Lincoln Educational Services Corporation (LINC) Fair Value 2026

LINC · Education & Training Services ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

7.6 /10

32 fundamental signals · 10 models active

Value Trap Risk

SAFE (18/100)

Quick Summary — As of 2026-08-28, Lincoln Educational Services Corporation (LINC) trades at $25.43, versus a $4.84 median fair value across its 10 active models — 81.0% below the current price. QOC: 7.6/10. Value Trap Risk: 18/100 (SAFE). 10/13 models active. Within that set, the Bayesian DCF component alone returns $4.59.

Key Facts

Ticker
LINC
Price
$25.43
Quality Score
7.6/10
Value Trap Risk
18/100
Models Active
10/13
Last Updated
Strength: 10 independent models provide multi-angle coverage
Risk: Majority of models suggest overvaluation

Is Lincoln Educational Services Corporation (LINC) Undervalued or Overvalued in 2026?

According to CirclFi’s 10-model valuation engine, Lincoln Educational Services Corporation (LINC) appears overvalued as of : the median of 10 independent fair value estimates is $4.84, 81.0% below the current price of $25.43. Estimates range from $4.00 to $18.36. LINC scores 7.6/10 on fundamental quality and 18/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.4% versus its own 13-model consensus, across 3,809 rated companies as of 2026-08-28. LINC’s -81.0% gap is wider than that market norm, and the Education & Training Services sector median is -5.3%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Lincoln Educational Services Corporation Stock in 2026? →

What Fair Value Does Each Model Give LINC?

10 Intrinsic Value Models vs. Current Price ($25.43)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
$4.59 -81.9%
Intrinsic · High Conviction
$4.59 -82.0%
Ensemble · Low Conviction
$5.53 -78.2%
Scenario · High Conviction
$4.00 -84.3%
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What Is LINC's Fair Value Range?

Spread across 10 independent models · $4.00 to $18.36

CirclFi's 10 active models place Lincoln Educational Services Corporation (LINC) between $4.00 and $18.36 per share, a spread of 297% of the median. The median of that range — $4.84 — is the fair value CirclFi publishes for LINC, against a current price of $25.43.

Low · First ChicagoHigh · Regime Cross
$4.00median $4.84$18.36
Where the range comes from
Most bearish modelFirst Chicago$4.00
Most bullish modelRegime Cross-Sectional$18.36
Model agreement0 bullish · 10 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for LINC. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on LINC, not a CirclFi price target. How each model works →

What Is Lincoln Educational Services Corporation (LINC) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Lincoln Educational Services Corporation's intrinsic value is estimated at $4.84. Trading at its current price of $25.43, the valuation engine raises significant caution: 10 of 10 models flag downside risk, projecting a median implied return of -81.0%. The most optimistic model, Regime Cross, places fair value at $18.36 (-27.8%), while First Chicago — the most conservative — estimates $4.00 (-84.3%). This +56.5% gap reflects genuine analytical uncertainty about Lincoln Educational Services Corporation's intrinsic worth. Among models with highest confidence, EPV lean bearish — adding weight to the bearish side of the thesis.

What Do the Models Say About LINC?

10 of 13 models are currently active for LINC. All 10 active models suggest the stock trades above fair value. Taken together, their median fair value for LINC is $4.84 — the figure CirclFi publishes as this stock's fair value. One component of that median, the Bayesian DCF, returns $4.59 on its own, implying -81.9% downside from the current price. See which stocks rank higher →

How Does LINC Rank in Education & Training Services?

Among 46 Education & Training Services stocks, LINC ranks #16 by Quality of Company score. CirclFi's QOC score of 7.6/10 evaluates 32 fundamental signals. A score of 7.6 indicates above-average quality.

Lincoln Educational Services Corporation operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.

Is LINC a Value Trap?

CirclFi's Value Trap algorithm assigns LINC a score of 18/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

10 of 13 models are active for Lincoln Educational Services Corporation. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Deep Alpha Valuation Engine, Lincoln Educational Services Corporation scores 7.6 out of 10 on our 32-signal quality assessment, a strong rating that demonstrates strong fundamentals across the majority of our quality signals. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.

The gap between the most bullish and bearish model spans +56.5% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every LINC valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across LINC's 10 active models, average confidence is 48%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Lincoln Educational Services Corporation Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Education & Training Services Stocks Should You Also Analyze?

11 related Education & Training Services stocks with 13-model coverage

Read investment analysis: FEDU · MH · EDU · DAO · FC · COUR · YQ · LXEH · LAUR · LRN · UTI

Which Other Stocks Have a Similar Quality Score to LINC?

7 companies across all industries closest to LINC’s Quality of Company score of 7.6/10.

Read investment analysis: LPLA · EVCM · JL · SMP · ASFH · KVUE · NVDA

What Else Do Investors Ask About Lincoln Educational Services Corporation’s Valuation?

What is Lincoln Educational Services Corporation's intrinsic value in 2026?

CirclFi puts Lincoln Educational Services Corporation (LINC)'s intrinsic value at $4.84 — the median of 10 independent model estimates as of 2026-08-28, ranging from $4.00 to $18.36. One component of that median, the Bayesian DCF, runs 10,000 Monte Carlo simulations with jump-diffusion and returns $4.59 on its own. The Quality of Company score is 7.6/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is LINC overvalued or undervalued right now?

At $25.43, 0 of 10 active models suggest LINC may be undervalued, while 10 indicate potential overvaluation. The median of all 10 fair value estimates is $4.84, 81.0% below the current price of $25.43 — a consensus view that LINC is overvalued. The assessment depends on which methodology best fits Lincoln Educational Services Corporation's business model in Education & Training Services.

What does a Quality of Company score of 7.6 mean for LINC?

Lincoln Educational Services Corporation's QOC of 7.6/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on LINC?

CirclFi analyzes LINC with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 10 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on LINC?

Of the 10 models currently active on LINC, Regime Cross-Sectional is the most bullish at $18.36 per share, and First Chicago is the most bearish at $4.00. CirclFi's published fair value for LINC is the median of that range, $4.84, not either extreme. The gap between the two ends equals 297% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is LINC a value trap in 2026?

Lincoln Educational Services Corporation's Value Trap score is 18/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 10-model valuation engine, Lincoln Educational Services Corporation (LINC) has a median fair value of $4.84 — 81.0% below the current price of $25.43 — as of 2026-08-28.” Source: circlfi.com/stock/LINC/ · Methodology
Primary sources for this LINC valuation

Market data for LINC as of ; valuations recomputed .

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