Jackson Financial Inc. (JXN) Fair Value 2026

JXN · Life Insurance ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

7.4 /10

32 fundamental signals · 10 models active

Value Trap Risk

SAFE (6/100)

Quick Summary — As of 2026-07-14, Jackson Financial Inc. (JXN) trades at $121.92. QOC: 7.4/10. Value Trap Risk: 6/100 (SAFE). 10/13 models active.

Key Facts

Ticker
JXN
Price
$121.92
Quality Score
7.4/10
Value Trap Risk
6/100
Models Active
10/13
Last Updated
Strength: CUCE Ensemble suggests +193.9% upside with 2% confidence
Risk: Limited model coverage (10/13) may reduce confidence

Valuation Matrix

10 Intrinsic Value Models vs. Current Price ($121.92)

Core Models (Unlocked)
Model Fair Value Upside
Earnings Power Value
High Conviction
 $210.38 +72.6%
CUCE Ensemble
Low Conviction
 $358.27 +193.9%
First Chicago
Medium Conviction
 $296.30 +143.0%
Markov DDM
Medium Conviction
 $11.53 -90.5%

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What Is Jackson Financial Inc. (JXN) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, the weight of evidence tilts decidedly bullish for Jackson Financial Inc.. Trading at $121.92 against an estimated intrinsic value of $196.01, 8 of 10 active models flag meaningful upside of +60.8% on average. The most optimistic model, CUCE, places fair value at $358.27 (+193.9%), while Markov DDM — the most conservative — estimates $11.53 (-90.5%). This +284.4% gap reflects genuine analytical uncertainty about Jackson Financial Inc.'s intrinsic worth.

What Do the Models Say About JXN?

10 of 13 models are currently active for JXN. Of these, 8 models suggest upside while 2 models suggest overvaluation. See which stocks rank higher →

How Does JXN Rank in Life Insurance?

Among 28 Life Insurance stocks, JXN ranks #11 by Quality of Company score. CirclFi's QOC score of 7.4/10 evaluates 32 fundamental signals. A score of 7.4 indicates above-average quality.

The Life Insurance sector introduces analytical considerations specific to insurance industry businesses. For Jackson Financial Inc., metrics like reserve adequacy provide important context that general-purpose valuation models may underweight.

Is JXN a Value Trap?

CirclFi's Value Trap algorithm assigns JXN a score of 6/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

10 of 13 models are active for Jackson Financial Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, Jackson Financial Inc. earns a quality score of 7.4/10. This respectable rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.

The gap between the most bullish and bearish model spans +284.4% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every JXN valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across JXN's 10 active models, average confidence is 30%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Jackson Financial Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Life Insurance Stocks Should You Also Analyze?

8 related Life Insurance stocks with 13-model coverage

PRIPrimerica, Inc.QOC 10.0GLGlobe Life Inc.QOC 9.0FGF&G Annuities & Life, Inc.QOC 9.0FGNF&G Annuities & Life, Inc. 7.95QOC 8.7FGSNF&G Annuities & Life, Inc. 7.30QOC 8.7CIACitizens, Inc.QOC 8.0MFCManulife Financial CorporationQOC 7.9RZCReinsurance Group of America, IQOC 7.6

Read investment analysis: PRI · GL · FG · FGN · FGSN

Frequently Asked Questions About Jackson Financial Inc.

What is Jackson Financial Inc.'s intrinsic value in 2026?

Based on CirclFi's 13-model analysis, Jackson Financial Inc. (JXN) has multiple fair value estimates. The Bayesian DCF model runs 10,000 Monte Carlo simulations with jump-diffusion to estimate intrinsic value. The Quality of Company score is 7.4/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is JXN overvalued or undervalued right now?

At $121.92, 8 of 10 active models suggest JXN may be undervalued, while 2 indicate potential overvaluation. The assessment depends on which methodology best fits Jackson Financial Inc.'s business model in Life Insurance.

What does a Quality of Company score of 7.4 mean for JXN?

Jackson Financial Inc.'s QOC of 7.4/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on JXN?

CirclFi analyzes JXN with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 10 of 13 are active for this stock. Read the full methodology →

Is JXN a value trap in 2026?

Jackson Financial Inc.'s Value Trap score is 6/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap. Browse stocks by value-trap risk →

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