What Is Fair Isaac Corporation (FICO) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Fair Isaac Corporation's intrinsic value is estimated at $542.97, suggesting the stock is overvalued at its current price of $1,278.17. With 12 out of 12 models flagging downside (-57.5% average return), the market may be pricing in unsustainable growth. Notably, ML-RIV sees the most upside at -5.6% (fair value: $1,206.71), while EPV is the most conservative at -97.4% ($32.78). The spread between these extremes — +91.8% — reveals how different analytical frameworks can reach starkly different conclusions. Among models with highest confidence, EPV lean bearish — adding weight to the bearish side of the thesis.
What Do the Models Say About FICO?
12 of 13 models are currently active for FICO. All 12 active models suggest the stock trades above fair value. The Bayesian DCF estimates FICO's intrinsic value at $514.66, implying -59.7% downside from the current price. See which stocks rank higher →
How Does FICO Rank in Services-Business Services, NEC?
Among 94 Services-Business Services, NEC stocks, FICO ranks #3 by Quality of Company score. CirclFi's QOC score of 10.0/10 evaluates 32 fundamental signals. A score of 10.0 places FICO in the top tier.
See all Most Undervalued Services-Business Services, NEC Stocks →
Fair Isaac Corporation operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.
Is FICO a Value Trap?
CirclFi's Value Trap algorithm assigns FICO a score of 18/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Fair Isaac Corporation. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi 32-factor quality framework, Fair Isaac Corporation's fundamental quality profile registers 10.0/10. This exceptional score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.
The gap between the most bullish and bearish model spans +91.8% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every FICO valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across FICO's 12 active models, average confidence is 43%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
Buy with Gumroad