NetSol Technologies, Inc. (NTWK) Fair Value 2026

NTWK · Software - Application ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

9.0 /10

32 fundamental signals · 11 models active

Value Trap Risk

SAFE (12/100)

Quick Summary — As of 2026-10-07, NetSol Technologies, Inc. (NTWK) trades at $6.17, versus a $4.63 median fair value across its 11 active models — 25.0% below the current price. QOC: 9.0/10. Value Trap Risk: 12/100 (SAFE). 11/13 models active. Within that set, the Bayesian DCF component alone returns $4.63.

Key Facts

Ticker
NTWK
Price
$6.17
Quality Score
9.0/10
Value Trap Risk
12/100
Models Active
11/13
Last Updated
Strength: Quality Score of 9.0/10 indicates strong fundamentals
Risk: Majority of models suggest overvaluation

Is NetSol Technologies, Inc. (NTWK) Undervalued or Overvalued in 2026?

According to CirclFi’s 11-model valuation engine, NetSol Technologies, Inc. (NTWK) appears overvalued as of : the median of 11 independent fair value estimates is $4.63, 25.0% below the current price of $6.17. Estimates range from $0.81 to $10.42. NTWK scores 9.0/10 on fundamental quality and 12/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -20.1% versus its own 13-model consensus, across 3,777 rated companies as of 2026-10-07. NTWK’s -25.0% gap is wider than that market norm, and the Software - Application sector median is -20.8%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy NetSol Technologies, Inc. Stock in 2026? →

What Fair Value Does Each Model Give NTWK?

11 Intrinsic Value Models vs. Current Price ($6.17)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $4.63 -25.0%
Intrinsic · High Conviction
 $0.81 -86.9%
Ensemble · Low Conviction
 $4.46 -27.7%
Intrinsic · High Conviction
 $3.67 -40.5%
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What Is NTWK's Fair Value Range?

Spread across 11 independent models · $0.81 to $10.42

CirclFi's 11 active models place NetSol Technologies, Inc. (NTWK) between $0.81 and $10.42 per share, a spread of 208% of the median. The median of that range — $4.63 — is the fair value CirclFi publishes for NTWK, against a current price of $6.17.

Low · EPVHigh · FTNN
$0.81median $4.63$10.42
Where the range comes from
Most bearish modelEarnings Power Value (EPV)$0.81
Most bullish modelFTNN Topology$10.42
Model agreement4 bullish · 6 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for NTWK. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on NTWK, not a CirclFi price target. How each model works →

What Is NetSol Technologies, Inc. (NTWK) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, NetSol Technologies, Inc.'s intrinsic value is estimated at a median $4.63, showing conflicting signals at the current price of $6.17. While the median implied return is -25.0%, model disagreement is elevated with a gap of +155.7% between the most bullish and bearish estimates. The most optimistic model, FTNN, places fair value at $10.42 (+68.8%), while EPV — the most conservative — estimates $0.81 (-86.9%). This +155.7% gap reflects genuine analytical uncertainty about NetSol Technologies, Inc.'s intrinsic worth. Among models with highest confidence, Bayesian DCF, EPV lean bearish — adding weight to the bearish side of the thesis.

What Do the Models Say About NTWK?

11 of 13 models are currently active for NTWK. Of these, 5 models suggest upside while 6 models suggest overvaluation. Taken together, their median fair value for NTWK is $4.63 — the figure CirclFi publishes as this stock's fair value. One component of that median, the Bayesian DCF, returns $4.63 on its own, implying -25.0% downside from the current price. See which stocks rank higher →

How Does NTWK Rank in Software - Application?

Among 261 Software - Application stocks, NTWK ranks #25 by Quality of Company score. CirclFi's QOC score of 9.0/10 evaluates 32 fundamental signals. A score of 9.0 places NTWK in the top tier.

See all Most Undervalued Software - Application Stocks →

The Software - Application sector introduces analytical considerations specific to technology businesses. For NetSol Technologies, Inc., metrics like rule of 40 score provide important context that general-purpose valuation models may underweight.

