What Is First US Bancshares, Inc. (FUSB) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, First US Bancshares, Inc.'s intrinsic value is estimated at $27.22, presenting a divided outlook at the current price of $16.56. With an average implied return of +64.3% across a split 6–4 (bull–bear) consensus, the model spread of +450.6% underscores analytical uncertainty. Notably, ML-RIV sees the most upside at +403.3% (fair value: $83.34), while Markov DDM is the most conservative at -47.3% ($8.73). The spread between these extremes — +450.6% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About FUSB?
12 of 13 models are currently active for FUSB. Of these, 7 models suggest upside while 5 models suggest overvaluation. The Bayesian DCF estimates FUSB's intrinsic value at $34.96, implying +111.1% upside from the current price. See which stocks rank higher →
How Does FUSB Rank in State Commercial Banks?
Among 170 State Commercial Banks stocks, FUSB ranks #64 by Quality of Company score. CirclFi's QOC score of 8.4/10 evaluates 32 fundamental signals. A score of 8.4 places FUSB in the top tier.
See all Most Undervalued State Commercial Banks Stocks →
The State Commercial Banks sector introduces analytical considerations specific to financial institution businesses. For First US Bancshares, Inc., metrics like net interest margin (NIM) provide important context that general-purpose valuation models may underweight.
Is FUSB a Value Trap?
CirclFi's Value Trap algorithm assigns FUSB a score of 14/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for First US Bancshares, Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, First US Bancshares, Inc. scores 8.4 out of 10 on our 32-signal quality assessment, a strong rating that demonstrates strong fundamentals across the majority of our quality signals. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +450.6% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every FUSB valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across FUSB's 12 active models, average confidence is 44%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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