What Is Banco Bilbao Vizcaya Argentaria (BBVA) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Banco Bilbao Vizcaya Argentaria's intrinsic value is estimated at $28.15, presenting a divided outlook at the current price of $25.53. With an average implied return of +10.3% across a split 4–6 (bull–bear) consensus, the model spread of +452.0% underscores analytical uncertainty. Notably, Markov DDM sees the most upside at +373.5% (fair value: $120.89), while Dynamic NAV is the most conservative at -78.5% ($5.49). The spread between these extremes — +452.0% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About BBVA?
12 of 13 models are currently active for BBVA. Of these, 4 models suggest upside while 8 models suggest overvaluation. The Bayesian DCF estimates BBVA's intrinsic value at $9.21, implying -63.9% downside from the current price. See which stocks rank higher →
How Does BBVA Rank in Commercial Banks, NEC?
Among 32 Commercial Banks, NEC stocks, BBVA ranks #23 by Quality of Company score. CirclFi's QOC score of 2.3/10 evaluates 32 fundamental signals. A score of 2.3 signals below-average fundamentals.
See all Most Undervalued Commercial Banks, NEC Stocks →
As a financial institution, Banco Bilbao Vizcaya Argentaria operates in a sector where CET1 capital ratio is a critical driver of valuation. Investors evaluating BBVA should weigh these sector-specific dynamics alongside our model-derived fair values.
Is BBVA a Value Trap?
The Value Trap algorithm is not active for BBVA. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Banco Bilbao Vizcaya Argentaria. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi 32-factor quality framework, Banco Bilbao Vizcaya Argentaria's fundamental quality profile registers 2.3/10. This concerning score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.
The gap between the most bullish and bearish model spans +452.0% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every BBVA valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across BBVA's 12 active models, average confidence is 8%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
Buy with Gumroad