Ladder Capital Corp (LADR) Fair Value 2026

LADR · REIT - Mortgage ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

7.2 /10

32 fundamental signals · 6 models active

Value Trap Risk

SAFE (12/100)

Quick Summary — As of 2026-08-28, Ladder Capital Corp (LADR) trades at $9.82, versus a $9.94 median fair value across its 6 active models — 1.2% above the current price. QOC: 7.2/10. Value Trap Risk: 12/100 (SAFE). 6/13 models active.

Key Facts

Ticker
LADR
Price
$9.82
Quality Score
7.2/10
Value Trap Risk
12/100
Models Active
6/13
Last Updated
Strength: 6 independent models provide multi-angle coverage
Risk: Majority of models suggest overvaluation

Is Ladder Capital Corp (LADR) Undervalued or Overvalued in 2026?

According to CirclFi’s 6-model valuation engine, Ladder Capital Corp (LADR) appears fairly valued as of : the median of 6 independent fair value estimates is $9.94, within 1.2% of the current price of $9.82. Estimates range from $3.60 to $19.13. LADR scores 7.2/10 on fundamental quality and 12/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.4% versus its own 13-model consensus, across 3,809 rated companies as of 2026-08-28. LADR’s +1.2% gap is narrower than that market norm, and the REIT - Mortgage sector median is +8.0%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Ladder Capital Corp Stock in 2026? →

What Fair Value Does Each Model Give LADR?

6 Intrinsic Value Models vs. Current Price ($9.82)

Core Models (Unlocked)
Model Fair Value Upside
Ensemble · Low Conviction
 $9.68 -1.4%
Intrinsic · High Conviction
 $8.59 -12.6%
Intrinsic · Medium Conviction
 $3.60 -63.3%
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What Is LADR's Fair Value Range?

Spread across 6 independent models · $3.60 to $19.13

CirclFi's 6 active models place Ladder Capital Corp (LADR) between $3.60 and $19.13 per share, a spread of 156% of the median. The median of that range — $9.94 — is the fair value CirclFi publishes for LADR, against a current price of $9.82.

Low · ML-RIVHigh · PWERM
$3.60median $9.94$19.13
Where the range comes from
Most bearish modelML Residual Income$3.60
Most bullish modelPWERM$19.13
Model agreement2 bullish · 2 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for LADR. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on LADR, not a CirclFi price target. How each model works →

What Is Ladder Capital Corp (LADR) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Ladder Capital Corp's intrinsic value is estimated at a median $9.94, showing conflicting signals at the current price of $9.82. While the median implied return is +1.2%, model disagreement is elevated with a gap of +158.1% between the most bullish and bearish estimates. The most optimistic model, PWERM, places fair value at $19.13 (+94.8%), while ML-RIV — the most conservative — estimates $3.60 (-63.3%). This +158.1% gap reflects genuine analytical uncertainty about Ladder Capital Corp's intrinsic worth.

What Do the Models Say About LADR?

6 of 13 models are currently active for LADR. Of these, 3 models suggest upside while 3 models suggest overvaluation. Taken together, their median fair value for LADR is $9.94 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does LADR Rank in REIT - Mortgage?

Among 38 REIT - Mortgage stocks, LADR ranks #20 by Quality of Company score. CirclFi's QOC score of 7.2/10 evaluates 32 fundamental signals. A score of 7.2 indicates above-average quality.

As a real estate sector, Ladder Capital Corp operates in a sector where occupancy rate is a critical driver of valuation. Investors evaluating LADR should weigh these sector-specific dynamics alongside our model-derived fair values.

Is LADR a Value Trap?

CirclFi's Value Trap algorithm assigns LADR a score of 12/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

6 of 13 models are active for Ladder Capital Corp. Moderate coverage provides meaningful perspective. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi 32-factor quality framework, Ladder Capital Corp's fundamental quality profile registers 7.2/10. This respectable score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.

The gap between the most bullish and bearish model spans +158.1% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every LADR valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across LADR's 6 active models, average confidence is 34%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Ladder Capital Corp Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar REIT - Mortgage Stocks Should You Also Analyze?

10 related REIT - Mortgage stocks with 13-model coverage

CHMICherry Hill Mortgage Investment CorporationQOC 7.2STWDStarwood Property Trust, Inc.QOC 6.9TRTXTPG RE Finance Trust, Inc.QOC 7.2SACHSachem Capital Corp.QOC 6.9AGNCAGNC Investment Corp.QOC 7.2CIMChimera Investment CorporationQOC 6.9BRSPBrightSpire Capital, Inc.QOC 6.1ORCOrchid Island Capital, Inc.QOC 8.6DXDynex Capital, Inc.QOC 7.9FBRTFranklin BSP Realty Trust, Inc.QOC 8.2

Read investment analysis: CHMI · STWD · TRTX · SACH · AGNC · CIM · BRSP · ORC · DX · FBRT

Which Other Stocks Have a Similar Quality Score to LADR?

6 companies across all industries closest to LADR’s Quality of Company score of 7.2/10.

DCHDauch CorporationQOC 7.2PCORProcore Technologies, Inc.QOC 7.2ASANAsana, Inc.QOC 7.2AUNAAuna SAQOC 7.2ARCTArcturus Therapeutics Holdings Inc.QOC 7.2NVDANVIDIA CorporationQOC 10.0

Read investment analysis: DCH · PCOR · ASAN · AUNA · ARCT · NVDA

What Else Do Investors Ask About Ladder Capital Corp’s Valuation?

What is Ladder Capital Corp's intrinsic value in 2026?

CirclFi puts Ladder Capital Corp (LADR)'s intrinsic value at $9.94 — the median of 6 independent model estimates as of 2026-08-28, ranging from $3.60 to $19.13. The Quality of Company score is 7.2/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is LADR overvalued or undervalued right now?

At $9.82, 3 of 6 active models suggest LADR may be undervalued, while 3 indicate potential overvaluation. The median of all 6 fair value estimates is $9.94, within 1.2% of the current price of $9.82 — a consensus view that LADR is fairly valued. The assessment depends on which methodology best fits Ladder Capital Corp's business model in REIT - Mortgage.

What does a Quality of Company score of 7.2 mean for LADR?

Ladder Capital Corp's QOC of 7.2/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on LADR?

CirclFi analyzes LADR with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 6 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on LADR?

Of the 6 models currently active on LADR, PWERM is the most bullish at $19.13 per share, and ML Residual Income is the most bearish at $3.60. CirclFi's published fair value for LADR is the median of that range, $9.94, not either extreme. The gap between the two ends equals 156% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is LADR a value trap in 2026?

Ladder Capital Corp's Value Trap score is 12/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 6-model valuation engine, Ladder Capital Corp (LADR) has a median fair value of $9.94 — within 1.2% of the current price of $9.82 — as of 2026-08-28.” Source: circlfi.com/stock/LADR/ · Methodology
Primary sources for this LADR valuation
  • Financial statements: Ladder Capital Corp 10-K and 10-Q filings on SEC EDGAR (CIK 0001577670) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for LADR as of ; valuations recomputed .

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