Grid Dynamics Holdings, Inc. (GDYN) Fair Value 2026

GDYN · Information Technology Services ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

8.4 /10

32 fundamental signals · 8 models active

Value Trap Risk

SAFE (12/100)

Quick Summary — As of 2026-08-28, Grid Dynamics Holdings, Inc. (GDYN) trades at $7.97, versus a $7.15 median fair value across its 8 active models — 10.3% below the current price. QOC: 8.4/10. Value Trap Risk: 12/100 (SAFE). 8/13 models active. Within that set, the Bayesian DCF component alone returns $8.66.

Key Facts

Ticker
GDYN
Price
$7.97
Quality Score
8.4/10
Value Trap Risk
12/100
Models Active
8/13
Last Updated
Strength: Bayesian DCF suggests +8.6% upside with 63% confidence
Risk: Majority of models suggest overvaluation

Is Grid Dynamics Holdings, Inc. (GDYN) Undervalued or Overvalued in 2026?

According to CirclFi’s 8-model valuation engine, Grid Dynamics Holdings, Inc. (GDYN) appears overvalued as of : the median of 8 independent fair value estimates is $7.15, 10.3% below the current price of $7.97. Estimates range from $4.63 to $10.18. GDYN scores 8.4/10 on fundamental quality and 12/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.4% versus its own 13-model consensus, across 3,809 rated companies as of 2026-08-28. GDYN’s -10.3% gap is narrower than that market norm, and the Information Technology Services sector median is +1.0%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Grid Dynamics Holdings, Inc. Stock in 2026? →

What Fair Value Does Each Model Give GDYN?

8 Intrinsic Value Models vs. Current Price ($7.97)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $8.66 +8.6%
Ensemble · Medium Conviction
 $7.01 -12.1%
Scenario · High Conviction
 $5.98 -25.0%
Asset-Based · High Conviction
 $4.63 -41.9%
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What Is GDYN's Fair Value Range?

Spread across 8 independent models · $4.63 to $10.18

CirclFi's 8 active models place Grid Dynamics Holdings, Inc. (GDYN) between $4.63 and $10.18 per share, a spread of 78% of the median. The median of that range — $7.15 — is the fair value CirclFi publishes for GDYN, against a current price of $7.97.

Low · Dynamic NAVHigh · Regime Cross
$4.63median $7.15$10.18
Where the range comes from
Most bearish modelDynamic NAV$4.63
Most bullish modelRegime Cross-Sectional$10.18
Model agreement2 bullish · 6 bearishmoderate

A band of this width is typical. The methods agree on direction but weight growth, reinvestment and risk differently, so treat the median as a centre of gravity rather than a precise target.

Every figure above is one model's standalone output on GDYN, not a CirclFi price target. How each model works →

What Is Grid Dynamics Holdings, Inc. (GDYN) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Grid Dynamics Holdings, Inc.'s intrinsic value is estimated at $7.15. Trading at its current price of $7.97, the valuation engine raises significant caution: 6 of 8 models flag downside risk, projecting a median implied return of -10.3%. The most optimistic model, Regime Cross, places fair value at $10.18 (+27.8%), while Dynamic NAV — the most conservative — estimates $4.63 (-41.9%). This +69.7% gap reflects genuine analytical uncertainty about Grid Dynamics Holdings, Inc.'s intrinsic worth.

What Do the Models Say About GDYN?

8 of 13 models are currently active for GDYN. Of these, 2 models suggest upside while 6 models suggest overvaluation. Taken together, their median fair value for GDYN is $7.15 — the figure CirclFi publishes as this stock's fair value. One component of that median, the Bayesian DCF, returns $8.66 on its own, implying +8.6% upside from the current price. See which stocks rank higher →

How Does GDYN Rank in Information Technology Services?

Among 83 Information Technology Services stocks, GDYN ranks #15 by Quality of Company score. CirclFi's QOC score of 8.4/10 evaluates 32 fundamental signals. A score of 8.4 places GDYN in the top tier.

See all Most Undervalued Information Technology Services Stocks →

The Information Technology Services sector introduces analytical considerations specific to technology businesses. For Grid Dynamics Holdings, Inc., metrics like net revenue retention (NRR) provide important context that general-purpose valuation models may underweight.

