Popular, Inc. (BPOP) Fair Value 2026

BPOP · Banks - Regional ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

8.2 /10

32 fundamental signals · 6 models active

Value Trap Risk

SAFE (0/100)

Quick Summary — As of 2026-08-28, Popular, Inc. (BPOP) trades at $169.75, versus a $209.42 median fair value across its 6 active models — 23.4% above the current price. QOC: 8.2/10. Value Trap Risk: 0/100 (SAFE). 6/13 models active.

Key Facts

Ticker
BPOP
Price
$169.75
Quality Score
8.2/10
Value Trap Risk
0/100
Models Active
6/13
Last Updated
Strength: Markov DDM suggests +153.8% upside with 59% confidence
Risk: Limited model coverage (6/13) may reduce confidence

Is Popular, Inc. (BPOP) Undervalued or Overvalued in 2026?

According to CirclFi’s 6-model valuation engine, Popular, Inc. (BPOP) appears undervalued as of : the median of 6 independent fair value estimates is $209.42, 23.4% above the current price of $169.75. Estimates range from $107.57 to $430.75. BPOP scores 8.2/10 on fundamental quality and 0/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.4% versus its own 13-model consensus, across 3,809 rated companies as of 2026-08-28. BPOP’s +23.4% gap is narrower than that market norm, and the Banks - Regional sector median is -22.5%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Popular, Inc. Stock in 2026? →

What Fair Value Does Each Model Give BPOP?

6 Intrinsic Value Models vs. Current Price ($169.75)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $148.22 -12.7%
Ensemble · Low Conviction
 $230.56 +35.8%
Intrinsic · High Conviction
 $430.75 +153.8%
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What Is BPOP's Fair Value Range?

Spread across 6 independent models · $107.57 to $430.75

CirclFi's 6 active models place Popular, Inc. (BPOP) between $107.57 and $430.75 per share, a spread of 154% of the median. The median of that range — $209.42 — is the fair value CirclFi publishes for BPOP, against a current price of $169.75.

Low · FTNNHigh · Markov DDM
$107.57median $209.42$430.75
Where the range comes from
Most bearish modelFTNN Topology$107.57
Most bullish modelMarkov DDM$430.75
Model agreement4 bullish · 2 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for BPOP. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on BPOP, not a CirclFi price target. How each model works →

What Is Popular, Inc. (BPOP) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Popular, Inc.'s intrinsic value is estimated at $209.42, suggesting a +23.4% median upside from the current price of $169.75. While 4 models see room for appreciation, model agreement is not unanimous as 2 models flag potential overvaluation. Model dispersion is worth noting: Markov DDM targets $430.75 (+153.8%), versus FTNN at $107.57 (-36.6%). This +190.4% range highlights the importance of multi-model analysis rather than relying on any single methodology. Among models with highest confidence, EPV lean bearish — adding weight to the bearish side of the thesis.

What Do the Models Say About BPOP?

6 of 13 models are currently active for BPOP. Of these, 4 models suggest upside while 2 models suggest overvaluation. Taken together, their median fair value for BPOP is $209.42 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does BPOP Rank in Banks - Regional?

Among 352 Banks - Regional stocks, BPOP ranks #136 by Quality of Company score. CirclFi's QOC score of 8.2/10 evaluates 32 fundamental signals. A score of 8.2 places BPOP in the top tier.

See all Most Undervalued Banks - Regional Stocks →

As a lending environment, Popular, Inc. operates in a sector where non-performing loan ratio is a critical driver of valuation. Investors evaluating BPOP should weigh these sector-specific dynamics alongside our model-derived fair values.

Is BPOP a Value Trap?

CirclFi's Value Trap algorithm assigns BPOP a score of 0/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

6 of 13 models are active for Popular, Inc.. Moderate coverage provides meaningful perspective. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi 32-factor quality framework, Popular, Inc.'s fundamental quality profile registers 8.2/10. This robust score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.

The gap between the most bullish and bearish model spans +190.4% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every BPOP valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across BPOP's 6 active models, average confidence is 45%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Popular, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Banks - Regional Stocks Should You Also Analyze?

11 related Banks - Regional stocks with 13-model coverage

PRKPark National CorporationQOC 8.2MBWMMercantile Bank CorporationQOC 8.2WSBCWesBanco, Inc.QOC 8.2BCALCalifornia BanCorpQOC 8.2TMPTompkins Financial CorporationQOC 8.2GBCIGlacier Bancorp, Inc.QOC 8.2ISTRInvestar Holding CorporationQOC 7.8CIZNCitizens Holding CompanyQOC 6.8NBTBNBT Bancorp Inc.QOC 8.5STBAS&T Bancorp, Inc.QOC 9.3ESQEsquire Financial Holdings, Inc.QOC 9.1

Read investment analysis: PRK · MBWM · WSBC · BCAL · TMP · GBCI · ISTR · CIZN · NBTB · STBA · ESQ

Which Other Stocks Have a Similar Quality Score to BPOP?

6 companies across all industries closest to BPOP’s Quality of Company score of 8.2/10.

KROSKeros Therapeutics, Inc.QOC 8.2EDConsolidated Edison, Inc.QOC 8.2YUMCYum China Holdings, Inc.QOC 8.2SONYSony Group CorporationQOC 8.2ITGRInteger Holdings CorporationQOC 8.2NVDANVIDIA CorporationQOC 10.0

Read investment analysis: KROS · ED · YUMC · SONY · ITGR · NVDA

Where Does BPOP Sit in CirclFi's Banks - Regional Rankings?

BPOP is ranked against every other Banks - Regional stock CirclFi covers in each of these screens.

See all Banks - Regional stocks ranked →

What Else Do Investors Ask About Popular, Inc.’s Valuation?

What is Popular, Inc.'s intrinsic value in 2026?

CirclFi puts Popular, Inc. (BPOP)'s intrinsic value at $209.42 — the median of 6 independent model estimates as of 2026-08-28, ranging from $107.57 to $430.75. The Quality of Company score is 8.2/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is BPOP overvalued or undervalued right now?

At $169.75, 4 of 6 active models suggest BPOP may be undervalued, while 2 indicate potential overvaluation. The median of all 6 fair value estimates is $209.42, 23.4% above the current price of $169.75 — a consensus view that BPOP is undervalued. The assessment depends on which methodology best fits Popular, Inc.'s business model in Banks - Regional.

What does a Quality of Company score of 8.2 mean for BPOP?

Popular, Inc.'s QOC of 8.2/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on BPOP?

CirclFi analyzes BPOP with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 6 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on BPOP?

Of the 6 models currently active on BPOP, Markov DDM is the most bullish at $430.75 per share, and FTNN Topology is the most bearish at $107.57. CirclFi's published fair value for BPOP is the median of that range, $209.42, not either extreme. The gap between the two ends equals 154% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is BPOP a value trap in 2026?

Popular, Inc.'s Value Trap score is 0/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 6-model valuation engine, Popular, Inc. (BPOP) has a median fair value of $209.42 — 23.4% above the current price of $169.75 — as of 2026-08-28.” Source: circlfi.com/stock/BPOP/ · Methodology
Primary sources for this BPOP valuation
  • Financial statements: Popular, Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0000763901) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for BPOP as of ; valuations recomputed .

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