Granite Point Mortgage Trust In (GPMT) Fair Value 2026

GPMT · Real Estate Investment Trusts ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

5.9 /10

32 fundamental signals · 8 models active

Value Trap Risk

SAFE (18/100)

Quick Summary — As of 2026-07-13, Granite Point Mortgage Trust In (GPMT) trades at $1.31. QOC: 5.9/10. Value Trap Risk: 18/100 (SAFE). 8/13 models active.

Key Facts

Ticker
GPMT
Price
$1.31
Quality Score
5.9/10
Value Trap Risk
18/100
Models Active
8/13
Last Updated
Strength: Markov DDM suggests +307.8% upside with 47% confidence
Risk: Limited model coverage (8/13) may reduce confidence

Valuation Matrix

8 Intrinsic Value Models vs. Current Price ($1.31)

Core Models (Unlocked)
Model Fair Value Upside
Earnings Power Value
High Conviction
$2.95 +125.3%
First Chicago
Medium Conviction
$2.34 +78.7%
Markov DDM
Medium Conviction
$5.34 +307.8%
ML-RIV
Medium Conviction
$5.28 +302.9%

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What Is Granite Point Mortgage Trust In (GPMT) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, the weight of evidence tilts decidedly bullish for Granite Point Mortgage Trust In. Trading at $1.31 against an estimated intrinsic value of $4.16, 7 of 8 active models flag meaningful upside of +217.6% on average. The most optimistic model, FTNN, places fair value at $6.44 (+391.3%), while PWERM — the most conservative — estimates $1.29 (-1.6%). This +392.9% gap reflects genuine analytical uncertainty about Granite Point Mortgage Trust In's intrinsic worth.

What Do the Models Say About GPMT?

8 of 13 models are currently active for GPMT. Of these, 7 models suggest upside while 1 model suggests overvaluation. See which stocks rank higher →

How Does GPMT Rank in Real Estate Investment Trusts?

Among 183 Real Estate Investment Trusts stocks, GPMT ranks #139 by Quality of Company score. CirclFi's QOC score of 5.9/10 evaluates 32 fundamental signals. A score of 5.9 reflects mixed fundamentals.

See all Most Undervalued Real Estate Investment Trusts Stocks →

Granite Point Mortgage Trust In's positioning within the Real Estate Investment Trusts segment means that capitalization rate (cap rate) plays an outsized role in fundamental analysis. The sector's unique characteristics — including demographic-driven demand — shape both the opportunity set and risk profile.

Is GPMT a Value Trap?

CirclFi's Value Trap algorithm assigns GPMT a score of 18/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

8 of 13 models are active for Granite Point Mortgage Trust In. Moderate coverage provides meaningful perspective. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, Granite Point Mortgage Trust In earns a quality score of 5.9/10. This respectable rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.

The gap between the most bullish and bearish model spans +392.9% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every GPMT valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across GPMT's 8 active models, average confidence is 33%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Granite Point Mortgage Trust In Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Real Estate Investment Trusts Stocks Should You Also Analyze?

8 related Real Estate Investment Trusts stocks with 13-model coverage

Read investment analysis: CUBE · EGP · SELF · EPRT · HHH

See all Real Estate Investment Trusts stocks ranked →

Frequently Asked Questions About Granite Point Mortgage Trust In

What is Granite Point Mortgage Trust In's intrinsic value in 2026?

Based on CirclFi's 13-model analysis, Granite Point Mortgage Trust In (GPMT) has multiple fair value estimates. The Bayesian DCF model runs 10,000 Monte Carlo simulations with jump-diffusion to estimate intrinsic value. The Quality of Company score is 5.9/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is GPMT overvalued or undervalued right now?

At $1.31, 7 of 8 active models suggest GPMT may be undervalued, while 1 indicate potential overvaluation. The assessment depends on which methodology best fits Granite Point Mortgage Trust In's business model in Real Estate Investment Trusts.

What does a Quality of Company score of 5.9 mean for GPMT?

Granite Point Mortgage Trust In's QOC of 5.9/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores between 5-7 reflect moderate fundamentals with areas for improvement.

How many valuation models does CirclFi run on GPMT?

CirclFi analyzes GPMT with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 8 of 13 are active for this stock. Read the full methodology →

Is GPMT a value trap in 2026?

Granite Point Mortgage Trust In's Value Trap score is 18/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap. Browse stocks by value-trap risk →

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