Is GDYN a Value Trap?

CirclFi's Value Trap algorithm assigns GDYN a score of 12/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

8 of 13 models are active for Grid Dynamics Holdings, Inc.. Moderate coverage provides meaningful perspective. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Deep Alpha Valuation Engine, Grid Dynamics Holdings, Inc. scores 8.4 out of 10 on our 32-signal quality assessment, a strong rating that demonstrates strong fundamentals across the majority of our quality signals. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.

The gap between the most bullish and bearish model spans +69.7% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every GDYN valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across GDYN's 8 active models, average confidence is 45%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Grid Dynamics Holdings, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Information Technology Services Stocks Should You Also Analyze?

11 related Information Technology Services stocks with 13-model coverage

PSNParsons CorporationQOC 8.4SAICScience Applications International CorporationQOC 8.3GIBCGI Inc.QOC 8.5WITWipro LimitedQOC 8.3IBMInternational Business Machines CorporationQOC 8.6TSSITSS, Inc.QOC 8.3EFOREverforth, Inc.QOC 7.1LZMHLZ Technology Holdings LimitedQOC 5.6CSQRCsquare, Inc.QOC 3.5INODInnodata Inc.QOC 9.3ITGartner, Inc.QOC 9.1

Read investment analysis: PSN · SAIC · GIB · WIT · IBM · TSSI · EFOR · LZMH · CSQR · INOD · IT

Which Other Stocks Have a Similar Quality Score to GDYN?

7 companies across all industries closest to GDYN’s Quality of Company score of 8.4/10.

MATMattel, Inc.QOC 8.4DHID.R. Horton, Inc.QOC 8.4OBKOrigin Bancorp, Inc.QOC 8.4ZBHZimmer Biomet Holdings, Inc.QOC 8.4RYRoyal Bank of CanadaQOC 8.4GICGlobal Industrial CompanyQOC 8.4NVDANVIDIA CorporationQOC 10.0

Read investment analysis: MAT · DHI · OBK · ZBH · RY · GIC · NVDA

Where Does GDYN Sit in CirclFi's Information Technology Services Rankings?

GDYN is ranked against every other Information Technology Services stock CirclFi covers in each of these screens.

See all Information Technology Services stocks ranked →

What Else Do Investors Ask About Grid Dynamics Holdings, Inc.’s Valuation?

What is Grid Dynamics Holdings, Inc.'s intrinsic value in 2026?

CirclFi puts Grid Dynamics Holdings, Inc. (GDYN)'s intrinsic value at $7.15 — the median of 8 independent model estimates as of 2026-08-28, ranging from $4.63 to $10.18. One component of that median, the Bayesian DCF, runs 10,000 Monte Carlo simulations with jump-diffusion and returns $8.66 on its own. The Quality of Company score is 8.4/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is GDYN overvalued or undervalued right now?

At $7.97, 2 of 8 active models suggest GDYN may be undervalued, while 6 indicate potential overvaluation. The median of all 8 fair value estimates is $7.15, 10.3% below the current price of $7.97 — a consensus view that GDYN is overvalued. The assessment depends on which methodology best fits Grid Dynamics Holdings, Inc.'s business model in Information Technology Services.

What does a Quality of Company score of 8.4 mean for GDYN?

Grid Dynamics Holdings, Inc.'s QOC of 8.4/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on GDYN?

CirclFi analyzes GDYN with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 8 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on GDYN?

Of the 8 models currently active on GDYN, Regime Cross-Sectional is the most bullish at $10.18 per share, and Dynamic NAV is the most bearish at $4.63. CirclFi's published fair value for GDYN is the median of that range, $7.15, not either extreme. The gap between the two ends equals 78% of the median — a normal spread for a company of this profile. Browse stocks by value-trap risk →

Is GDYN a value trap in 2026?

Grid Dynamics Holdings, Inc.'s Value Trap score is 12/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 8-model valuation engine, Grid Dynamics Holdings, Inc. (GDYN) has a median fair value of $7.15 — 10.3% below the current price of $7.97 — as of 2026-08-28.” Source: circlfi.com/stock/GDYN/ · Methodology
Primary sources for this GDYN valuation
  • Financial statements: Grid Dynamics Holdings, Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001743725) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for GDYN as of ; valuations recomputed .

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