What Is FirstSun Capital Bancorp (FSUN) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, FirstSun Capital Bancorp's intrinsic value is estimated at $39.91, presenting a divided outlook at the current price of $35.48. With an average implied return of +12.5% across a split 5–5 (bull–bear) consensus, the model spread of +177.6% underscores analytical uncertainty. Notably, RCMH-DCF sees the most upside at +102.7% (fair value: $71.91), while EPV is the most conservative at -74.9% ($8.91). The spread between these extremes — +177.6% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About FSUN?
11 of 13 models are currently active for FSUN. Of these, 5 models suggest upside while 6 models suggest overvaluation. The Bayesian DCF estimates FSUN's intrinsic value at $57.23, implying +61.3% upside from the current price. See which stocks rank higher →
How Does FSUN Rank in National Commercial Banks?
Among 90 National Commercial Banks stocks, FSUN ranks #5 by Quality of Company score. CirclFi's QOC score of 9.3/10 evaluates 32 fundamental signals. A score of 9.3 places FSUN in the top tier.
See all Most Undervalued National Commercial Banks Stocks →
The National Commercial Banks sector introduces analytical considerations specific to financial institution businesses. For FirstSun Capital Bancorp, metrics like net interest margin (NIM) provide important context that general-purpose valuation models may underweight.
Is FSUN a Value Trap?
CirclFi's Value Trap algorithm assigns FSUN a score of 33/100 (LOW). This indicates low risk. The financial profile does not exhibit typical value trap warning signs. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
11 of 13 models are active for FirstSun Capital Bancorp. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, FirstSun Capital Bancorp scores 9.3 out of 10 on our 32-signal quality assessment, a elite rating that ranks among the highest-quality businesses in our coverage universe. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +177.6% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every FSUN valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across FSUN's 11 active models, average confidence is 39%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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