Lincoln Educational Services Co (LINC) Fair Value 2026

LINC · Services-Educational Services ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

7.6 /10

32 fundamental signals · 12 models active

Value Trap Risk

SAFE (24/100)

Quick Summary — As of 2026-07-14, Lincoln Educational Services Co (LINC) trades at $53.51, approximately 1372% above CirclFi’s Bayesian DCF fair value of $3.63. QOC: 7.6/10. Value Trap Risk: 24/100 (SAFE). 12/13 models active.

Key Facts

Ticker
LINC
Price
$53.51
Quality Score
7.6/10
Value Trap Risk
24/100
Models Active
12/13
Last Updated
Strength: 12 independent models provide multi-angle coverage
Risk: Majority of models suggest overvaluation

Valuation Matrix

12 Intrinsic Value Models vs. Current Price ($53.51)

Core Models (Unlocked)
Model Fair Value Upside
Bayesian DCF
High Conviction
$3.63 -93.2%
Earnings Power Value
Low Conviction
$1.01 -98.1%
CUCE Ensemble
Low Conviction
$6.98 -86.9%
First Chicago
High Conviction
$4.41 -91.8%

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What Is Lincoln Educational Services Co (LINC) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Lincoln Educational Services Co's intrinsic value is estimated at $10.10. Trading at its current price of $53.51, the valuation engine raises significant caution: 12 of 12 models flag downside risk, projecting an average implied return of -81.1%. The most optimistic model, PWERM, places fair value at $48.73 (-8.9%), while EPV — the most conservative — estimates $1.01 (-98.1%). This +89.2% gap reflects genuine analytical uncertainty about Lincoln Educational Services Co's intrinsic worth.

What Do the Models Say About LINC?

12 of 13 models are currently active for LINC. All 12 active models suggest the stock trades above fair value. The Bayesian DCF estimates LINC's intrinsic value at $3.63, implying -93.2% downside from the current price. See which stocks rank higher →

How Does LINC Rank in Services-Educational Services?

Among 41 Services-Educational Services stocks, LINC ranks #18 by Quality of Company score. CirclFi's QOC score of 7.6/10 evaluates 32 fundamental signals. A score of 7.6 indicates above-average quality.

See all Most Undervalued Services-Educational Services Stocks →

Lincoln Educational Services Co operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.

Is LINC a Value Trap?

CirclFi's Value Trap algorithm assigns LINC a score of 24/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

12 of 13 models are active for Lincoln Educational Services Co. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Deep Alpha Valuation Engine, Lincoln Educational Services Co scores 7.6 out of 10 on our 32-signal quality assessment, a strong rating that demonstrates strong fundamentals across the majority of our quality signals. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.

The gap between the most bullish and bearish model spans +89.2% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every LINC valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across LINC's 12 active models, average confidence is 40%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Lincoln Educational Services Co Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Services-Educational Services Stocks Should You Also Analyze?

8 related Services-Educational Services stocks with 13-model coverage

Read investment analysis: LRN · PRDO · LOPE · IH · LGCY

See all Services-Educational Services stocks ranked →

Frequently Asked Questions About Lincoln Educational Services Co

What is Lincoln Educational Services Co's intrinsic value in 2026?

Based on CirclFi's 13-model analysis, Lincoln Educational Services Co (LINC) has multiple fair value estimates. The Bayesian DCF model runs 10,000 Monte Carlo simulations with jump-diffusion to estimate intrinsic value at $3.63. The Quality of Company score is 7.6/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is LINC overvalued or undervalued right now?

At $53.51, 0 of 12 active models suggest LINC may be undervalued, while 12 indicate potential overvaluation. The assessment depends on which methodology best fits Lincoln Educational Services Co's business model in Services-Educational Services.

What does a Quality of Company score of 7.6 mean for LINC?

Lincoln Educational Services Co's QOC of 7.6/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on LINC?

CirclFi analyzes LINC with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 12 of 13 are active for this stock. Read the full methodology →

Is LINC a value trap in 2026?

Lincoln Educational Services Co's Value Trap score is 24/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap. Browse stocks by value-trap risk →

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