishmoderate

A band of this width is typical. The methods agree on direction but weight growth, reinvestment and risk differently, so treat the median as a centre of gravity rather than a precise target.

Every figure above is one model's standalone output on WBS, not a CirclFi price target. How each model works →

What Is Webster Financial Corp (WBS) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Webster Financial Corp's intrinsic value is estimated at $62.12. Trading at its current price of $77.57, the valuation engine raises significant caution: 4 of 5 models flag downside risk, projecting a median implied return of -19.9%. Model dispersion is worth noting: Regime Cross targets $110.20 (+42.1%), versus Markov DDM at $53.14 (-31.5%). This +73.6% range highlights the importance of multi-model analysis rather than relying on any single methodology.

What Do the Models Say About WBS?

5 of 13 models are currently active for WBS. Of these, 1 model suggests upside while 4 models suggest overvaluation. Taken together, their median fair value for WBS is $62.12 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does WBS Rank in Banks - Regional?

Among 352 Banks - Regional stocks, WBS ranks #46 by Quality of Company score. CirclFi's QOC score of 8.6/10 evaluates 32 fundamental signals. A score of 8.6 places WBS in the top tier.

See all Most Undervalued Banks - Regional Stocks →

The Banks - Regional sector introduces analytical considerations specific to lending environment businesses. For Webster Financial Corp, metrics like return on tangible equity provide important context that general-purpose valuation models may underweight.

Is WBS a Value Trap?

CirclFi's Value Trap algorithm assigns WBS a score of 12/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

5 of 13 models are active for Webster Financial Corp. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, Webster Financial Corp earns a quality score of 8.6/10. This robust rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.

The gap between the most bullish and bearish model spans +73.6% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every WBS valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across WBS's 5 active models, average confidence is 37%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Webster Financial Corp Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Banks - Regional Stocks Should You Also Analyze?

11 related Banks - Regional stocks with 13-model coverage

TCBSTexas Community Bancshares, Inc.QOC 8.6FBIZFirst Business Financial Services, Inc.QOC 8.6PCBPCB BancorpQOC 8.6NBTBNBT Bancorp Inc.QOC 8.5HOMBHome BancShares, Inc.QOC 8.6CIVBCivista Bancshares, Inc.QOC 8.5WSBCWesBanco, Inc.QOC 8.2MCBMetropolitan Bank Holding Corp.QOC 7.8MSBBMercer Bancorp, Inc.QOC 6.9STBAS&T Bancorp, Inc.QOC 9.3ESQEsquire Financial Holdings, Inc.QOC 9.1

Read investment analysis: TCBS · FBIZ · PCB · NBTB · HOMB · CIVB · WSBC · MCB · MSBB · STBA · ESQ

Which Other Stocks Have a Similar Quality Score to WBS?

7 companies across all industries closest to WBS’s Quality of Company score of 8.6/10.

HPKHighPeak Energy, Inc.QOC 8.6EPRTEssential Properties Realty Trust, Inc.QOC 8.6STGSunlands Technology GroupQOC 8.6NTWKNetSol Technologies, Inc.QOC 8.6MSCIMSCI Inc.QOC 8.6SPOKSpok Holdings, Inc.QOC 8.6NVDANVIDIA CorporationQOC 10.0

Read investment analysis: HPK · EPRT · STG · NTWK · MSCI · SPOK · NVDA

Where Does WBS Sit in CirclFi's Banks - Regional Rankings?

WBS is ranked against every other Banks - Regional stock CirclFi covers in each of these screens.

See all Banks - Regional stocks ranked →

What Else Do Investors Ask About Webster Financial Corp’s Valuation?

What is Webster Financial Corp's intrinsic value in 2026?

CirclFi puts Webster Financial Corp (WBS)'s intrinsic value at $62.12 — the median of 5 independent model estimates as of 2026-08-28, ranging from $53.14 to $110.20. The Quality of Company score is 8.6/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is WBS overvalued or undervalued right now?

At $77.57, 1 of 5 active models suggest WBS may be undervalued, while 4 indicate potential overvaluation. The median of all 5 fair value estimates is $62.12, 19.9% below the current price of $77.57 — a consensus view that WBS is overvalued. The assessment depends on which methodology best fits Webster Financial Corp's business model in Banks - Regional.

What does a Quality of Company score of 8.6 mean for WBS?

Webster Financial Corp's QOC of 8.6/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on WBS?

CirclFi analyzes WBS with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 5 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on WBS?

Of the 5 models currently active on WBS, Regime Cross-Sectional is the most bullish at $110.20 per share, and Markov DDM is the most bearish at $53.14. CirclFi's published fair value for WBS is the median of that range, $62.12, not either extreme. The gap between the two ends equals 92% of the median — a normal spread for a company of this profile. Browse stocks by value-trap risk →

Is WBS a value trap in 2026?

Webster Financial Corp's Value Trap score is 12/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 5-model valuation engine, Webster Financial Corp (WBS) has a median fair value of $62.12 — 19.9% below the current price of $77.57 — as of 2026-08-28.” Source: circlfi.com/stock/WBS/ · Methodology
Primary sources for this WBS valuation
  • Financial statements: Webster Financial Corp 10-K and 10-Q filings on SEC EDGAR (CIK 0000801337) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for WBS as of ; valuations recomputed .

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