Granite Point Mortgage Trust Inc. (GPMT) Fair Value 2026

GPMT · REIT - Mortgage ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

5.8 /10

32 fundamental signals · 1 models active

Value Trap Risk

SAFE (19/100)

Quick Summary — As of 2026-08-28, Granite Point Mortgage Trust Inc. (GPMT) trades at $1.08. QOC: 5.8/10. Value Trap Risk: 19/100 (SAFE). 1/13 models active.

Key Facts

Ticker
GPMT
Price
$1.08
Quality Score
5.8/10
Value Trap Risk
19/100
Models Active
1/13
Last Updated
Strength: 1 independent models provide multi-angle coverage
Risk: Majority of models suggest overvaluation

What Fair Value Does Each Model Give GPMT?

1 Intrinsic Value Models vs. Current Price ($1.08)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · Medium Conviction
 $0.97 -10.3%

All Models Active

All 1 models are displayed above.

What Is Granite Point Mortgage Trust Inc. (GPMT) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Granite Point Mortgage Trust Inc.'s intrinsic value is estimated at $0.97. Trading at its current price of $1.08, the valuation engine raises significant caution: 1 of 1 models flag downside risk, projecting a median implied return of -10.3%.

What Do the Models Say About GPMT?

1 of 13 models are currently active for GPMT. All 1 active models suggest the stock trades above fair value. See which stocks rank higher →

How Does GPMT Rank in REIT - Mortgage?

Among 38 REIT - Mortgage stocks, GPMT ranks #31 by Quality of Company score. CirclFi's QOC score of 5.8/10 evaluates 32 fundamental signals. A score of 5.8 reflects mixed fundamentals.

Granite Point Mortgage Trust Inc.'s positioning within the REIT - Mortgage segment means that capitalization rate (cap rate) plays an outsized role in fundamental analysis. The sector's unique characteristics — including demographic-driven demand — shape both the opportunity set and risk profile.

Is GPMT a Value Trap?

CirclFi's Value Trap algorithm assigns GPMT a score of 19/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

1 of 13 models are active for Granite Point Mortgage Trust Inc.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, Granite Point Mortgage Trust Inc. earns a quality score of 5.8/10. This respectable rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.

CirclFi runs 13 independent models for each stock. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every GPMT valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across GPMT's 1 active models, average confidence is 47%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Granite Point Mortgage Trust Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar REIT - Mortgage Stocks Should You Also Analyze?

10 related REIT - Mortgage stocks with 13-model coverage

RCReady Capital CorporationQOC 6.0RWTRedwood Trust, Inc.QOC 5.7BRSPBrightSpire Capital, Inc.QOC 6.1ACREAres Commercial Real Estate CorporationQOC 5.6ARRARMOUR Residential REIT, Inc.QOC 6.5TWOTwo Harbors Investment Corp.QOC 5.4FBRTFranklin BSP Realty Trust, Inc.QOC 8.2SUNSSunrise Realty Trust, Inc.QOC 7.6STWDStarwood Property Trust, Inc.QOC 6.9ORCOrchid Island Capital, Inc.QOC 8.6

Read investment analysis: RC · RWT · BRSP · ACRE · ARR · TWO · FBRT · SUNS · STWD · ORC

Which Other Stocks Have a Similar Quality Score to GPMT?

7 companies across all industries closest to GPMT’s Quality of Company score of 5.8/10.

OZVNOZ Vision Inc.QOC 5.8ONLOrion Properties Inc.QOC 5.8ABSIAbsci CorporationQOC 5.8RLEARubber Leaf Inc.QOC 5.8FBGLFBS Global LimitedQOC 5.8FVNFuture Vision II Acquisition Corp.QOC 5.8NVDANVIDIA CorporationQOC 10.0

Read investment analysis: OZVN · ONL · ABSI · RLEA · FBGL · FVN · NVDA

What Else Do Investors Ask About Granite Point Mortgage Trust Inc.’s Valuation?

What is Granite Point Mortgage Trust Inc.'s intrinsic value in 2026?

CirclFi does not yet have enough active models to publish a median fair value for Granite Point Mortgage Trust Inc. (GPMT). The Quality of Company score is 5.8/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is GPMT overvalued or undervalued right now?

At $1.08, 0 of 1 active models suggest GPMT may be undervalued, while 1 indicate potential overvaluation. The assessment depends on which methodology best fits Granite Point Mortgage Trust Inc.'s business model in REIT - Mortgage.

What does a Quality of Company score of 5.8 mean for GPMT?

Granite Point Mortgage Trust Inc.'s QOC of 5.8/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores between 5-7 reflect moderate fundamentals with areas for improvement.

How many valuation models does CirclFi run on GPMT?

CirclFi analyzes GPMT with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 1 of 13 are active for this stock. Read the full methodology →

Is GPMT a value trap in 2026?

Granite Point Mortgage Trust Inc.'s Value Trap score is 19/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap. Browse stocks by value-trap risk →

Cite this analysis — “CirclFi assigns Granite Point Mortgage Trust Inc. (GPMT) a Quality of Company score of 5.8/10 across 32 fundamental signals as of 2026-08-28.” Source: circlfi.com/stock/GPMT/ · Methodology
Primary sources for this GPMT valuation
  • Financial statements: Granite Point Mortgage Trust Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001703644) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for GPMT as of ; valuations recomputed .