Is NTWK a Value Trap?

CirclFi's Value Trap algorithm assigns NTWK a score of 12/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

11 of 13 models are active for NetSol Technologies, Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Deep Alpha Valuation Engine, NetSol Technologies, Inc. scores 9.0 out of 10 on our 32-signal quality assessment, a elite rating that ranks among the highest-quality businesses in our coverage universe. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.

The gap between the most bullish and bearish model spans +155.7% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every NTWK valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across NTWK's 11 active models, average confidence is 51%. Moderate confidence indicates reasonable fit.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy NetSol Technologies, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Software - Application Stocks Should You Also Analyze?

11 related Software - Application stocks with 13-model coverage

KAROKarooooo Ltd.QOC 9.0AGYSAgilysys, Inc.QOC 9.0BSYBentley Systems, IncorporatedQOC 9.1DTDynatrace, Inc.QOC 9.0OTEXOpen Text CorporationQOC 9.1DCBODocebo Inc.QOC 9.0BULLWebull CorporationQOC 7.5IPMIntelligent Protection Management Corp.QOC 6.2EBZTEverything Blockchain, Inc.QOC 4.4ADSKAutodesk, Inc.QOC 9.9PTCPTC Inc.QOC 9.8

Read investment analysis: KARO · AGYS · BSY · DT · OTEX · DCBO · BULL · IPM · EBZT · ADSK · PTC

Which Other Stocks Have a Similar Quality Score to NTWK?

5 companies across all industries closest to NTWK’s Quality of Company score of 9.0/10.

PPCPilgrim's Pride CorporationQOC 9.0PATHUiPath, Inc.QOC 9.0HGHamilton Insurance Group, Ltd.QOC 9.0SYKStryker CorporationQOC 9.0NVDANVIDIA CorporationQOC 10.0

Read investment analysis: PPC · PATH · HG · SYK · NVDA

Where Does NTWK Sit in CirclFi's Software - Application Rankings?

NTWK is ranked against every other Software - Application stock CirclFi covers in each of these screens.

See all Software - Application stocks ranked →

What Else Do Investors Ask About NetSol Technologies, Inc.’s Valuation?

What is NetSol Technologies, Inc.'s intrinsic value in 2026?

CirclFi puts NetSol Technologies, Inc. (NTWK)'s intrinsic value at $4.63 — the median of 11 independent model estimates as of 2026-10-07, ranging from $0.81 to $10.42. One component of that median, the Bayesian DCF, runs 10,000 Monte Carlo simulations with jump-diffusion and returns $4.63 on its own. The Quality of Company score is 9.0/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is NTWK overvalued or undervalued right now?

At $6.17, 5 of 11 active models suggest NTWK may be undervalued, while 6 indicate potential overvaluation. The median of all 11 fair value estimates is $4.63, 25.0% below the current price of $6.17 — a consensus view that NTWK is overvalued. The assessment depends on which methodology best fits NetSol Technologies, Inc.'s business model in Software - Application.

What does a Quality of Company score of 9.0 mean for NTWK?

NetSol Technologies, Inc.'s QOC of 9.0/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on NTWK?

CirclFi analyzes NTWK with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 11 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on NTWK?

Of the 11 models currently active on NTWK, FTNN Topology is the most bullish at $10.42 per share, and Earnings Power Value (EPV) is the most bearish at $0.81. CirclFi's published fair value for NTWK is the median of that range, $4.63, not either extreme. The gap between the two ends equals 208% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is NTWK a value trap in 2026?

NetSol Technologies, Inc.'s Value Trap score is 12/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 11-model valuation engine, NetSol Technologies, Inc. (NTWK) has a median fair value of $4.63 — 25.0% below the current price of $6.17 — as of 2026-10-07.” Source: circlfi.com/stock/NTWK/ · Methodology
Primary sources for this NTWK valuation
  • Financial statements: NetSol Technologies, Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001039280) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for NTWK as of ; valuations recomputed .

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