Niu Technologies (NIU) Fair Value 2026

NIU · Auto Manufacturers ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

6.8 /10

32 fundamental signals · 7 models active

Value Trap Risk

SAFE (19/100)

Quick Summary — As of 2026-10-07, Niu Technologies (NIU) trades at $1.92, versus a $2.25 median fair value across its 7 active models — 17.0% above the current price. QOC: 6.8/10. Value Trap Risk: 19/100 (SAFE). 7/13 models active. Within that set, the Bayesian DCF component alone returns $2.12.

Key Facts

Ticker
NIU
Price
$1.92
Quality Score
6.8/10
Value Trap Risk
19/100
Models Active
7/13
Last Updated
Strength: CUCE Ensemble suggests +24.4% upside with 13% confidence
Risk: Limited model coverage (7/13) may reduce confidence

Is Niu Technologies (NIU) Undervalued or Overvalued in 2026?

According to CirclFi’s 7-model valuation engine, Niu Technologies (NIU) appears undervalued as of : the median of 7 independent fair value estimates is $2.25, 17.0% above the current price of $1.92. Estimates range from $0.46 to $4.06. NIU scores 6.8/10 on fundamental quality and 19/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -20.1% versus its own 13-model consensus, across 3,777 rated companies as of 2026-10-07. NIU’s +17.0% gap is narrower than that market norm, and the Auto Manufacturers sector median is +36.7%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Niu Technologies Stock in 2026? →

What Fair Value Does Each Model Give NIU?

7 Intrinsic Value Models vs. Current Price ($1.92)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $2.12 +10.5%
Ensemble · Low Conviction
 $2.39 +24.4%
Scenario · Medium Conviction
 $2.25 +17.0%
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What Is NIU's Fair Value Range?

Spread across 7 independent models · $0.46 to $4.06

CirclFi's 7 active models place Niu Technologies (NIU) between $0.46 and $4.06 per share, a spread of 160% of the median. The median of that range — $2.25 — is the fair value CirclFi publishes for NIU, against a current price of $1.92.

Low · Dynamic NAVHigh · RCMH-DCF
$0.46median $2.25$4.06
Where the range comes from
Most bearish modelDynamic NAV$0.46
Most bullish modelRCMH-DCF$4.06
Model agreement5 bullish · 2 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for NIU. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on NIU, not a CirclFi price target. How each model works →

What Is Niu Technologies (NIU) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Niu Technologies's intrinsic value is estimated at $2.25, suggesting a +17.0% median upside from the current price of $1.92. While 5 models see room for appreciation, model agreement is not unanimous as 2 models flag potential overvaluation. Model dispersion is worth noting: RCMH-DCF targets $4.06 (+111.3%), versus Dynamic NAV at $0.46 (-75.8%). This +187.1% range highlights the importance of multi-model analysis rather than relying on any single methodology.

What Do the Models Say About NIU?

7 of 13 models are currently active for NIU. Of these, 5 models suggest upside while 2 models suggest overvaluation. Taken together, their median fair value for NIU is $2.25 — the figure CirclFi publishes as this stock's fair value. One component of that median, the Bayesian DCF, returns $2.12 on its own, implying +10.5% upside from the current price. See which stocks rank higher →

How Does NIU Rank in Auto Manufacturers?

Among 29 Auto Manufacturers stocks, NIU ranks #10 by Quality of Company score. CirclFi's QOC score of 6.8/10 evaluates 32 fundamental signals. A score of 6.8 indicates above-average quality.

Niu Technologies's positioning within the Auto Manufacturers segment means that EV mix percentage plays an outsized role in fundamental analysis. The sector's unique characteristics — including emerging market demand — shape both the opportunity set and risk profile.

Is NIU a Value Trap?

CirclFi's Value Trap algorithm assigns NIU a score of 19/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

7 of 13 models are active for Niu Technologies. Moderate coverage provides meaningful perspective. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Deep Alpha Valuation Engine, Niu Technologies scores 6.8 out of 10 on our 32-signal quality assessment, a solid rating that maintains reasonable quality metrics with some areas for improvement. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.

The gap between the most bullish and bearish model spans +187.1% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every NIU valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across NIU's 7 active models, average confidence is 37%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Niu Technologies Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Auto Manufacturers Stocks Should You Also Analyze?

10 related Auto Manufacturers stocks with 13-model coverage

NIONIO Inc.QOC 7.0GMGeneral Motors CompanyQOC 6.7FFord Motor CompanyQOC 7.2STLAStellantis N.V.QOC 6.6CYDChina Yuchai International LimitedQOC 7.3PEVMPhoenix Motor Inc.QOC 6.0RIVNRivian Automotive, Inc.QOC 5.4BINIBollinger Innovations, Inc.QOC 3.7TSLATesla, Inc.QOC 8.4RACEFerrari N.V.QOC 9.7

Read investment analysis: NIO · GM · F · STLA · CYD · PEVM · RIVN · BINI · TSLA · RACE

Which Other Stocks Have a Similar Quality Score to NIU?

7 companies across all industries closest to NIU’s Quality of Company score of 6.8/10.

DDD3D Systems CorporationQOC 6.8UEICUniversal Electronics Inc.QOC 6.8RUNSunrun Inc.QOC 6.8AGRZAgroz Inc.QOC 6.8CPSCooper-Standard Holdings Inc.QOC 6.8INTCIntel CorporationQOC 6.8NVDANVIDIA CorporationQOC 10.0

Read investment analysis: DDD · UEIC · RUN · AGRZ · CPS · INTC · NVDA

What Else Do Investors Ask About Niu Technologies’s Valuation?

What is Niu Technologies's intrinsic value in 2026?

CirclFi puts Niu Technologies (NIU)'s intrinsic value at $2.25 — the median of 7 independent model estimates as of 2026-10-07, ranging from $0.46 to $4.06. One component of that median, the Bayesian DCF, runs 10,000 Monte Carlo simulations with jump-diffusion and returns $2.12 on its own. The Quality of Company score is 6.8/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is NIU overvalued or undervalued right now?

At $1.92, 5 of 7 active models suggest NIU may be undervalued, while 2 indicate potential overvaluation. The median of all 7 fair value estimates is $2.25, 17.0% above the current price of $1.92 — a consensus view that NIU is undervalued. The assessment depends on which methodology best fits Niu Technologies's business model in Auto Manufacturers.

What does a Quality of Company score of 6.8 mean for NIU?

Niu Technologies's QOC of 6.8/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores between 5-7 reflect moderate fundamentals with areas for improvement.

How many valuation models does CirclFi run on NIU?

CirclFi analyzes NIU with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 7 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on NIU?

Of the 7 models currently active on NIU, RCMH-DCF is the most bullish at $4.06 per share, and Dynamic NAV is the most bearish at $0.46. CirclFi's published fair value for NIU is the median of that range, $2.25, not either extreme. The gap between the two ends equals 160% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is NIU a value trap in 2026?

Niu Technologies's Value Trap score is 19/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 7-model valuation engine, Niu Technologies (NIU) has a median fair value of $2.25 — 17.0% above the current price of $1.92 — as of 2026-10-07.” Source: circlfi.com/stock/NIU/ · Methodology
Primary sources for this NIU valuation
  • Financial statements: Niu Technologies 10-K and 10-Q filings on SEC EDGAR (CIK 0001744781) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for NIU as of ; valuations recomputed .

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